Payments made simple, easy and rewarding with Navi UPI
Enjoy quick money transfers anytime, anywhere
and get a chance to win rewards every time!
What is Navi UPI?
Say hello to Navi UPI (NPCI approved) - the newest destination for easy money transfers. Enjoy instant money transfers,
guaranteed security, and reliable payments. Go cashless with Navi UPI for seamless transactions powered by technology and
supported by a user-friendly design. To experience fast and secure money transfers like never before, create your Navi UPI ID now!
Features and Benefits
Instant Transfers
Enjoy fast and seamless money transfers anytime, anywhere.
24/7 Security
All your money transfers are safe and secure.
Reliable Payments
No payment delays or hiccups when you use Navi UPI.
Track Payments
Check your payment history in just a few taps on the Navi app.
Amazing Rewards
Chance to win rewards every time you use Navi UPI.
How Navi UPI Makes Life Easy?
Transfer money to your friends and family instantly.
Scan and pay at any store - digital or physical.
Check your transaction history in just a few taps.
No need to rely on plastic money/debit cards.
Avoid the hassle of visiting ATMs.
How to Get Started with Navi UPI?
Download the Navi app
Enjoy seamless money transfers using Navi UPI anytime, anywhere.
Complete Phone Number Verification
Enter your phone number and verify it by entering the OTP.
Add Bank Account
Enter your bank account details to get started with Navi UPI.
Navi UPI Lite
Save time with one-click transactions, no PIN required!
Complete transactions in just two easy steps ensuring convenience.
Easily track your transactions with a neatly displayed passbook.
Enjoy smoother payments every time with no transaction failures.
RuPay Credit Card on
Navi UPI
All transactions appear on your credit card statement for easy tracking.
Enjoy more time to repay bills compared to instant deductions from your bank account.
Get rewards and cashback for using UPI transactions.
Pay directly from your credit card; no need to carry physical cards.
Widely accepted across platforms and merchants for convenient payments.
Pay bills or recharge instantly anytime, anywhere
Easily make utility bill payments, recharges, or pay EMIs.
Experience zero processing fees.
Enjoy fast, safe, and easy transactions with high success rate.
Simplified payments with multiple payment options.
Chance to win rewards with each payment.
Scan, shop, pay later via
Navi Trezo
Instant credit in 2 minutes! Complete KYC and link to Navi UPI seamlessly
Shop at all UPI enabled merchant
Spends billed on 1st of every month
Fee is applied only to what you spend
Repay, refill and use your limit again!
Frequently Asked Questions
What is UPI?
UPI (Unified Payments Interface) is a digital payment method used to transfer money instantly from one bank account to any bank account. It was developed by NPCI (National Payments Corporation of India) and is RBI-regulated. To use Navi UPI, create a Navi UPI ID by entering your mobile number and linking your bank account.
Can I transfer money instantly using Navi UPI?
Yes, you can transfer money instantly using Navi UPI.
What are the benefits of Navi UPI?
1. Transfer money to your friends and family instantly.
2. Scan and pay at any store - digital or physical.
3. Check your transaction history in just a few taps.
4. No need to rely on plastic money/debit cards.
5. Avoid the hassle of visiting ATMs.
2. Scan and pay at any store - digital or physical.
3. Check your transaction history in just a few taps.
4. No need to rely on plastic money/debit cards.
5. Avoid the hassle of visiting ATMs.
Is Navi UPI safe?
Yes, Navi UPI ensures user information safety 24/7. It is NPCI-approved, hence reliable and secure.
All information is subject to specific conditions | © 2025 Navi Technologies Ltd. All rights are reserved.