Simplifying finance
for a billion people
for a billion people
Personal Loan
Home Loan
Health Insurance
Mutual Funds
Get the app
Why Navi?
Navi is a digital app that provides simple, affordable, and accessible
financial products and services.
financial products and services.
100%
Paperless Process
Minimal
Documentation
Simple & Secure
Process
24/7
Customer Support
Trusted by Millions of Users
0 M+
App Downloads
0 Cr+
Loan Amount Sanctioned
0 K+
Health Policy Sold
0 L+
Happy Customers
Our Products
Personal Loan
Get instant personal loans to meet any financial requirement.
Loans up to ₹20 lakh
Interest rates starting @ 9.9% p.a.
Instant disbursal
Home Loan
Get loan approval for your dream home through a seamless, paperless process.
Loans up to ₹10 crore
Interest rates starting at 6.95% p.a.
Zero foreclosure charges
Health Insurance
Keep yourself and your family protected with a comprehensive health insurance plan.
Up to ₹1 crore health cover*
Hassle-free claim settlements
Monthly premiums starting at ₹241*
Mutual Funds
Plan your investment journey and reach your goals with Navi Mutual Fund.
Wide range of low-cost index funds
Invest in the international market
Low tracking error
Our Products
Personal Loan
Get instant personal loans to meet any financial requirement.
Loans up to ₹20 lakh
Interest rates starting @ 9.9% p.a.
Instant disbursal
Home Loan
Get loan approval for your dream home through a seamless, paperless process.
Loans up to ₹10 crore
Interest rates starting at 6.95% p.a.
Zero foreclosure charges
Health Insurance
Keep yourself and your family protected with a comprehensive health insurance plan.
Up to ₹1 crore health cover*
Hassle-free claim settlements
Monthly premiums starting at ₹241*
Mutual Fund
Plan your investment journey and reach your goals with Navi Mutual Fund.
Wide range of low-cost index funds
Invest in the international market
Low tracking error
What our customers say about us
- Best hassle free experience I had while buying insurance. This company i felt has the best benefits for a customer. And Sam was patient enough to explain it in simple and easy terms . Unlimited refills!! Best part...no one in the industry dares to do this!! Great job Navi
Swetha KVNeat and clean interface. No nonsense buttons/diversions. However, lacks the option to update your profile. If that is implemented, I guess for me it will deserve 5 stars.
Avinash ShegokarThe experience with this application is excellent & smooth except some glitches i faced with validation of e-nach & set up of auto debit also this navi does not allow any transaction with joint bank account which is a set back.
Kaushik - It's awesome, I used it's personal loan for a two wheeler. And it was way cheaper than any bank/finance company's two wheeler loans, yet no paperwork or documentation required. Very easy process and no hidden charges.
Amiya Ranjan Das