Navi Health Insurance Personal Accident Insurance
An accident is an unfortunate incident that could occur anytime, anywhere resulting in damage, injury, and in unfortunate cases, death. A personal accident policy provides coverage if an insured person meets with an accident, resulting in death or permanent or temporary disability.
Financial protection is offered by personal accident insurance, and depending on the insurer, it provides a daily cash allowance up to a certain number of days and covers pre and post-hospitalisation bills. Depending on the policy you pick, personal accident insurance protects you in case of a loss of income for a set amount of time.
Navi provides all-inclusive medical coverage, cashless medical care, 100% hospital bill settlement and exposure to a larger insured amount.
We cover your entire hospitalisation bill along with other related medical expenses from 90 days before to 180 days after hospitalisation
With Navi Health Insurance Plan, you get comprehensive medical coverage 90 days before hospitalization and 180 days after
Get medical treatment at home for 3 or more days due to patient’s adverse health condition or unavailability of hospital bed
You can get unlimited online doctor consultations with the top doctors of the country at to additional cost
For road accident injuries, we provide additional 100% sum insured once existing sum insured amount is exhausted
We cover organ donor’s hospitalisation cost
Get up to ₹5 Lakh for emergency transfer via air ambulance
A complimentary health checkup once in every policy year for members older than 17 years
Additional coverage up to ₹30,000 for up to 2 deliveries/lawful termination of pregnancy after a 3-years waiting period
A complimentary health checkup once in every policy year for members older than 17 years
Additional coverage up to ₹30,000 for up to 2 deliveries/lawful termination of pregnancy after a 3-years waiting period
Hospitalisation expenses of up to ₹10,000 for newborn baby within 90 days of birth
Any planned dental treatment is not covered under the health insurance plan
Any planned eye-treatment is not covered under the health insurance plan
Any health complications caused by alcoholism or drug abuse aren't covered under the health insurance policy.
Accidents are unfortunate and unpredictable. A split second may change the course of life drastically.
Therefore, it is essential to get reputable personal accident insurance coverage
The price of medical treatment is skyrocketing. With personal accident health insurance, you can safeguard your finances from the high medical costs incurred during hospitalisation or other medical expenses.
Navi offers relatively affordable premium alternatives, and you may even pay for them with monthly EMIs starting at ₹235. This guarantees that you won't be paying a sizable premium all at once.
Under the terms of the insurance contract, a personal accident cover will provide compensation in the event of physical harm, fatalities, or any type of permanent disability brought on by accident. IRDAI specifies a ₹15 lakh limit for the coverage. In the event of an unexpected death caused by an accident, the insurance company will pay the nominee the whole amount insured.
A vital feature that a policy buyer looks for in an insurance policy is a simple claim procedure since a person would not be able to use their insurance in an emergency if it had a complicated one. You may apply for a covered insurance application for the covered insurance over here online or offline, and the business will verify it before paying the claim.
Our lifestyle has changed drastically, and as a result, lifestyle disorders are on the rise. Accident insurance protects you against the expenditures required to care for such illnesses, preserving your financial stability. Additional advantages under a personal accident policy include a copay that lowers your premium, a cumulative bonus that increases your insured amount after a certain number of claim-free years, and others.
Considering the rising medical costs, try to buy a policy that provides adequate cover. A policy with a low coverage amount may not be sufficient for you and your family. Navi Health Insurance offers health cover up to Rs.1 crore*
Insurance companies have tie-ups with hospitals, commonly known as network hospitals. Check if your insurer provider has a long list of network hospitals. You can get cashless claims in 10,000+ network hospitals with Navi Health Insurance
Every insurer looks forward to a hassle-free claim settlement process and every quality insurance company strives to maintain an excellent claim settlement ratio. With Navi Health Insurance, claim settlement is a breeze
There should be a balance between insurance cover and premium. Considering affordability as a major factor, we have introduced insurance premium payments in EMIs. Our insurance premium EMIs start at just Rs.235/month*
Your requirements can include the sum insured, how many members you are planning to add, the ailments you want to be covered, etc. Understand your requirements and purchase a policy to maximise on policy benefits
Waiting period is the time span during which you cannot claim some or all of the benefits of your policy. It is crucial to know the waiting period for various ailments mentioned in your policy to make an informed decision.
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Apr 15
It’s wise to be prepared for a sudden medical emergency. A health insurance policy can provide necessary financial support to get medical treatment in time.
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Apr 30
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