Get Instant Personal Loan in Ahmedabad up to ₹20 Lakh

Enjoy attractive interest rates starting at 9.9% p.a. with flexible EMI options

Personal Loan in Ahmedabad

Ahmedabad is the largest industrial centre of Western India. This city ranks as India’s seventh largest urban agglomeration and the third best in terms of liveability. This economic powerhouse of Gujarat is also home to reputable institutions like IIT, IIM and MICA. However, the demanding urban lifestyle in this city may require you to have access to additional funds. If you are looking for hassle-free personal loans in Ahmedabad, Navi is here to help!

Just download the Navi app on your smartphone and apply for personal loans in a 100% paperless manner and get the amount disbursed into your account within a few minutes. Yes, it’s that simple!

Features and Benefits of Personal Loan in Ahmedabad

Features and Benefits of Personal Loan in Ahmedabad

Apply through the Navi app and get your loan approved and disbursed to your account in a few minutes
Get personal loans up to ₹20 lakh without pledging any collateral or a guarantor
Enjoy competitive interest rates starting from 9.9% p.a.
Zero paperwork required. Just download the Navi app and apply
Enjoy flexible repayment options of up to 72 months
No lengthy documentation process. Just apply with your PAN

How to Apply for a Personal Loan in Ahmedabad?

If you want to apply for a personal loan in Ahmedabad from Navi, then follow the steps below:
Download the Navi App from Play Store or App Store
Enter a few basic details like name, address, PAN, etc., to check your eligibility
Enter the loan amount and tenure
Our representative will call you. Complete your V-KYC with PAN
Enter bank details and set-up auto pay. Get instant money in your bank account

How to Apply for a Personal Loan in Ahmedabad?

Eligibility Criteria and Documents Required

Indian Resident 18-65 years of age

PAN Card Holder

Salaried or Self-Employed

Aadhaar Card Holder

Interest Rates for Personal Loan in Ahmedabad

Navi offers personal loans at competitive interest rates. However, the final rate offered is based on various parameters and at the sole discretion of Navi.
Interest Rate 9.90% p.a. onwards
Processing Fee Up to ₹7,500
Loan Amount Up to ₹20 lakh
Loan Prepayment Fee Nil
Loan Tenure From 3 to 72 months

How to Calculate EMI on Personal Loan?

Calculate your loan EMI beforehand to better plan your loan and manage your finances. You can either calculate your loan EMI manually or take the help of our personal loan EMI calculator. Here’s the formula for EMI calculation:

EMI = P × r × (1 + r)n/((1 + r)n – 1) where P= Loan amount, r= interest rate, n=tenure in number of months.

However, manual calculations can be tasking. A better alternative would be using Navi Personal Loan EMI Calculator. All you have to do is select the loan amount, interest rate and loan repayment tenure. The calculator will show you the EMI in a matter of seconds.

Personal Loan Calculator

Loan Amount

Rate of Interest (P.a)

%

Loan Tenure (Months)

months

Monthly EMI

0

Total Interest

Total Amount

Why Choose Navi Personal Loan in Ahmedabad?

No hidden charges

Extremely transparent process with no additional or hidden charges. In case you have any doubt, feel free to write to us or check our rate card.

Instant disbursal

If you need instant cash to cross any financial hurdle, choose Navi. It hardly takes a few minutes to apply and get the loan disbursed to your account if you are eligible.

No paperwork

100% app-based paperless process. You can apply for a loan from anywhere, anytime.

Trusted by Millions of Users

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Frequently asked questions

You can repay your loans through EMI. All you need to do is link your bank account and set up auto-debit. The required EMI will be deducted from your account on the due date.
You can reduce personal loan EMI by increasing the EMI tenure or transferring your loan to a new lender via a balance transfer. Another way to reduce the EMI amount is to make part prepayments.
A poor credit score can lead to loan rejection while an above-average credit score can fetch you better deals on your loan like bigger ticket size and lower interest rates.

Keep note of the following factors before applying for personal loans:

  • Credit Score: A good credit score can fetch you personal loans easily. Bad or poor credit scores can lead to rejection of your application.
  • Loan EMI: Prior calculations of your loan EMI can help in planning your finances better.
  • Repayment capacity: Make sure you have sufficient resources to repay the EMI on time. Failing to do so can hurt your credit score.

No intermediary or loan agent is required. Just download the Navi app from Play Store or App Store and apply

You can maintain a healthy CIBIL score by promptly paying all your dues. Having fewer liabilities against your monthly income can prevent your credit score from going down. To get an elaborate idea of improving and maintaining a good credit score, read our blog.

You can check your eligibility on the Navi app. All you need to do is enter your name, date of birth, PAN, monthly income, and address.

Missed EMIs can call for heavy penalty fees. Also, if you miss paying your EMIs multiple times, you may end up defaulting on your loan. This can have a negative impact on your creditworthiness.

Yes, you can get an instant cash loan within an hour with Navi. Just download the Navi app, apply and get the amount disbursed to your account within minutes.