Apply for Instant Personal Loans in Hyderabad with Navi

Enjoy attractive interest rates starting at 9.9% p.a. with flexible EMI options

Personal Loan in Hyderabad

Over the years, Hyderabad has developed into a major trade and commerce centre of South India. Moreover, Hyderabad is also a hub for the booming IT sectors. With an increased number of jobs and more people shifting to the city for opportunities, the cost of living in Hyderabad has also increased exponentially. So, if you need urgent cash for any financial requirement, you can opt for a personal in Hyderabad with Navi.

With Navi by your side, you don’t have to worry about lengthy paperwork and documents. Just download the Navi app from Play Store or App Store and apply for an instant loan in Hyderabad today!

Features and Benefits of Personal Loan in Hyderabad

Features and Benefits of Personal Loan in Hyderabad

Download the app, apply and get money transferred to your bank account within a few minutes
Entirely paperless process, zero paperwork required
Get loans up to ₹20 lakh without pledging any collateral
Enjoy competitive interest rates starting at just 9.9% p.a.
Enjoy flexible repayment tenure of up to 72 months
Close your loan at your own convenience without any additional cost or fee

How to Apply for a Personal Loan in Hyderabad?

Follow the steps below to apply for an instant personal loan in Hyderabad:
Download the Navi App from Play Store or App Store
Enter a few basic details like name, address, PAN, etc., to check your eligibility
Enter the loan amount and tenure
Our representative will call you. Complete your V-KYC with PAN
Enter bank details and set-up auto pay. Get instant money in your bank account

How to Apply for a Personal Loan in Hyderabad?

Eligibility Criteria and Documents Required

Indian Resident 18-65 years of age

PAN Card Holder

Salaried or Self-Employed

Aadhaar Card Holder

Interest Rates for Personal Loan in Hyderabad

Navi offers quick cash loans in Hyderabad at affordable rates. However, the final rate of interest will depend on whether you fulfill the personal loan eligibility criteria.
Interest Rate 9.90% p.a. onwards
Processing Fee Up to ₹7,500
Loan Amount Up to ₹20 lakh
Loan Prepayment Fee Nil
Loan Tenure From 3 to 72 months

How to Calculate EMI on Personal Loan?

Calculate your loan EMI beforehand to better plan your loan and manage your finances. You can either calculate your loan EMI manually or take the help of our personal loan EMI calculator. Here’s the formula for EMI calculation:

EMI = P × r × (1 + r)n/((1 + r)n – 1) where P= Loan amount, r= interest rate, n=tenure in number of months.

However, manual calculations can be tasking. A better alternative would be using Navi Personal Loan EMI Calculator. All you have to do is select the loan amount, interest rate and loan repayment tenure. The calculator will show you the EMI in a matter of seconds.

Personal Loan Calculator

Loan Amount

Rate of Interest (P.a)

%

Loan Tenure (Months)

months

Monthly EMI

0

Total Interest

Total Amount

Why Choose Navi Personal Loan in Hyderabad?

Competitive rates and charges

We are here to make personal finance accessible to all. So, keeping the affordability factor in mind, we offer you one of the lowest interest rates in the market today.

No hidden charges

Extremely transparent process with no additional or hidden charges. In case you have any doubt, feel free to write to us or check our rate card.

Repay at your convenience

We give you the flexibility to repay your loan in easy EMIs at your convenience. Choose loan tenure as per your wish.

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Frequently asked questions

Personal loans do not have any end-use restrictions, so you can use the money anywhere. You can use it for your day-to-day expenses, higher education, marriage, or even buying new furniture and appliances if you have moved into a new city.

Here are some of the factors that you must take into account before taking a personal loan:

  • Credit score: Your CIBIL or credit score is essential as it determines your creditworthiness. Having a good credit score will help you get loan approval easily.
  • Repayment capacity: Assess your monthly income and existing liabilities to know if you can comfortably repay the instalments.
  • EMIs: Calculate your EMI in advance to understand how much you have to pay towards your loan. Vary the loan amount, tenure and interest rate to check what would be a viable repayment option for you.

Having a good credit score can help you get better deals on your loan. So, try to keep your credit score at an above-average level to get easy access to credit.

At Navi, you do not need to submit your income proof to get your loan approved. Just your PAN or Aadhaar (optional) details would suffice.

You can repay your loan in EMIs. All you need to do is link your bank account to the Navi app. The EMI will get automatically deducted on the due date.

Missed repayments can lead to penalty charges. Also, it can affect your creditworthiness.

Yes, you can get an instant cash loan in 1 hour in Hyderabad. Just download the Navi app, apply and get the money transferred to your account within minutes.