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Instant Cash Loan

Get a quick cash loan up to ₹20 lakh at interest rate starting from 9.9% p.a.

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Navi Instant Cash Loan

Unexpected expenses knocking at your door? Relax and get an instant cash loan with Navi. Get a superfast loan of up to ₹20 lakh to meet any financial urgency such as, sudden medical emergency or travel expenses. With Navi, now you have access to instant cash anywhere, anytime. Navi offers flexible repayment tenures of up to 72 months and zero foreclosure charges. No heavy paperwork required - the entire process is 100% paperless. Just enter your KYC details on the Navi app for verification and get an instant cash loan disbursed directly to your bank account within 5 minutes. Navi makes cash loans hassle-free, fast and convenient. Get ready to experience the best fast cash loan app.

Instant Cash Loan Interest Rate and Charges

Instant Cash Loan Interest Rate and Charges

Interest Rate: 9.9% p.a. onwards
Pre-closure Fee: Nil
Processing Fee: Nil
Loan Tenure: Up to 72 months

Instant Cash Loan Interest Rate and Charges

Interest Rate: 9.9% p.a. onwards
Pre-closure Fee: Nil
Processing Fee: Nil
Loan Tenure: Up to 72 months

How to Apply for an Instant Cash Loan on Navi App?

How to Apply for an Instant Cash Loan on Navi App?

You can get the app from Play Store or App Store
Enter a few basic details to check you instant cash loan eligibility
Enter the loan amount and tenure
Complete your V-KYC using your PAN
Enter bank details and set up auto-debit to get the amount transferred to your bank account

Navi Cash Loan Eligibility Criteria

Navi Cash Loan Eligibility Criteria

Age: 21 - 65 years
Nationality: Indian resident
Type of employment: Salaried or Self-employed
Monthly Household Income: ₹3 Lakh
Credit Score: 650 and above

Navi Cash Loan Eligibility Criteria

Age: 21 - 65 years
Nationality: Indian resident
Type of employment: Salaried or Self-employed
Monthly Household Income: ₹3 Lakh
Credit Score: 650 and above

Documents Required for Instant Cash Loan

Documents Required for Instant Cash Loan

Navi offers instant cash loans in 5 minutes with minimal documents. All you need is just your PAN and Aadhaar card to get a loan.
PAN card
Aadhaar Card

Documents Required for Instant Cash Loan

Navi offers instant cash loans in 5 minutes with minimal documents. All you need is just your PAN and Aadhaar card to get a loan.
PAN card
Aadhaar Card

Types of Instant Cash Loan

Car Loan

Travel Loan

Bike Loan

Mobile Loan

Marriage Loan

Used Car Loan

Secondhand Bike Loan

Laptop Loan

Instant Cash Loan in your City

Bengaluru

Kolkata

Jaipur

Kerala

Coimbatore

Ahmedabad

Delhi

Mumbai

Chennai

Hyderabad

Pune

Kolkata

Instant Cash Loan Options

Our Journey So Far

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What our customers say about us

Blogs

Apr 15

A Comprehensive Guide on How to Get Instant Cash Loan in 1 Hour

Are you in need of urgent cash? Avail of instant personal loans and get money deposited into your account within an hour
Feb 5

Everything You Need to Know About Personal Loan Interest Rates

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Frequently asked questions

Download the Navi app, enter your phone number, PAN, name, address, and KYC details (PAN or Aadhaar card). Check your loan eligibility, choose your preferred loan amount and tenure, complete your KYC and apply. The loan amount will be transferred to your bank account in just a few minutes!
You can get instant cash within 5 minutes with the Navi app. Download the Navi app, enter your name, address and other KYC details for verification. Within minutes of completing the KYC verification, you will get the cash directly disbursed to your bank account.
An urgent cash loan is a loan you can get instantly to meet any financial emergency. It could be a medical expense, personal leisure, marriage, or children’s education. Cash loans could be used for any purpose without any restrictions.
With Navi, you can get a cash loan of up to ₹20 Lakh. You are free to use it to meet any financial requirement. Just download the Navi app and apply.
Yes, you can get a fast cash loan without a salary slip with Navi. You just need to enter your PAN and Aadhaar card details for KYC verification. No need to submit a pile of documents to get a cash loan with Navi.
In case you are in need of urgent money, you can take an instant cash loan in 5 minutes with Navi. Download the Navi app, apply for instant cash loan and enjoy instant disbursal.
Always provide correct details to the lender to avoid loan rejection. Make sure that you have the necessary documents like PAN or Aadhaar in handy during KYC verification. Any mismatch in the verification details could lead to loan rejection.
A CIBIL score of 750 or above could mean instant approval. It’s always important to maintain a healthy credit score if you want to get quick access to credit facilities.
Yes, you can prepay your loan via the Navi app at no additional cost.
Navi offers instant cash loans in a 100% paperless manner with minimal documentation and flexible EMI options.
You can use a cash loan for any purpose - from renovating your house to financing your next dream vacation.
In case you default, you might have to pay a penalty fee. But more than that, your credit score would get affected. This can be a problem if you want to apply for a loan or credit card in the future.
You can reduce your EMI by increasing the loan tenure. However, for long-term cash loans, you can end up paying more in terms of interest. This can increase the overall cost of your loan.
Cash loans are unsecured loans, which means you don’t have to pledge collateral or a guarantor to get the loan.
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