Home Loan in Delhi
Housing Loan in Delhi
Delhi, the Capital City of India, offers limitless opportunities, good connectivity and is just half an hour away from the IT hub, Gurgaon. It attracts thousands of people who want to settle down in Delhi to have a better life. Getting a new home in Delhi might feel nerve-wracking. But with Navi, you can get a home loan in Delhi in a 100% paperless manner.
Navi offers one of the best home loan interest rates in Delhi. All you have to do is download the Navi app and apply. Get home loans at attractive interest rates starting from 8.45% p.a. with flexible EMI options of up to 30 years.
Delhi boasts a diverse culture and has something to offer to everyone. The city is home to several gardens, historical monuments and architectural wonders that make it a beautiful city to live in. Many MNCs and Government offices have their headquarters in Delhi, which makes it one of the most important business hubs of our country. If you are looking for a home in Delhi, Navi will be with you throughout the process.
Home Loan in Delhi Details
Getting a home loan with Navi is extremely convenient and easy. Navi offers home loans up to ₹5 crore with no hidden charges, which makes Navi one of the best home loan providers in Delhi. Here are the details of Navi Home Loan:
| Loan Amount | Up to ₹5 Crore |
| Loan Tenure | Up to 30 Years |
| Interest Rate | 8.45% p.a. |
| Processing Fee | Nil |
Home Loan in Delhi – Features & Benefits
Navi home loans come with attractive interest rates, starting from 8.45% p.a.
Home Loan in Delhi – Features & Benefits
Home Loan Interest Rate in Delhi & Other Charges
Home Loan Interest Rate in Delhi & Other Charges
Navi provides home loans at attractive interest rates starting from 8.45% p.a.
Home Loan EMI Calculator
Navi makes it easier and quicker to get a home loan in Delhi. But, before availing of a home loan, it is advisable to plan your EMIs. This will help you manage your finances better. One of the easiest ways to know your EMI is using the Navi Online Home Loan EMI Calculator. All you have to do is enter your loan tenure, amount and interest rate. The estimated EMI will be displayed on the screen within seconds.
Another option is to calculate your EMIs manually. The
formula is:
EMI = [P x R x (1+R)^N / [(1+R)^N-1]
Where, P = Principal loan amount, N = Loan tenure in months, R = Monthly interest rate
The rate of interest on your home loan is calculated monthly.
For example, say you have taken a home loan of ₹40 lakh at an interest rate of 7.39% and tenure is 20 years. Your EMI would be:
EMI = [P x R x (1+R)^N / [(1+R)^N-1] = [40,00,00 x 0.00615 x (1+0.00615)^240 / [(1+0.00615)^240-1] = ₹31,955
Loan Amount
Rate of Interest (P.a)
%
Loan Tenure (Years)
Years
Monthly EMI
0
Total Interest
Total Amount
Home Loan Amortization
| Years | Opening Balance | EMI * 12 | Interest | Principal | Closing Balance |
|---|
How to Apply For Homeloan In Bangalore?
How to Apply for Home Loan in Delhi
Housing Loan Eligibility in Delhi
Housing Loan Eligibility in Delhi
Documents Required for Home Loan in Delhi
Documents Required for Home Loan in Delhi
- PAN and Aadhaar card
- Bank statement or GST returns
Trusted by Millions of Users
Navi Approved Builders
Godrej Properties
Casagrand
Signature Global
VTP Realty
Brigade Group
Assetz Property
Shriram Properties
Sunteck Realty
Provident Housing Limited
Prestige Group
Puranik
DRA Home
Apna Ghar Zaroor Hoga
Enjoy attractive interest rates starting at 8.45% p.a. with flexible EMI options.
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Frequently asked questions
When choosing the best home loan provider in Delhi, you should do thorough research and consider the most affordable one for you. Navi is one of the best home loan providers in Delhi. Navi lets you choose your repayment tenure, and there are no prepayment charges as well if you wish to foreclose your loan before the end of the term. Navi home loans have zero processing fees and come with attractive interest rates, starting from 8.45% p.a.
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