Withdrawal per month
Expected Returns (P.a)
Time Period (Years)
SWP (Systematic Withdrawal Plan) involves drawing a fixed amount of money at specified time intervals such as monthly, quarterly or annually. An SWP calculator is a tool that helps you determine the amount of money to withdraw from your investment portfolio at regular intervals.
Navi’s SWP calculator carries a user-friendly design and is extremely easy to use. All you need to do is just select the investment, withdrawal amount, tenure and expected return. The online calculator will give you the EMI details in a few seconds.
The SWP calculator is a tool that helps you calculate the amount of money you can withdraw from your investment/mutual fund portfolio. It also helps plan for retirement by calculating how much money will be required in order to generate an income that keeps pace with inflation and other factors.
Here’s how to calculate your withdrawals with the Navi SWP calculator:
The SWP calculator uses the following formula:
A = PMT ((1+r/n)^nt-1)/(r/n), where,
A = FV of your investment
PMT = payment amount for each period
r = rate of return per year
n = number of compounding periods
For example, if you invest ₹2 lakh in an SWP for a year and decide to withdraw ₹5,000/- from this investment while the interest rate is 12%, the final value of your investment will be ₹1,60,768.
The benefits of SWPs are: