Payments made simple, easy and rewarding with Navi UPI
Enjoy quick money transfers anytime, anywhere
and get a chance to win rewards every time!
Invest in
Navi Nifty 500 Multicap 50:25:25 Index Fund
Large, Mid and Small- All-in-One Fund
Invest in
Navi Nifty 50 ETF
Tap into the potential of India's top 50
companies with Nifty 50 ETF
NAVINIFTY
i-NAV:₹NA
LIVE
Invest in Navi BSE Sensex Index Fund
Invest in India’s biggest 30 companies from various sectors listed on the Bombay Stock Exchange
Health Insurance
Beat Medical Expenses. Switch to Navi.
Home Loan
Zero Processing Fee. Instant Sanction Letter.
Cash Loan
No Hidden Charges. Instant Disbursal.
Cash Loan
No Hidden Charges. Instant Disbursal.
Payments made simple, easy and rewarding with Navi UPI
Enjoy quick money transfers anytime, anywhere
and get a chance to win rewards every time!
Invest in
Navi Nifty 500 Multicap 50:25:25 Index Fund
Large, Mid and Small- All-in-One Fund
Invest in
Navi Nifty 50 ETF
Tap into the potential of India's top 50
companies with Nifty 50 ETF
NAVINIFTY
i-NAV:₹NA
LIVE
Invest in Navi BSE Sensex Index Fund
Invest in India’s biggest 30 companies from various sectors listed on the Bombay Stock Exchange
Health Insurance
Beat Medical Expenses. Switch to Navi.
Home Loan
Zero Processing Fee. Instant Sanction Letter.
Cash Loan
No Hidden Charges. Instant Disbursal.
Payments made simple, easy and rewarding with Navi UPI
Enjoy quick money transfers anytime, anywhere
and get a chance to win rewards every time!
Why Navi?
Navi is a digital app that provides simple, affordable, and accessible financial products and services
100% Paperless Process
Minimal Documentation
Simple & Secure Process
24/7 Customer Support
Navi UPI
Payments made simple and easy with Navi UPI
Instant money transfers
Reliable and secure payments
Transfer money anytime, anywhere
Chance to win real rewards on every payment
Know More
Mutual Fund
Plan your investment journey and reach your goals with Navi Mutual Fund.
Start investing with ₹10
Invest in Domestic and International funds
Low-cost funds
Know More
Health Insurance
Keep yourself and your family protected with a comprehensive health insurance plan
Upto ₹1 Crore health cover*
Monthly price starting at ₹235*
Superfast claim settlements
Know More
Home loan
Get loan approval for your dream home through a seamless, paperless process.
Loans up to ₹5 crore
Interest rates starting 8.55% p.a.
Zero foreclosure charges
Apply Now!
Cash Loan
Get instant cash loan to meet your financial requirements
Loans up to ₹20 lakh
Interest rates starting @9.9% p.a
Flexible EMI options
Apply Now!
What our customers say about us
I've been using this mutual fund app for some time now, and it is so easy to use. Thanks to its simple interface, monitoring the performance of my portfolio has become supereasy.
Sultan Singh
This mutual fund app has been a revelation. It makes investing effortless. The best part is I don't need to maintain 20 different apps to manage my investments. It's dashboard is sleek and extremely intuitive.
Sumona
If you're looking for a mutual fund app that offers unparalleled customer support, then look no further. From day 1, Navi has been extremely supportive and cooperative. I love how easy to use it is.
Archana Rai
If you're looking for a mutual fund app that offers unparalleled customer support, then look no further. From day 1, Navi has been extremely supportive and cooperative. I love how easy to use it is.
Archana Rai
I've been using this mutual fund app for some time now, and it is so easy to use. Thanks to its simple interface, monitoring the performance of my portfolio has become supereasy.
Sultan Singh
This mutual fund app has been a revelation. It makes investing effortless. The best part is I don't need to maintain 20 different apps to manage my investments. It's dashboard is sleek and extremely intuitive.
Sumona
If you're looking for a mutual fund app that offers unparalleled customer support, then look no further. From day 1, Navi has been extremely supportive and cooperative. I love how easy to use it is.
Archana Rai
I've been using this mutual fund app for some time now, and it is so easy to use. Thanks to its simple interface, monitoring the performance of my portfolio has become supereasy.
Sultan Singh
I've been using this mutual fund app for some time now, and it is so easy to use. Thanks to its simple interface, monitoring the performance of my portfolio has become supereasy.
Sultan Singh
This mutual fund app has been a revelation. It makes investing effortless. The best part is I don't need to maintain 20 different apps to manage my investments. It's dashboard is sleek and extremely intuitive.
Sumona
If you're looking for a mutual fund app that offers unparalleled customer support, then look no further. From day 1, Navi has been extremely supportive and cooperative. I love how easy to use it is.
Archana Rai
I have always been someone who has been sceptical about investing in mutual funds due to their unpredicability. However, this app has changed my perception. Thanks to the personalised guidance, investing has become a cakewalk.
Sanju John
Investing in mutual funds with just ₹10? Initially I thought it was a hoax. But, when I started using the app and investing in mutual funds, my opinion changed completely. Today, I am the biggest fan of Navi. I love how easy investing has become.
