Payments made simple and easy with Navi UPI

Enjoy instant money transfers anytime,

anywhere!

Invest in

Navi Nifty 50 ETF

Tap into the potential of India's top 50

companies with Nifty 50 ETF

NAVINIFTY

i-NAV:₹NA

LIVE

Invest in Navi S&P BSE Sensex Index Fund

Invest in India’s biggest 30 companies from various sectors listed on the Bombay Stock Exchange

Health Insurance

Beat Medical Expenses. Switch to Navi.

Home Loan

Zero Processing Fee. Instant Sanction Letter.

Cash Loan

No Hidden Charges. Instant Disbursal.

Cash Loan
No Hidden Charges. Instant Disbursal.
Payments made simple and easy with Navi UPI
Enjoy instant money transfers anytime,
anywhere!
Invest in
Navi Nifty 50 ETF
Tap into the potential of India's top 50
companies with Nifty 50 ETF
NAVINIFTY
i-NAV:₹NA
LIVE
Invest in Navi S&P BSE Sensex Index Fund
Invest in India’s biggest 30 companies from various sectors listed on the Bombay Stock Exchange
Health Insurance
Beat Medical Expenses. Switch to Navi.
Home Loan
Zero Processing Fee. Instant Sanction Letter.
Cash Loan
No Hidden Charges. Instant Disbursal.
Payments made simple and easy with Navi UPI
Enjoy instant money transfers anytime,
anywhere!

Why Navi?

Navi is a digital app that provides simple, affordable, and accessible financial products and services

100% Paperless Process

Minimal Documentation

Simple & Secure Process

24/7 Customer Support

Navi UPI

Payments made simple and easy with Navi UPI

Instant money transfers

Reliable and secure payments

Transfer money anytime, anywhere

Know More

Mutual Fund

Plan your investment journey and reach your goals with Navi Mutual Fund.

Start investing with ₹10

Invest in Domestic and International funds

Low-cost funds

Know More

Health Insurance

Keep yourself and your family protected with a comprehensive health insurance plan

Upto ₹1 Crore health cover*

Monthly premiums starting at ₹235*

Superfast claim settlements

Know More

Home loan

Get loan approval for your dream home through a seamless, paperless process.

Loans up to ₹5 crore

Interest rates starting 8.55% p.a.

Zero foreclosure charges

Apply Now!

Cash Loan

Get instant cash loan to meet your financial requirements

Loans up to ₹20 lakh

Interest rates starting @9.9% p.a

Flexible EMI options

Apply Now!

What our customers say about us

I've been using this mutual fund app for some time now, and it is so easy to use. Thanks to its simple interface, monitoring the performance of my portfolio has become supereasy.

Sultan Singh

This mutual fund app has been a revelation. It makes investing effortless. The best part is I don't need to maintain 20 different apps to manage my investments. It's dashboard is sleek and extremely intuitive.

Sumona

If you're looking for a mutual fund app that offers unparalleled customer support, then look no further. From day 1, Navi has been extremely supportive and cooperative. I love how easy to use it is.

Archana Rai

If you're looking for a mutual fund app that offers unparalleled customer support, then look no further. From day 1, Navi has been extremely supportive and cooperative. I love how easy to use it is.
Archana Rai
I've been using this mutual fund app for some time now, and it is so easy to use. Thanks to its simple interface, monitoring the performance of my portfolio has become supereasy.
Sultan Singh
This mutual fund app has been a revelation. It makes investing effortless. The best part is I don't need to maintain 20 different apps to manage my investments. It's dashboard is sleek and extremely intuitive.
Sumona
If you're looking for a mutual fund app that offers unparalleled customer support, then look no further. From day 1, Navi has been extremely supportive and cooperative. I love how easy to use it is.
Archana Rai
I've been using this mutual fund app for some time now, and it is so easy to use. Thanks to its simple interface, monitoring the performance of my portfolio has become supereasy.
Sultan Singh

I've been using this mutual fund app for some time now, and it is so easy to use. Thanks to its simple interface, monitoring the performance of my portfolio has become supereasy.

Sultan Singh

This mutual fund app has been a revelation. It makes investing effortless. The best part is I don't need to maintain 20 different apps to manage my investments. It's dashboard is sleek and extremely intuitive.

Sumona

If you're looking for a mutual fund app that offers unparalleled customer support, then look no further. From day 1, Navi has been extremely supportive and cooperative. I love how easy to use it is.

Archana Rai

I have always been someone who has been sceptical about investing in mutual funds due to their unpredicability. However, this app has changed my perception. Thanks to the personalised guidance, investing has become a cakewalk.

Sanju John

Investing in mutual funds with just ₹10? Initially I thought it was a hoax. But, when I started using the app and investing in mutual funds, my opinion changed completely. Today, I am the biggest fan of Navi. I love how easy investing has become.

