Home Loan in Bangalore

Apply for a Home Loan in Bangalore with Navi to enjoy attractive interest rates with flexible EMI options

Housing Loan in Bangalore

Want to call Bangalore, the Garden City, your new home but worried about the funds? Get a home loan in Bangalore with Navi in a 100% paperless manner and unlock the gate to your dream home. 

Availing of a home loan with Navi is easier and less time-consuming. Navi offers housing loans in Bangalore at attractive interest rates and flexible EMI options. All you have to do is download the Navi app and apply for a home loan. The entire process is online and just takes a few minutes. 

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Home Loan in Bangalore Details

Navi is with you on your journey to becoming a homeowner. With flexible EMI options and a loan tenure of 30 years, you can repay the loan at your convenience. Navi offers the one of best home loan interest rates in Bangalore. Here are the details of Navi Home Loan:

Loan AmountUp to ₹5 Crore
Loan TenureUp to 30 Years
Interest Rate8.45% p.a.
Processing FeeNil

Home Loan in Bangalore - Features and Benefits

No more long waiting time. Get your home loan of up to ₹5 Crore within minutes
Zero paperwork needed. Just download the Navi app and apply for a home loan
Navi does not charge a processing fee. Get the exact amount you want to borrow

Navi offers home loans at attractive interest rates starting from 8.45% p.a.

Enjoy flexible EMI options with a loan tenure of up to 30 years
Navi does not make buying home loan insurance mandatory

Home Loan in Bangalore - Features and Benefits

HL City Features&Benefits

Home Loan Interest Rate in Bangalore with Other Charges

HL City InterestRate&Charges

Home Loan Interest Rate in Bangalore with Other Charges

Get a home loan with Navi at an attractive interest rate starting from 8.45% p.a.

Get the exact amount you want to borrow. Navi does not charge processing fees
Prepay your loan and close it early. Navi does not charge foreclosure fees

Home Loan EMI Calculator

Getting a home loan in Bangalore with the Navi app is easy. But planning your EMIs can make your life easier. Calculating the home loan EMI can help you plan your finances better. It is advisable to use the Navi Home Loan EMI calculator to get an estimate of the monthly amount payable towards home loan repayments. All you need to do is enter the loan amount, rate of interest and tenure. The online EMI calculator will display the result within seconds.

The formula for calculating home loan EMI is:
EMI = P x R x (1+R)^N / [(1+R)^N-1]

Where, P = Principal loan amount, N = Loan tenure in months, R = Monthly interest rate

The rate of interest on your home loan is calculated monthly.

For example, if you have taken a home loan of ₹50 lakh at an interest rate of 7.39% and a loan tenure of 10 years, your monthly EMI would be:

EMI = ₹50,00,000 x 7.39 x (1+7.39)^120/[(1+7.39)^120-1] = Approximately ₹58,830

Loan Amount

Rate of Interest (P.a)

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Loan Tenure (Years)

Years

Monthly EMI

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Total Interest

Total Amount

Home Loan Amortization

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How to Apply For Homeloan In Bangalore?

How To Apply

How to Apply for Home Loan in Bangalore

Download and instal the Navi app from the Play Store or App Store
Enter your name, date of birth and email
Enter your employment details such as monthly salary, company name, PAN card, etc.
Select the city you live in
Complete your KYC verification with PAN, Aadhaar and bank statement
Get provisional loan sanction letter

Housing Loan Eligibility in Bangalore

Any resident Indian is eligible to apply for a housing loan in Bangalore with Navi
Any salaried or self-employed individual can apply for a home loan with Navi
Any individual between the age of 25 and 62 years can apply for a home loan in Bangalore with Navi

Housing Loan Eligibility in Bangalore

HL City EligibiltyCriterion

Documents Required for Home Loan in Bangalore

HL City DocumentsRequired (1)

Documents Required for Home Loan in Bangalore

Navi offers instant home loans with minimal documentation. To complete your KYC, you just need to provide:

Trusted by Millions of Users

1 M+
App Downloads
1 L+
Loan Sanctioned
1 Cr+
Loan amount disbursed
1 L+
Active Loans

Navi Approved Builders in bangalore

Ahad Builders

Ahad Builders

Ajmera Group

Ajmera Group

Aparna Constructions

Aparna Constructions

Assetz Property

Assetz Property

BSS Builders And Promoters

BSS Builders And Promoters

Bhartiya Group

Bhartiya Group

Bren Corporation

Bren Corporation

Brigade Group

Brigade Group

Casagrand

Casagrand

Concrode Group

Concrode Group

DSR INFRA Projects

DSR INFRA Projects

GR Constructions

GR Constructions

Godrej Properties

Godrej Properties

Modern Spaces

Modern Spaces

Prestige Group

Prestige Group

Provident Housing Limited

Provident Housing Limited

Salarpuria Sattva

Salarpuria Sattva

Sanjeevini Group

Sanjeevini Group

Shriram Properties

Shriram Properties

Signature Dwellings

Signature Dwellings

Sobha Group

Sobha Group

Sowparnika

Sowparnika

Splendid Properties

Splendid Properties

Surya Developers

Surya Developers

TVS Emerald

TVS Emerald

Tata Housing

Tata Housing

Apna Ghar Zaroor Hoga

Enjoy attractive interest rates starting at 8.45% p.a. with flexible EMI options.

What our customers say about us

I had experience with two home loans in the past and I have wasted a lot of time into providing unnecessary documents. With Navi, I was surprised how convenient it was. I would highly recommend Navi to anyone looking for a home loan.
Navi made the process of securing a home loan very easy. everything was available at fingertips. Legal verification and valuation of the property went smoothly. Digital process really made the mortgage process simple.
Highly recommend this for home loan. Good interest rates, transparent process and fees. Whole process is streamlined and most of it is done online. Had a great experience!

Frequently asked questions

With Navi it is super easy to get a home loan in Bangalore. No heavy paperwork, attractive interest rates, flexible EMIs and minimal documentation to complete your KYC verification. All you need to do is download the Navi app and apply for the required home loan amount.

Convenient and affordable – these are the two factors that you should consider while looking for the best housing loan in Bangalore. And Navi offers all that and more! Navi is an AI-driven home loan app that bypasses all human intervention for checking loan eligibility and approving home loan applications. With Navi, you can apply for a loan amount of up to ₹5 crore and also enjoy competitive interest rates starting from 7.39% p.a. and a loan tenure of up to 30 years.
The home loan interest rate in Bangalore varies from lender to lender. The interest rate also depends on the credit score of the borrower. The higher the credit score the greater the chances that the home loan would be offered at attractive interest rates. To avail of a home loan at a reasonable interest rate, apply on the Navi app.
Yes, you can get a home loan for b khata property in Bangalore. However, you must first check which banks and NBFCs have a higher chance of approving this home loan. The lender will check the khata certificate, property papers, construction area, floor plan, plan approval and current market value of the property. The final loan amount will be offered depending on your repayment eligibility and technical and legal valuation of the property.
Navi is one of the best home loan companies in Bangalore. Navi offers home loans of up to ₹5 crore at attractive interest rates starting from 7.39%, flexible EMI options and a loan tenure of up to 30 years. All you have to do is download the app, enter your personal and employment details, the loan amount and tenure. For KYC verification, just provide your PAN and Aadhaar details. The entire process is online and just takes a few minutes.

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