Quick Loan
Apply for a quick loan up to ₹20 lakh @ 9.9% p.a.*
Navi Quick Loan App
Navi is a quick loan app that offers loans up to ₹20 lakh at competitive interest rates starting from 9.90% p.a. with flexible repayment tenures of up to 48 months. The entire loan journey, from application to disbursal, is 100% paperless. A quick loan is a type of online personal loan designed to provide fast and quick access to funds for individuals in need of financial assistance. You can apply for a quick loan for medical emergencies, unexpected travel expenses, bill payments or any other requirement.
So, if you are looking for quick cash, don’t hesitate to apply for a quick loan online with the Navi app in a 100% paperless manner with minimal documentation. Just download the Navi quick loan app, and apply for a loan from anywhere, anytime, on the go, and get the money disbursed to your account in minutes.
Quick Loan App Interest Rate and Charges
Interest Rate: 9.90% p.a. onwards
Processing Fee: Nil*
Foreclosure Fee: Nil
Loan Tenure: Up to 48 months
Eligibility Criteria and Documents Required
Indian Citizen,
Age: 21-65
Age: 21-65
Aadhaar Card
PAN card
PAN card
Salaried or self-employed
Annual income > 3 Lakh
Annual income > 3 Lakh
CIBIL score
greater than 750
greater than 750
How to Apply for a Quick Loan on the Navi App?
Download the Navi quick loan app
You can get the app from Play Store or App Store
Check your eligibility
Enter a few basic details like name, date of birth, income and PAN to check your eligibility
Select loan details
Enter the loan amount and tenure based on your eligibility and as per your preference
Complete your KYC verification
You would need your PAN and Aadhaar to complete your KYC
Get the loan amount
Link your bank account, set up auto-debit for EMI payments and get the loan amount disbursed to your account in minutes!
What our customers say about us
It's a superb app that provides loan with minimum document. The approval process is too fast, within 10 minutes amount was credited to my account. Thanks a lot team.
Jajnyeswar Medhi
The easiest way I have ever received a loan. It was beyond my expectations as I had to upload everything online and my loan was credited within few minutes. Thank you Navi!!
Mriganka Baishya
I required money for my mother's sudden illness. They were in the way of hospital and i was just thinking that from where should I send money. Navi app helped me with immediate loan. Thanks again
SS Rathore
It's a superb app that provides loan with minimum document. The approval process is too fast, within 10 minutes amount was credited to my account. Thanks a lot team.
Jajnyeswar Medhi
The easiest way I have ever received a loan. It was beyond my expectations as I had to upload everything online and my loan was credited within few minutes. Thank you Navi!!
Mriganka Baishya
I required money for my mother's sudden illness. They were in the way of hospital and i was just thinking that from where should I send money. Navi app helped me with immediate loan. Thanks again
SS Rathore
This is the first time that I had great experience personal loan, thanks to Navi App. The option provided for loan customisation is excellent for hassle-free repayment. This is the one of the best App and highly recommended.
Senthil Murugan
I felt it is the best instant loan app in the market at present. Very simple process of availing the loan. This app does not ask for a lot of personal or device or bank information like other instant loan apps. Keep it up team!
Kartik Talwar
Excellent & Quick. Fast & quick disbursement when you are in urgent need money is what most of us look for. Thank you so so much Navi.Hope this service continues in coming days too.
Kavya MN
I am really very happy and impressed with the Navi Personal loan App. I applied for a loan and it got approved quickly without any problem. The loan process was very smooth. I recommend this App for personal loans.
Kurapati Durgaprasad
Navi is a simple app for personal loans. It needs minimum documentation. I applied for a loan it hardly took 5-10 minutes for loan disbursal. Thank you Navi!
Vikas Kumar
Wonderful app. Very easy to use and everything described very clearly to avoid any confusion. I am using this app for last 7 months and have a loan but I never faced any inconvenience related to payment or anything else.
Yogesh Kumar
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Frequently Asked Questions
How can I repay my quick loan?
You can repay your online quick loan through EMIs. You can either set up auto-debit on the Navi app to get your EMI amount automatically deducted from your bank account on the due date every month or you can prepay the EMI amount in advance via the quick loan app.
How much amount can I borrow with a quick loan?
You can get up to ₹20 lakh in quick loans based on your eligibility. Your loan eligibility depends on multiple factors like your CIBIL score, repayment capacity and monthly income, among others.
Can I get a quick loan if I have a bad credit score?
If you have a credit score below 650, you might get a loan, but at a higher interest rate than those offered to borrowers with higher scores. However, if your credit score is extremely low, your loan application might get rejected. Try to maintain a healthy CIBIL score by repaying all your loan dues in time to avoid such a situation.
Can self-employed individuals apply for a quick loan?
Yes, eligible self-employed applicants can also get a quick loan. You can check your loan eligibility on the Navi app. Anyone with a stable source of income can apply for a quick loan and that includes self-employed applicants too. If you’re self-employed and planning to apply for a quick loan online, make sure to check your loan eligibility before applying.
Are there any prepayment or foreclosure charges?
Navi doesn’t charge any foreclosure fee that many other lenders do. You can repay your loan in full via the app and close your loan account whenever you wish to without any penalties.
Is there a processing fee on quick loans?
Navi doesn’t charge any processing fee on quick personal loans. This means that you will get the full approved loan amount without any deductions!
How much time would it take to get the loan approval after the loan application process is done?
It takes only a few minutes to get your loan approved. Just enter a few basic details including your name, address, date of birth and PAN and enjoy instant loan approval.
What should I do if my loan application gets rejected?
In case your loan application is rejected, you can reach out to our 24/7 customer support team through the ’Chat’ option in the profile section of the Navi app to get clarity on the issue.
Are there any hidden charges?
There are no hidden charges involved. However, you might have to pay a certain penalty fee if you miss your EMI(s). We strongly encourage you to pay your dues on time to avoid penalty charges and adverse impact on your credit score.
Can I get a top-up loan on my existing quick loan?
Yes, currently we allow top-up loans to eligible customers. The eligibility is determined on the basis of our internal policy and guidelines. You can check your top-up loan eligibility on the Navi app.
All information is subject to specific conditions | © 2024 Navi Technologies Ltd. All rights are reserved.