Anoop Puri

I started investing in 2020 after the pandemic stuck. I decided to invest a small amount every month to build an emergency fund. Today, thanks to Navi's personalised guidance, my portfolio has grown significantly.

Rachit Jain

I have always been someone who has been sceptical about investing in mutual funds due to their unpredicability. However, this app has changed my perception. Thanks to the personalised guidance, investing has become a cakewalk.
Sanju John
Investing in mutual funds with just ₹10? Initially I thought it was a hoax. But, when I started using the app and investing in mutual funds, my opinion changed completely. Today, I am the biggest fan of Navi. I love how easy investing has become.
Anoop Puri
I started investing in 2020 after the pandemic stuck. I decided to invest a small amount every month to build an emergency fund. Today, thanks to Navi's personalised guidance, my portfolio has grown significantly.
Rachit Jain
I've been using this mutual fund app for some time now, and it is so easy to use. Thanks to its simple interface, monitoring the performance of my portfolio has become supereasy.
Sultan Singh
This mutual fund app has been a revelation. It makes investing effortless. The best part is I don't need to maintain 20 different apps to manage my investments. It's dashboard is sleek and extremely intuitive.
Sumona
If you're looking for a mutual fund app that offers unparalleled customer support, then look no further. From day 1, Navi has been extremely supportive and cooperative. I love how easy to use it is.
Archana Rai
I have always been someone who has been sceptical about investing in mutual funds due to their unpredicability. However, this app has changed my perception. Thanks to the personalised guidance, investing has become a cakewalk.
Sanju John
Investing in mutual funds with just ₹10? Initially I thought it was a hoax. But, when I started using the app and investing in mutual funds, my opinion changed completely. Today, I am the biggest fan of Navi. I love how easy investing has become.
Anoop Puri
I started investing in 2020 after the pandemic stuck. I decided to invest a small amount every month to build an emergency fund. Today, thanks to Navi's personalised guidance, my portfolio has grown significantly.
Rachit Jain
I've been using this mutual fund app for some time now, and it is so easy to use. Thanks to its simple interface, monitoring the performance of my portfolio has become supereasy.
Sultan Singh
This mutual fund app has been a revelation. It makes investing effortless. The best part is I don't need to maintain 20 different apps to manage my investments. It's dashboard is sleek and extremely intuitive.
Sumona
If you're looking for a mutual fund app that offers unparalleled customer support, then look no further. From day 1, Navi has been extremely supportive and cooperative. I love how easy to use it is.
Archana Rai

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Frequently Asked Questions

What is the Navi App?

The Navi App is an app that aims to make personal finance simple, accessible, and affordable. You can download the App from Google Play Store or App Store to sign up and access a host of products, including personal loans, home loans, and health insurance with zero paperwork.

How to download the Navi App?

Android users can download the Navi App from Google Play Store while iPhone users can download the app from App Store.

What are the products offered on the Navi App?

Through the Navi App, you can get access to instant cash loans, personal loans, home loans, and health insurance. You can avail of these products by downloading the Navi app from Play Store or App Store.

Can I directly invest in mutual funds on the Navi App?

Yes, you can invest in Mutual Funds on Navi App, starting at ₹10, by following these steps:

Download the Navi app
Select a Mutual Fund
Complete your KYC
Select SIP or Lump Sum
Enter the investment amount & start investing!

How does the Navi App work?

The Navi App is extremely simple and easy to use. Download the app from the App Store or Play Store. Once installed, log in to the Navi App with your mobile number and get access to a host of personal finance products.

Is Navi a bank or NBFC?

The Navi App is operated by Navi Technologies Limited. Navi Finserv Limited is an RBI registered Systemically Important Non-Deposit Taking NBFC (ND-SI) which lends through the Navi App. Navi Technologies is the digital lending partner of Navi Finserv.

Is the Navi App RBI approved?

RBI does not approve digital lending apps. The Navi App is operated by Navi Technologies Limited. Navi Finserv Limited is an RBI registered Systemically Important Non-Deposit Taking NBFC (ND-SI) which lends through the Navi App. Navi Technologies is the digital lending partner of Navi Finserv.

Where should I contact if I face any issue with the app?

