MHADA or Maharashtra Housing and Area Development Authority is a housing scheme that allows the residents of Maharashtra to get access to residential properties at affordable rates. However, the candidates eligible for this scheme are decided by a lottery scheme. Here are all the details about the MHADA lottery – what is this scheme about, benefits, eligibility, documents required, how to register and more. Read on!
Maharashtra Housing and Area Development Authority offers the MHADA lottery scheme under the Central government’s ambitious Pradhan Mantri Awas Yojana (PMAY). It aims to provide affordable housing units to individuals of different income groups across Maharashtra.
These low-cost homes are allocated through a computerised lottery scheme. Under the MHADA scheme, applicants are segregated on the basis of their annual incomes. The price of housing units under this scheme ranges between Rs.14.6 lakhs and Rs.5.8 crores. Notably, the costs of these units are around 30% to 40% lower than the current market rate. However, the cost of your residential unit will depend on which income group you belong to.
The principal objective of the MHADA scheme is social upliftment by providing quality housing facilities. With the ever-increasing industrialisation, the demand for affordable housing has increased manifolds. MHADA lottery targets people who would have shifted to the rural areas for obtaining better education, employment and an overall better standard of living.
The main responsibility of the concerned housing board was to allot and maintain these housing colonies. To cope with the population explosion and rapid urbanisation, the Government of Maharashtra aimed to provide continuous water supply, drainage, street lights, and public toilets. As a part of a comprehensive approach to solving the potential problems, MHADA initiated the slum improvement programme and took various measures for the general upliftment of living standards across seven locations in Maharashtra.
The MHADA lottery scheme has provided affordable housing facilities for residents of Maharashtra at a discounted rate. Some of the principal benefits are:
If you are willing to purchase an affordable residential unit under the MHADA lottery scheme, you should be aware of the eligibility requirements first. These include the following:
The following table shows the kind of property you are eligible for depending on your income:
|Income Group||Monthly Income||Property You Are Eligible For|
|Economically Weaker Section||Up to Rs. 25,000||LIG flat|
|Lower Income Group||Rs. 25,000 to Rs. 50,000||LIG flat|
|Middle Income Group||Rs. 50,001 to Rs. 75,000||MIG flat|
|High Income Group||Rs. 75,001 and above||HIG flat|
MHADA offers lottery schemes for affordable housing facilities across Maharashtra. Some noteworthy lottery types offered by MHADA are as follows:
The MHADA aims to launch additional schemes for multiple locations across Maharashtra. With the growing demand for residential areas, the MHADA wants to build 7,000-10,000 houses in the next two years.
You need to have certain necessary documents handy if you want to buy a residential property under the MHADA scheme. Here are the documents needed to be eligible for the MHADA lottery scheme:
The MHADA flat distribution scheme holds the lottery at a particular date and the stakeholders learn the details of flat availability. The schemes include PMAY Homes, MHADA Housing Scheme, First Come First Served and all-inclusive schemes.
The MHADA has several housing boards across Maharashtra. Each of these boards is further divided according to their locations. The key housing boards operating under the MHADA Lottery Scheme are as follows:
MHADA has fixed the cost of residential units under each income category. The prices of flats are as follows:
If you are planning to purchase a residential property under the MHADA lottery scheme, you can avail a home loan from Navi for the same. Navi provides big-ticket home loans of up to Rs.10 crore at highly competitive interest rates starting from 7.39% per annum. Moreover, borrowers can opt for a repayment tenure of up to 30 years. To apply for a home loan, you can download the Navi app now.
Also Read: How To Get Rs. 10 Lakh Home Loan: EMI Calculator & Interest Rate
The authorities will hold the MHADA lottery for 2023 in 2022, under which over 3,000 residential units will be provided to eligible applicants. The units will be available in the Pahadi region of Goregaon.
If you are interested in buying a residential unit, you have to register for it online. Here is a step-by-step guide to MHADA lottery registration process for 2022:
Step 1: Registration
The process to MHADA lottery registration will be complete.
