Home Loan in Gurgaon
Housing Loan in Gurgaon
Gurgaon is India’s second-largest IT hub. But with the rising population and real estate prices, owning a home in Gurgaon might seem like a far-fetched dream. But, not anymore! Get a home loan in Gurgaon with Navi in a 100% paperless manner.
Navi offers housing loans in Gurgaon at attractive interest rates starting from 8.45% p.a. and flexible EMI options with a loan tenure of up to 30 years. Just download the Navi app and apply! The entire process is online and just takes a few minutes.
Gurgaon in Haryana is one of the fastest emerging IT and commercial hubs in India. Being in the proximity of the country’s capital, it provides efficient connectivity and transport options. Investing in a property in Gurgaon will be a good idea as it will yield higher returns in future. Properties in Gurgaon come with modern amenities and facilities offered by prominent real estate builders. This city also offers good options for fun activities and weekend getaways.
Home Loan in Gurgaon Details
| Loan Amount | Up to ₹5 Crore |
| Loan Tenure | Up to 30 Years |
| Interest Rate | 8.45% p.a. |
| Processing Fee | Nil |
Home Loan in Gurgaon - Features and Benefits
Navi offers home loans at attractive interest rates starting from 8.45% p.a.
Home Loan in Gurgaon - Features and Benefits
Home Loan Interest Rate in Gurgaon With Other Charges
Home Loan Interest Rate in Gurgaon with Other Charges
Get fast approval of home loans in Gurgaon with Navi. There are no hidden charges associated. The policy is transparent to the customers. Here are the associated charges:
Get a home loan in Gurgaon with Navi at attractive interest rates. No hidden charges are applied, making Navi Home Loan one of the best home loans in Gurgaon.
Avail of a home loan at attractive interest rates starting from 8.45% p.a.
Home Loan EMI Calculator
Getting a home loan in Gurgaon is very helpful. However, plan your finances to know your monthly EMI obligations. Use the Navi Home Loan EMI Calculator to know EMI payable. Just enter your interest rate, loan amount and tenure. The online EMI calculator will display the EMI amount within seconds.
The formula for manual EMI calculation of EMIs is:
EMI = P x R x (1+R)^N / [(1+R)^N-1]
Here, P denotes the loan principal, R is the monthly rate of interest divided by 100 and N is the number of EMIs payable.
Where, P = Principal loan amount, N = Loan tenure in months, R = Monthly interest rate
The rate of interest on your home loan is calculated monthly.
For example, say you have taken a home loan of ₹60 lakh at an interest rate of 7.39% and with a tenure of 10 years. Your monthly EMI would be:
EMI = {6000000 x 0.00615 x (1+0.00615)^120} / {(1 + 0.00615)^120 – 1} = ₹70,877
Loan Amount
Rate of Interest (P.a)
%
Loan Tenure (Years)
Years
Monthly EMI
0
Total Interest
Total Amount
Home Loan Amortization
| Years | Opening Balance | EMI * 12 | Interest | Principal | Closing Balance |
|---|
How to Apply for Home Loan in Gurgaon
How to Apply for Home Loan in Gurgaon
Housing Loan Eligibility in Gurgaon
Housing Loan Eligibility in Gurgaon
Documents Required for Home Loan in Gurgaon
Documents Required for Home Loan in Gurgaon
- PAN and Aadhaar card
- Bank statement or GST returns
Trusted by Millions of Users
Navi Approved Builders in gurgaon
Breez Developers
M3M India
MRG World
Signature Global
Tulip Group
Apna Ghar Zaroor Hoga
Enjoy attractive interest rates starting at 8.45% p.a. with flexible EMI options.
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