Lumpsum Calculator

Total Investment

Expected return rate (p.a)


Time Period (Years)

Invested Amount


Est. Returns

Total Value

What is a Mutual Fund Lump Sum Investment Returns Calculator?

A mutual fund lump sum investment calculator is a financial calculator that is used to calculate future returns on lump sum investments. It is a helpful tool for those who wish to understand the overall returns they would generate in the future (keeping in mind several factors). 

A lump sum calculator could also help you understand how much money you would receive from different investments made at different stages. This enables you to make an informed decision about whether or not your portfolio needs some tweaking and gives you the confidence to allocate capital in the way that works best for you. Use the Navi Lump Sum Mutual Fund Calculator to check your returns on your lump sum mutual fund investments in a quick and hassle-free manner.

How to Calculate Mutual Fund Lump Sum Investment Returns?

As an investor, you should know the importance of calculating the future value of your investments, especially when dealing with lump sum amounts. Lump sum calculators could be used by both individual investors and financial advisors to quickly calculate the total value of lump sum investments.

Here’s how you can calculate your return on your lumpsum investment

Select the investment amount

Choose the amount with the help of the slide bar

Select the investment period

Next, use the slide bar to choose the year

Select the return rate

Now, move the slide bar to select the return rate

And that’s it! In seconds, you will be able to view your returns.

What is the Formula for Mutual Fund Lump Sum Investment Returns?

The formula employed for the calculation of lump sum investment returns is as follows:
FV = PV(1+r/n)^nt

FV = Future Value
PV = Present Value
r = Rate of interest
n = Number of compound interests in a year
t = Tenure

For example, if you invest ₹10 lakh in a mutual fund scheme which gives an average return of 10% per year, and compounds every 6 months for the next 3 years, the calculation will be:
10,00,000 (1 + 10/2) ^2 x 3 = ₹13,31,000

Advantages of Using Navi Mutual Fund Lump Sum Investment Returns Calculator

Here are some of the advantages of the Navi lump sum mutual fund investment returns calculator:

User-friendly design

Intuitive and user-friendly design facilitates easy navigation

Saves time

It hardly takes a few seconds to calculate your returns

Helps you plan better

Find out your absolute returns and assess suitability of investment easily

Frequently asked questions

Lump sum investments allow you to invest a large amount in an instrument or account in one go. This means, it is not a recurring activity and you will not be required to make monthly or weekly contributions. Lump sum investments are a one time contribution. You can make lump sum investments in multiple instruments like mutual funds, stocks and more by splitting your corpus and diversifying your portfolio.
Factors such as amount invested, time of investment, the instrument chosen, inflation rate, expected return rate, and more need to be considered when calculating lump sum investment returns.
Lump sum investments are done in one go and are not periodic. SIP or Systematic Investment Plan is a method of making small investments regularly.
Lump sum investments are ideal for seasoned investors who are familiar with how the market works. Investors with a high-risk appetite could also choose to invest in a lump sum.
You can redeem your investment anytime provided it’s an open-ended scheme. For ELSS (Equity Linked Saving Scheme) or close-ended funds, the lock-in period is 3 years.
Disclaimer: Mutual fund investments are subject to market risks, read all scheme-related documents carefully. Navi does not guarantee the accuracy, completeness, or correct sequence of any details provided therein. Therefore no reliance should be placed by the user for any purpose whatsoever on the information contained or data generated herein or on its completeness or accuracy. The use of any information set out is entirely at the user’s own risk.


Jun 7

How To Choose Best Lumpsum Mutual Funds: Benefits & Risks

Looking for best lump sum mutual funds in India? Here’s a list of best mutual funds for lump sum investments that you may consider investing in!

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