Mutual Fund Calculator

Total Investment

Expected return rate (p.a)

%

Time Period (Years)

Invested Amount

0

Est. Returns

Total Value

What is a Mutual Fund Calculator?

Mutual funds are one of the most sought-after investment avenues. The mutual fund return calculator is a practical tool which you can use to calculate the returns a mutual fund investment could potentially generate.

Navi’s mutual fund calculator for returns is flexible and helps you accurately calculate the estimated returns. All you need to do is enter the amount you want to invest, tenure and the expected rate of returns. The online calculator will give you the projected mutual fund return details in a few seconds.

How to Calculate Mutual Fund Returns?

The mutual fund calculator takes three aspects into consideration that includes the amount invested, the expected rate of returns, and the tenure of the amount invested. Though you can manually calculate the mutual fund, the mathematics behind it can be quite cumbersome. Moreover, calculating mutual funds manually might not always guarantee its accuracy.

Alternatively, you can use the online calculator for mutual funds from Navi in the following three simple steps:

Select the investment amount

Choose the amount you want to invest. You can use the sliding bar for selecting the investment amount

Select the investment period

Next, you should enter the tenure for which you want to invest the amount. You can use the slide bar to do the same

Select the return rate

Lastly, enter the expected rate of return on your preferred mutual fund. You can use the slide bar to do the same

The mutual fund calculator for estimated returns shall give you the results with the total amount invested, estimated returns and total value within a few seconds.

What is the Mutual Fund Returns Formula?

You can use the below formula to calculate the lump sum amount of returns on investment:
M = P (1 + r/100)^n where,

M = amount you will receive at maturity,
P = principal amount you have invested,
r = estimated rate of return you earn on your investment, and
n = holding period in years.

For example, if you have invested ₹6,00,000 for 10 years at an estimated rate of return of 12%, using the formula the estimated return would be ₹18,63,509. 

Advantages of Using Navi Mutual Fund Calculator

Here are the most prominent advantages of using the mutual fund calculator:

User-friendly design

Our mutual fund calculator is easy-to-use and intuitive

Saves time

Calculate and check the potential mutual fund returns in seconds

Helps you plan better

Estimate your mutual fund returns beforehand to manage your finances better

Frequently asked questions

There are various types of mutual funds that include bond funds, equity funds, money market funds, debt funds, hybrid funds, balanced funds, target date funds and more. Navi’s mutual fund return calculator helps you get the estimated returns on all types of mutual funds.

Mutual fund calculators provide a full estimate of investment periods of 1 year, 3 years and 5 years. Hence, it helps an investor with their financial planning.
Different types of returns such as total return, absolute return, and annualised return are some factors that must be taken into account. However, it is not possible for a layman to be well-versed with these terms. A mutual fund calculator can be of immense help in such cases.
Mutual funds are a good investment avenue for investors planning on diversifying their investment portfolios. These are a great investment option for investors who have a decent knowledge of how the investment markets work but do not want to directly invest in stocks.
According to the data SEBI released, there are 44 fund houses registered with the Association of Mutual Funds in India (AMFI) in India. These together offer more than 2,500 mutual fund schemes.

Yes, mutual fund investments, just like other investment avenues come with a significant risk factor. However, with proper financial planning and assistance from experts and financial advisors, you can reduce the risk and maximise your returns. 

Disclaimer: Mutual fund investments are subject to market risks, read all scheme-related documents carefully.

Disclaimer: Mutual fund investments are subject to market risks, read all scheme-related documents carefully. Navi does not guarantee the accuracy, completeness, or correct sequence of any details provided therein. Therefore no reliance should be placed by the user for any purpose whatsoever on the information contained or data generated herein or on its completeness or accuracy. The use of any information set out is entirely at the user’s own risk.

Blogs

Jun 22

What Are Mutual Funds And Why Should You Invest In Mutual Funds?

Want to save tax by investing in mutual funds? Click here to read more on the benefits, taxability and other parameters of mutual funds.

Read More

Jun 22

What Are Mutual Funds And Why Should You Invest In Mutual Funds?

Want to save tax by investing in mutual funds? Click here to read more on the benefits, taxability and other parameters of mutual funds.

Read More

Jun 13

10 Best Direct Mutual Funds In India And Who Should Invest

10 Best Direct Mutual Funds In India And Who Should Invest

Read More

Jul 19

10 Best Direct Mutual Funds In India And Who Should Invest

Want to invest in mutual funds? But first, click here to check the advantages and disadvantages of mutual funds & if it is a good investment.

Read More

Explore our videos

4 Tips to Improve Loan Eligibility
Personal Loan vs Gold Loan vs Credit Card Loan: Which can work best for you?
4 Mistakes to Avoid While Taking a Personal Loan
4 Tips to Improve Loan Eligibility
Personal Loan vs Gold Loan vs Credit Card Loan: Which can work best for you?
4 Mistakes to Avoid While Taking a Personal Loan