Anoop Puri
I started investing in 2020 after the pandemic stuck. I decided to invest a small amount every month to build an emergency fund. Today, thanks to Navi's personalised guidance, my portfolio has grown significantly.
Rachit Jain
I have always been someone who has been sceptical about investing in mutual funds due to their unpredicability. However, this app has changed my perception. Thanks to the personalised guidance, investing has become a cakewalk.
Sanju John
Investing in mutual funds with just ₹10? Initially I thought it was a hoax. But, when I started using the app and investing in mutual funds, my opinion changed completely. Today, I am the biggest fan of Navi. I love how easy investing has become.
Anoop Puri
I started investing in 2020 after the pandemic stuck. I decided to invest a small amount every month to build an emergency fund. Today, thanks to Navi's personalised guidance, my portfolio has grown significantly.
Rachit Jain
I've been using this mutual fund app for some time now, and it is so easy to use. Thanks to its simple interface, monitoring the performance of my portfolio has become supereasy.
Sultan Singh
This mutual fund app has been a revelation. It makes investing effortless. The best part is I don't need to maintain 20 different apps to manage my investments. It's dashboard is sleek and extremely intuitive.
Sumona
If you're looking for a mutual fund app that offers unparalleled customer support, then look no further. From day 1, Navi has been extremely supportive and cooperative. I love how easy to use it is.
Archana Rai
I have always been someone who has been sceptical about investing in mutual funds due to their unpredicability. However, this app has changed my perception. Thanks to the personalised guidance, investing has become a cakewalk.
Sanju John
Investing in mutual funds with just ₹10? Initially I thought it was a hoax. But, when I started using the app and investing in mutual funds, my opinion changed completely. Today, I am the biggest fan of Navi. I love how easy investing has become.
Anoop Puri
I started investing in 2020 after the pandemic stuck. I decided to invest a small amount every month to build an emergency fund. Today, thanks to Navi's personalised guidance, my portfolio has grown significantly.
Rachit Jain
I've been using this mutual fund app for some time now, and it is so easy to use. Thanks to its simple interface, monitoring the performance of my portfolio has become supereasy.
Sultan Singh
This mutual fund app has been a revelation. It makes investing effortless. The best part is I don't need to maintain 20 different apps to manage my investments. It's dashboard is sleek and extremely intuitive.
Sumona
If you're looking for a mutual fund app that offers unparalleled customer support, then look no further. From day 1, Navi has been extremely supportive and cooperative. I love how easy to use it is.
The Navi App is an app that aims to make personal finance simple, accessible, and affordable. You can download the App from Google Play Store or App Store to sign up and access a host of products, including personal loans, home loans, and health insurance with zero paperwork.
How to download the Navi App?
Android users can download the Navi App from Google Play Store while iPhone users can download the app from App Store.
What are the products offered on the Navi App?
Through the Navi App, you can get access to instant cash loans, personal loans, home loans, and health insurance. You can avail of these products by downloading the Navi app from Play Store or App Store.
Can I directly invest in mutual funds on the Navi App?
Yes, you can invest in Mutual Funds on Navi App, starting at ₹10, by following these steps:
Download the Navi app
Select a Mutual Fund
Complete your KYC
Select SIP or Lump Sum
Enter the investment amount & start investing!
How does the Navi App work?
The Navi App is extremely simple and easy to use. Download the app from the App Store or Play Store. Once installed, log in to the Navi App with your mobile number and get access to a host of personal finance products.
Is Navi a bank or NBFC?
The Navi App is operated by Navi Technologies Limited. Navi Finserv Limited is an RBI registered Systemically Important Non-Deposit Taking NBFC (ND-SI) which lends through the Navi App. Navi Technologies is the digital lending partner of Navi Finserv.
Is the Navi App RBI approved?
RBI does not approve digital lending apps. The Navi App is operated by Navi Technologies Limited. Navi Finserv Limited is an RBI registered Systemically Important Non-Deposit Taking NBFC (ND-SI) which lends through the Navi App. Navi Technologies is the digital lending partner of Navi Finserv.
Where should I contact if I face any issue with the app?
Get an Instant Cash Loan of up to ₹20 Lakh with the Navi app. Our APR varies from 9.9% to 45%* & you can choose a wide range of repayment options starting from 3 to 60 months. 1. Loan Amount: Up to ₹20 Lakh 2. Interest Rate: Starting from 9.9% - 45% p.a 3. Loan Tenure: 3 to 60 Months 4. 100% digital process 5. Instant money transfer to your bank account 6. Minimum household income: ₹3,00,000 p.a. 7. No Security Deposit
Example of How Navi Cash/Personal Loan works:
Loan Amount - ₹50,000 Tenure - 12 months Interest Rate - 22% (on reducing principal balance interest calculation) EMI - ₹4,680 Total Interest Payable - ₹4,680 x 12 months - ₹50,000 Principal = ₹6,160 Processing Fees (incl. GST) - ₹1,475 Disbursed Amount - ₹50,000 - ₹1,475 = ₹48,525 Total Amount Payable - ₹4,680 x 12 months = ₹56,160 Total Cost of the Loan = Interest Amount + Processing Fees = ₹6,160 + ₹1,475 = ₹7,635 *Note: These numbers are for representation purpose only. Final interest rate & APR will depend on customer’s credit assessment