Compound Interest Calculator

Principal Amount

Rate of Interest (P.a)


Time Period (Years)

Compound Frequency

Principal Amount


Total Interest

Total Value

What is a Compound Interest Calculator?

A compound interest calculator is an online tool that helps calculate compound interest. You can calculate this compound interest on the principal amount on a daily, monthly, or yearly basis.

Navi’s compound interest calculator is extremely easy to use. All you have to do is enter the amount you want to invest, tenure and the annual rate of return. The online calculator will display the calculated compound interest amount in a few seconds.

How to Calculate Compound Interest?

The compound interest calculator takes three aspects into consideration which include the principal amount, interest rate and tenure. Though you can manually calculate the compound interest, it can be time-consuming. Alternatively, using an online calculator could make your life easier.

Here’s how to use Navi’s compound interest calculator:

Select the principal amount

Slide the bar to select the principal amount

Select the tenure

Next, slide the bar to select the tenure

Select the interest rate

Finally, slide the bar to select the annual rate of interest

The compound interest calculator will display the results with the total principal, interest and total amount within a few seconds.

What is the Formula for Calculating Compound Interest?

You can use the formula given below to calculate compound interest manually:
A = P (1+r/n)nt, where A = future value of the investment, P = principal amount, r = rate of interest in decimal, n = number of times interest will be compounded, T = number of periods for which you have invested the money.

For example, if you invest ₹50,000 for 5 years at an annual interest rate of 10% and your returns get compounded annually. The interest component will rise to ₹30,526 at the end of 5 years. As a result, the total amount will be ₹80,526.

Advantages of Using the Navi Compound Interest Calculator

Here are the benefits of using the Navi compound interest calculator

User-friendly design

Navi calculators are very easy to use and are easy to navigate

Saves time

Navi’s compound interest calculator is fast and efficient and helps save time

Helps you plan better

You can calculate the compound interest accrued on your investment in an easy way

Frequently asked questions

There’s no maximum limit on the number of times you can use the compound interest calculator. You can use the calculator whenever you want.
You can use the calculator to calculate compound interest either quarterly, half-yearly or yearly.
You can calculate the compound interest either at the beginning or at the end of the compounding period with savings accounts and investments. In addition to your calculation, you have the option of including additional deposits or withdrawals at the beginning or end of each period.
Yes. You can use the calculator for calculating returns on National Savings Certificates.
No, you don’t need any documents to calculate the compound interest with the Navi compound interest calculator.
Disclaimer: Navi does not guarantee the accuracy, completeness, or correct sequence of any details provided therein. Therefore no reliance should be placed by the user for any purpose whatsoever on the information contained or data generated herein or on its completeness or accuracy. The use of any information set out is entirely at the user’s own risk.


Mar 2

What Is Compound Interest And How Does It Work?

When an interest is added on the initial investment or the principal amount, this interest is known as the compound interest.

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