Navi Health Insurance Health Insurance for Surgery
Some diseases and medical conditions leave you with no other option but surgery. During such times, a health insurance for surgery can help cover the expenses and reduce the financial burden.
With Navi, you can purchase a health insurance plan for surgery for yourself, legal spouse, dependent children, parents and/or parents-in-law. The benefits include pre- and post-hospitalisation medical expense coverage, cashless treatments at more than 10,000 network hospitals and fast claim settlements.
We cover your entire hospitalisation bill along with other related medical expenses from 90 days before to 180 days after hospitalisation
With Navi Health Insurance Plan, you get comprehensive medical coverage 90 days before hospitalization and 180 days after
Get medical treatment at home for 3 or more days due to patient’s adverse health condition or unavailability of hospital bed
You can get unlimited online doctor consultations with the top doctors of the country at to additional cost
For road accident injuries, we provide additional 100% sum insured once existing sum insured amount is exhausted
We cover organ donor’s hospitalisation cost
Get up to ₹5 Lakh for emergency transfer via air ambulance
A complimentary health checkup once in every policy year for members older than 17 years
Additional coverage up to ₹30,000 for up to 2 deliveries/lawful termination of pregnancy after a 3-years waiting period
A complimentary health checkup once in every policy year for members older than 17 years
Additional coverage up to ₹30,000 for up to 2 deliveries/lawful termination of pregnancy after a 3-years waiting period
Hospitalisation expenses of up to ₹10,000 for newborn baby within 90 days of birth
Any planned dental treatment is not covered under the health insurance plan
Any planned eye-treatment is not covered under the health insurance plan
Any health complications caused by alcoholism or drug abuse aren't covered under the health insurance policy.
Comprehensive health insurance for surgery protects your finances against unforeseen medical expenses.
Here are the reasons you need health insurance for surgery:
Safeguard your savings from overwhelming medical expenditures with health insurance for surgery.
Insure every family member under one plan or opt for an individual health plan.
Paying premiums for your health insurance is never a problem with Navi, thanks to affordable EMI options starting at ₹235 per month.
Take advantage of section 80D of the Income Tax Act to receive tax benefits on your insurance premium and reduce your tax liability.
For most people, heart ailments leading to surgery have become very common. A surgery insurance policy will shield you from the costs of treating such diseases.
Looking to buy surgery insurance for yourself and your family? Download the Navi app to access various benefits and features of health insurance with surgery cover.
Follow these simple steps to buy Navi Health Insurance for surgery:
Considering the rising medical costs, try to buy a policy that provides adequate cover. A policy with a low coverage amount may not be sufficient for you and your family. Navi Health Insurance offers health cover up to Rs.1 crore*
Insurance companies have tie-ups with hospitals, commonly known as network hospitals. Check if your insurer provider has a long list of network hospitals. You can get cashless claims in 10,000+ network hospitals with Navi Health Insurance
Every insurer looks forward to a hassle-free claim settlement process and every quality insurance company strives to maintain an excellent claim settlement ratio. With Navi Health Insurance, claim settlement is a breeze
There should be a balance between insurance cover and premium. Considering affordability as a major factor, we have introduced insurance premium payments in EMIs. Our insurance premium EMIs start at just Rs.235/month*
Your requirements can include the sum insured, how many members you are planning to add, the ailments you want to be covered, etc. Understand your requirements and purchase a policy to maximise on policy benefits
Waiting period is the time span during which you cannot claim some or all of the benefits of your policy. It is crucial to know the waiting period for various ailments mentioned in your policy to make an informed decision.
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Apr 15
It’s wise to be prepared for a sudden medical emergency. A health insurance policy can provide necessary financial support to get medical treatment in time.
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Apr 30
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