Are you a resident of Delhi looking to buy a flat at affordable prices? Then you should check out the DDA housing scheme 2022. The Delhi Development Authority (DDA) started its housing activities in 1967 to develop the capital city of Delhi in a balanced and systematic manner.
To provide affordable housing options to the Lower Income Group (LIG), Medium Income Group (MIG) & High Income Group (HIG), DDA launched more than 18,000 housing units in May 2019. Furthermore, in 2021, DDA added 1,354 flats to its scheme, located in Dwarka, Jasola, Vasant Kunj, and Manglapuri.
To date, around 6000 units are still under construction. So, there is still a chance to be amongst the lucky ones and enjoy the benefits of DDA scheme 2022. Keep reading to know more details about this scheme.
Also Read – Documents Required For Home Loans
This housing initiative by the Delhi Development Authority has various benefits, such as the following:
Before you apply for the DDA Housing Scheme, it is necessary to check whether you are eligible to attain a DDA flat. Here are the eligibility criteria:
At least 18 years old
Must be an Indian citizen
One candidate per application. If an applicant wants to apply under more than one category, then the registration fee of a higher category will apply
Both husband and wife can apply separately. If both get selected in the draw, then only one can retain the flat.
Applicants or their spouse and dependent children should not own a housing unit exceeding 67 sq metres on a full or leasehold basis in New Delhi or the Delhi Cantonment area.
Individuals should not own a housing unit constructed by DDA, even if the unit is less than 67 sq metres.
Only those from the Economically Weaker Section have to show an annual income of Rs. 3 lakh or below. There are no specific income criteria for other categories.
While filling out the application form for DDA scheme 2021, an applicant must have the following documents:
Self-attested copy of PAN card.
Any one of the following: Aadhar Card, ration card, driving license, voter ID, telephone bill, passport, bank passbook, electricity bill, water bill
ITR filed for the last two financial years
Applicant’s passport size photo in jpg, png or jpeg format, not exceeding 50kb in size.
Applicant’s signature in jpg, png or jpeg format, not exceeding 50kb in size.
Note that the photo and signature of a joint applicant (if any) should also be submitted in the same format.
Applicants from Scheduled Caste (ST), Scheduled Tribe (ST), and other reserved categories need to submit a self-attested copy of the original caste certificate or handicapped certificate (if applicable).
The Delhi Development Authority charges a registration and application fee for every flat allocated. The fee varies according to each applicant’s profile.
|Category||Registration Fee||Application Fee|
|High Income Group (HIG)||Rs. 2,00,000||Rs. 2000|
|Medium Income Group (MIG)||Rs. 2,00,000||Rs. 2000|
|Low Income Group (LIG)||Rs. 1,00,000||Rs. 2000|
|Economically Weaker Section (EWS)||Rs 25,000||Rs. 2000|
|Janta Flat||Rs. 10,000||Rs. 2000|
Registration on the official website of the Delhi Development Authority began on December 23 2021. The last date to register under DDA Housing Scheme 2021 is February 7 2022. Before filling out the online form, an applicant can read the DDA housing scheme 2021 brochure for specific instructions.
If you pass all eligibility criteria and possess the mentioned documents, this is how you can apply for a DDA flat:
If an applicant is not allotted a flat after paying the registration and application fee, then the entire registration fee is refundable. However, depending on how many days have passed since the draw, if an applicant decides to surrender their flat, the following charges are imposed:
If the application is surrendered from the draw date to the 15th day after receiving a demand-cum-allotment letter
If the application is surrendered from the 16th till the 30th day after receiving a demand-cum-allotment letter.
If the application is surrendered from the 31st till the 90th day after receiving a demand-cum-allotment letter.
If the application is surrendered after 90 days of receiving a demand-cum-allotment letter.
Within 90 days of receiving an allotment letter, the beneficiary of the allotted flat needs to make the payment. This payment is according to an applicant’s category, the location and the type of housing unit chosen.
Applicants can make this payment on the Delhi Development Authority’s online website. One will have to generate an e-challan after clicking on the ‘Online payment for DDA flats’ option. After filling in the details and logging in, an applicant can use the following methods to make payment:
Under the DDA Housing Scheme 2021, interested citizens can attain their dream of buying a house at a subsidised rate. Due to its partnership with Pradhan Mantri Awas Yojana, the poorer section can buy a flat for as low as Rs. 7 lakh.
The quality of construction of the new 1354 flats added in this scheme in 2021 is at par with Delhi’s best complexes. The prices of these housing units range from Rs. 7 lakh to Rs. 2.1 crore, fulfilling the requirements of every section.
Ans: No, the forms for a DDA flat are not available offline. You can access and submit this application only through the online website of the Delhi Development Authority. After submission, the issuance of allotment letters and demand letters is also via online mode.
Ans: After a fair draw, DDA decides the allotment of these flats. Results of this draw are available on the official website of DDA. Individual allottees are not sent a separate mail or message announcing their allotment status.
Ans: Before allotment of flats, applicants can easily cancel their forms on DDA’s online website. After being allotted a flat, surrendering a housing unit is possible, but DDA will impose a heavy penalty in this case.
Ans: Only applicants whose names appeared on the waiting list after the draw have a chance of getting a surrendered flat. DDA announces this waiting list on their online website, along with the results of allottees.
Ans: DDA only permits applicants to opt for their preferred locations while filling out this form. No option for choosing a preferred floor is available on the form. Furthermore, DDA reserves the ground floor flats for physically disabled allottees.
Before you go…
Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.