The Ultimate Home Loan Guide

Navi Pedia home buying guide covers all necessary points to ease your home buying journey.

Home Loan

Home Loans Tax Benefits: Exemptions Under Section 80C, 24(b), 80EE, & 80EEA

One of the primary benefits of home loans is that you get to enjoy substantial tax rebates, which significantly reduce ... Read More »

Home Loan

Home Loan Eligibility For The Salaried: How Much Home Loan Can I Get On My Salary

If you are wondering 'how much home loan can I get on my salary', you must evaluate the home loan eligibility criteria.... Read More »

Home Loan

Housing Loan Interest Rates in 2023: Formula, Calculation and Charges

With RBI increasing its repo rate to 6.25%, lenders have increased their home loan interest rates too. So, in case you ... Read More »

Home Loan

Home Loans: List Of Documents Required (2023)

Most of the time, home loan applications get rejected owing to discrepancy in the documents submitted. If you have your... Read More »

Home Loan

Online Home Loan EMI Calculator – Formula and Steps To Use

A home loan EMI calculator allows you to determine the loan instalment amount or EMI towards your home loan. It is an e... Read More »

Home Loan

Housing Loan Interest Rates in 2023: Formula, Calculation and Charges

With RBI increasing its repo rate to 6.25%, lenders have increased their home loan interest rates t... Read More »

Home Loan

Get Home Loan In Dharwad – Interest Rates and How to Apply Online

Dharwad, located in the north-western part of Karnataka, is a developing industrial hub of the stat... Read More »

Home Loan

How to Apply for a Home Loan in Bangalore – Interest Rates and Eligibility Criteria

Getting a home loan in Bangalore wouldn't be too difficult if you have the repaying capacity and a ... Read More »

Home Loan

Home Loan Repayment Calculator – Best Ways to Repay Home Loans

Home loan repayment (foreclosure) refers to the complete repayment of the outstanding loan amount t... Read More »

Home Loan

8 Home Loan Tips You Should Consider

Buying a home is a dream come true for many. This is a crucial decision in someone’s life financi... Read More »

Home Loan

Tips to Consider Before Purchasing Your First Home

Buying your first home is essential, and emotional for many in India. It is one of the most sought-... Read More »

Home Loan

Benefits of Taking a Joint Home Loan in India – Tax Benefits (2023)

While applying for a home loan it is not mandatory to have a co-applicant. However, there are multi... Read More »

Home Loan

Mortgage Loan/Loan Against Property: Eligibility, Interest Rates and Things to Consider

A mortgage loan is a secured financing option sanctioned against a property kept as collateral. Als... Read More »

Home Loan

RERA Telangana – TSRERA Services, Registration Process and Fees

On 31st July 2017, the state government of Telangana notified the TSRERA or Telangana State Real Es... Read More »

Home Loan

Loan-to-Value Ratio | Working, Calculation, Guidelines and Impact

The loan-to-value (LTV) ratio is a risk evaluation method used by financial institutions and l... Read More »

Home Loan

What is Earnest Money and its Significance in Real Estate Sector?

High-value investments, such as home purchases or highly priced government and private projects, ge... Read More »

Home Loan

Best Banks and NBFCs for Home Loans in India – Interest Rates and Eligibility

If you are planning to buy a home, you must start comparing the interest rates and loan repayment t... Read More »

Home Loan

Home Loan Types and Options in India – Eligibility, Interest Rate and Calculator

Banks, HFC (housing finance companies) and NBFCs offer different types of home loans to suit custom... Read More »

Home Loan

Banglar Awas Yojana 2023 Update: Objectives, Eligibility And How To Apply

Banglar Awas Yojana is a housing scheme introduced by West Bengal Government in 2021. Chief Ministe... Read More »

Home Loan

Stamp Duty And Registration Charges In Mumbai (2023)

In Mumbai, stamp duty rates are levied as per the Maharashtra Stamp Act, 1958 (Bombay Stamp Act, 19... Read More »

Home Loan

MHADA Lottery Scheme 2022: Eligibility, Documents and Online Registration Process

MHADA or Maharashtra Housing and Area Development Authority is a housing scheme that allows the res... Read More »

Home Loan

Best Home Finance Companies (HFCs) In India [2023]

Housing Finance Companies (HFCs) are a part of Non-Banking Financial Companies (NBFCs) that offer h... Read More »

Home Loan

Stamp Duty And Property Registration Charges in Hyderabad 2023 – How To Pay Online

Regardless of the economic turmoil, the housing price in Hyderabad has jumped by 7% in the la... Read More »

Home Loan

How To Pay Ghaziabad Nagar Nigam House Tax Online And Offline?

All property owners of Ghaziabad are liable to pay their property tax to the Nagar Nigam Ghaziabad ... Read More »

Home Loan

What is Amortization – Working, Example, Formula and Calculation

Amortization refers to the process of reducing a debt with regular payments. If you have taken a lo... Read More »

Home Loan

Fixed Rate Vs Floating Rate in Home Loan – Which One is Better

Ms Singh, an investment banker, has been promoted this year because of her talent and dedication. S... Read More »

Home Loan

What is Encumbrance Certificate – Types, Fees & Steps to Apply

If you are planning to purchase a property, then it is essential to check whether there are any leg... Read More »

Home Loan

Rs.15 Lakh Home Loan In India – Interest Rates, EMI Calculator and How to Apply

Purchasing a house is an impressive milestone in a person’s life, and it offers a sense of securi... Read More »

Home Loan

Non-Occupancy Charges – Rates, Calculation And When is it Not Applicable

It is quite common among property owners to purchase a house and rent it out to receive additional ... Read More »