For any kind of queries, you can write to [email protected]

Personal/Cash Loan Features & Benefits:

Get an Instant Cash Loan of up to ₹20 Lakh with the Navi app. Our APR varies from 9% to 45%* & you can choose a wide range of repayment options starting from 3 to 48 months.
1. Loan Amount: Up to ₹20 Lakh
2. Interest Rate: Starting from 9.9% - 45% p.a
3. Loan Tenure: 3 to 48 Months
4. 100% digital process
5. Instant money transfer to your bank account
6. Minimum household income: ₹3,00,000 p.a.
7. No Security Deposit

Example of How Navi Cash/Personal Loan works:

Loan Amount - ₹50,000
Tenure - 12 months
Interest Rate - 22% (on reducing principal balance interest calculation)
EMI - ₹4,680
Total Interest Payable - ₹4,680 x 12 months - ₹50,000 Principal = ₹6,160
Processing Fees (incl. GST) - ₹1,475
Disbursed Amount - ₹50,000 - ₹1,475 = ₹48,525
Total Amount Payable - ₹4,680 x 12 months = ₹56,160
Total Cost of the Loan = Interest Amount + Processing Fees = ₹6,160 + ₹1,475 = ₹7,635
*Note: These numbers are for representation purpose only. Final interest rate & APR will depend on customer’s credit assessment

Navi Technologies Ltd

Know More About Navi

What is Navi app?

Navi is a digital app that aims to make personal finance simple, affordable, and accessible. Through the Navi app, you can get an instant cash loan, home loan, health insurance, and invest in mutual funds. The tech-driven app is extremely easy-to-use and offers end-to-end solutions for all your personal finance needs in a 100% paperless manner. Download the Navi app from Google Play Store and App Store and get started!

How to Download and Install Navi app?

Both Android and iPhone users can install the Navi app. You can download the instant loan app from Google Play Store (for Android users) and App Store (for Apple iPhone users). Go to Google Play Store or App Store and type ‘Navi’. Click on ‘Download’ to install the app. Next, click on ‘Open’ to start using the app.

What Products Are Offered on the Navi app?

Whether you’re looking for an instant cash loan, a big-ticket size home loan, mutual funds to suit your investment goals, or a comprehensive health insurance policy to safeguard yourself and your family members - the Navi app has everything in store for you. Here are the products you would find in the Navi app:

Navi Personal Loan up to ₹20 lakh
Navi Home Loan up to ₹5 crore
Navi Health Insurance up to ₹1 crore
Navi Mutual Fund with a wide range of low-cost funds

Navi Cash Loan

Get an instant cash loan of up to ₹20 lakh with the Navi app in a 100% paperless manner. The instant cash loan app lets you enjoy attractive interest rates starting from 9% p.a. with flexible repayment options for up to 48 months. With this cash loan app, you can get access to funds anywhere, anytime in a few minutes with ZERO paperwork. Download the Navi app now if you are looking for an instant cash loan.

Features and Benefits of Navi Cash Loan

Instant loans up to ₹20 lakh
Low interest rates starting at 9% p.a
100% paperless
Instant disbursal

Eligibility Criteria of Navi Cash Loan

Nationality: Indian resident
Age: 18 years and above
Type of Employment: Salaried or Self-employed

Steps to Apply for cash loan through Navi app

Follow these steps to apply for instant cash loans through the Navi app:

Step 1: Download the Navi app from Google PlayStore or App Store
Step 2: Enter your mobile number to get OTP
Step 3: Click on ‘Cash Loan’ to auto-install the cash loan app.
Step 4: Enter a few basic details - Name, DOB, PAN, Employment Type, Profession and Total Monthly Income to check your instant cash loan eligibility.
Step 5: Select the loan amount and tenure
Step 6: Complete your KYC using your PAN, Aadhaar, a selfie and other documents as may be required.
Step 7: Enter bank details and set up auto-debit to get the amount transferred to your bank account within minutes.

Note that the final amount disbursed could depend on multiple factors, including your repayment capacity and credit score.

Why Choose the Navi app for Cash Loan?

Here are a few reasons why you should use the Navi app for cash loans:

Instant Disbursal: The entire loan journey - from application to disbursal - takes only a few minutes of your time.
Zero Processing Fee: You get the exact loan amount in your bank account, post-approval. We do not charge any processing fees.
Zero Foreclosure Charges: You can repay the entire loan amount before the end of your tenure at no extra cost.
Pay in Easy EMIs: Repay at your own convenience with flexible EMI options up to 48 months or 6 years.
100% Paperless: You don’t need to physically submit any documents. The entire process - from loan application to disbursal is entirely paperless.
High Loan Amount: You can avail of loans up to ₹20 Lakh with this cash loan app. Attractive Interest Rates: Enjoy lower interest rates starting at just 9% p.a.

Are you on the hunt for the best cash loan app that would give you instant loans with minimal documentation? Download the Navi app and apply for a cash loan now.

Navi Home Loan

You can get Home Loans up to ₹5 crore at attractive interest rates starting from 8.55% p.a. in a 100% paperless process through the Navi app. You can also switch your existing home loan to Navi through Navi Home Loan Balance Transfer and enjoy lower interest rates. In case you are looking for a single loan to pay off your existing loans, you can also opt for Navi Loan Against Property.