Step 2: Fill Out The Lottery Form
Once you complete the registration process, you have to fill out the application form for the MHADA lottery. You have to provide all the following details in this form:
After this, upload all the necessary documents in JPEG format and in the mentioned dimensions. Provide all other details in the relevant spaces and click on the ‘Submit’ button.
Step 3: Payment
Now, you need to pay the registration fee. You can pay the charge through net banking, UPI, debit card or credit card. Make sure to take a printout of the acknowledgement slip along with the online application form.
Also Read: 7 Affordable Housing Schemes in India: Benefits And Eligibility
MHADA’s official website contains all the important contact details. If you are willing to learn more about the scheme or have queries, you can directly connect with the authority board, individual lottery boards and control room. The contact details are as follows:
|Administrative authority||President||022-66405363 / 66405367|
|Vice President & Chief Executive Officer||66405401|
|Chief Vigilance & Security Officer||66405513, 66405444, 66405445, 66405448|
|Mumbai||Chairman||66405354, [email protected]|
|Vice-Chairman & Chief Officer||26590660, [email protected], [email protected]|
|MBRR||Chairman||022-66405342 / 66405344 / [email protected]|
|Chief Officer||26591397, [email protected]|
|MSI||Chief Officer||[email protected]|
|Deputy Chief Engineer||9769456868, 022 [email protected]|
|Chief Officer||022-26591502, [email protected]|
|Pune||Chairman||020-26128082 (Pune Office), 0231-2654450 (Kolhapur Office)[email protected]|
|Chief Officer||0253/2229203, 0253/2229200(Fax)[email protected]|
|Aurangabad||Chairman||0240-2334035, 0240-2357259, [email protected]|
|Chief Officer||0240-2335061, Fax.- 0240-2332438, [email protected]|
|Nagpur||Chairman||0712-2562239 / 2560649 , [email protected]|
|Chief Officer||0712-2562239 / 2560649, 9325081576|
|Amravati||Chief Officer||[email protected]|
If you are selected in the MHADA lottery 2022, you will be allotted a residential unit according to your income. However, if you are not selected, the government will refund your registration fees. You can refer to the above-mentioned guide about MHADA lottery scheme details to know more about this housing scheme.
Ans: You can check the results of the MHADA lottery scheme on the website of MHADA. To check the result, you need to go to the winner page and then search against the scheme code for your area.
Ans: Yes, you can rent out the flat that you have purchased under the MHADA lottery scheme. As per recent changes in regulations, all property owners and lottery winners can now legally rent out their flats.
Ans: Yes, the government allows flat owners to sell their MHADA flats. However, they have to wait for a minimum of 5 years from the date of allotment to be eligible for selling it. Initially, owners had to wait for 10 years.
Ans: In case you fail to get selected for a residential unit by the computerised lottery system, you will be eligible for a refund. The nodal agency of MHADA will refund your registration charges within 7 days via the original mode of payment.
Ans: The registration fees for the MHADA lottery scheme will depend on the income group you belong to. Here are the details:
EWS individuals will have to pay Rs. 5.560
LIG individuals have to pay Rs. 10,560
MIG applicants will need to pay Rs. 15,560
HIG individuals have to pay Rs. 20,560
Ans: The final waiting list of the MHADA lottery scheme is available online. One can follow these steps to check it:
Step 1: Go to https://lottery.mhada.gov.in/OnlineApplication/Konkan/.
Step 2: Click on ‘Lottery result’.
Step 3: Click on the winner’s list and waiting list tabs to open the respective pages.
Ans: Residents of Maharashtra above 18 years of age with a PAN card and a salaried job can apply for the MHADA scheme. The participants are free to choose their preferred city and apply with their personal details including a domicile certificate.
Ans: The MHADA lottery scheme normally does not allow cancellations. However, participants can issue a lawyer’s notice to the builder for agreement cancellation.
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Disclaimer: This article has been prepared on the basis of internal data, publicly available information and other sources believed to be reliable. The information contained in this article is for general purposes only and not a complete disclosure of every material fact. It should not be construed as investment advice to any party. The article does not warrant the completeness or accuracy of the information, and disclaims all liabilities, losses and damages arising out of the use of this information. Readers shall be fully liable/responsible for any decision taken on the basis of this article.
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