Features and Benefits of Navi Home Loan

Get in-principle approval within minutes
Loans up to ₹5 crore or 90% of the value of the property
Low interest rates starting at 8.55% p.a.
Flexible repayment tenures up to 30 years
Option to switch your existing home loan to Navi through balance transfer
Consolidate your debt with Loan Against Property

Eligibility Criteria of Navi Home Loan

Nationality: Indian resident
Age: 25 - 62 years
Type of Employment: Salaried or Self-employed

Steps to Apply for Home Loan through Navi app

Follow these steps to apply for a home loan through Navi:

Step 1: Download the Navi app through Playstore or App Store
Step 2: Enter your mobile number to get OTP
Step 3: One registered, fill in basic details, including Name (as per PAN), DoB, employment details, PAN number, and City (where the property is located)
Step 4: Click ‘Submit’ to get instant approval

Why Navi App for Home Loan?

Here are a few reasons why you should use Navi app:

100% Paperless Application: Zero paperwork required. Just enter your personal and property details along with PAN to get instant approval
Big Ticket Loan: Get home loans up to ₹5 crore in a hassle-free way
Low Interest Rates: Enjoy attractive interest rates starting at 8.55% p.a
Zero Foreclosure Charges: Foreclose your home loan without any extra cost
Balance Transfer Facility: Switch your existing home loan account to Navi and enjoy low interest rates
Instant In-principle Approval: Get instant in-principle approvals within minutes

Looking for a home loan app that would give you instant approvals on your home loan at low interest rates? Download the Navi app and apply for home loans online. Use the home loan EMI calculator to check your EMI. For detailed information on how a home loan works and what are its fees and charges, check our Home Loan Guide.

Navi Health Insurance

Protect yourself and your family against life’s uncertainties through Navi Health Insurance Policy. Get multiple benefits under one insurance policy, including coverage up to ₹1 crore, no cap on room rent, cashless claims in over 10,000 network hospitals, and more. Sign up for the health insurance plan through the Navi app, pay monthly premiums in EMIs starting at ₹235, and stay protected at all times.

Features and Benefits of Navi Health Insurance

Cover up to ₹1 crore
Cashless treatment in 10,000+ network hospitals
No cap on hospital room rent
Unlimited online doctor consultations
No Claim Bonus
Insurance portability option available

Steps to Apply for Health Insurance Policy through Navi App

Follow these steps to apply for Navi Health Insurance policy through the health insurance app:

Step 1: Download the Navi app from Play Store or App Store
Step 2: Tap on Health Insurance to chat with our insurance advisor
Step 3: Enter your Pincode, select who do you want to cover and answer a few basic questions regarding your medical history and lifestyle habits
Step 4: Get instant quote along with premium details

Why Navi App for Health Insurance?

Here are a few reasons why you should use the Navi app for health insurance:

Get Quote in Minutes: Just enter your Pincode, age, and who you want to cover to get customised quote within a minute.
Zero Paperwork: No unnecessary paperwork, just sign up through the app.
Easy Tracking: Track your policy, claims, and renewals through the app.

So, why wait when you have the best mediclaim app by your side? Download the Navi app, sign up for a comprehensive health insurance plan, and stay protected against life’s uncertainties. For a comprehensive guide to how health insurance works and the dos and don’ts, visit our Health Insurance guide.

Navi Mutual Fund

Looking for the best app for mutual funds to start your investment journey or searching for funds that would suit your investment needs? Try Navi Mutual Fund and explore a wide range of low-cost index funds designed for both seasoned investors and beginners.

Features and Benefits of Navi Mutual Fund

If you’re looking for a mutual fund investment app, try Navi. Here are some of the benefits of investing with Navi Mutual Fund:

Wide range of low-cost index funds
Opportunity to capture the growth in the international market
Low tracking error

Grievance Redressal Officer (GRO) details:

Name: Mohammed Jaffer Sadiq
Designation – Grievance Redressal Officer (DLA)
Address – Navi Finserv Limited, 2nd Floor, Vaishnavi Tech Square, Iballur Village, Begur Hobli, Bengaluru, KA 560102
Email – [email protected]

Name: Rutuja Shinde
Designation – Customer Grievance Redressal Officer (LSP)
Address – Navi Technologies Limited, 9th Floor, Vaishnavi Tech Square, Iballur Village, Begur Hobli, Bengaluru, KA 560102
Email – [email protected]

Contact Details

Email: [email protected]

Conclusion

The Navi app is a power-packed tech-driven app that aims to make financial products simple, affordable, and accessible. So, if you’re looking for a personal loan to meet any financial requirement, a home loan to buy your dream home, funds that could suit your investment goals, or a comprehensive health insurance policy, try Navi. Download the Navi app today!