The Ultimate Home Loan Guide

Navi Pedia home buying guide covers all necessary points to ease your home buying journey.

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Current Housing Loan Interest Rates in 2022: 4 Factors That Can Affect Home Loan Interest Rates
2 September 2022 Home Loan

Current Housing Loan Interest Rates in 2022: 4 Factors That Can Affect Home Loan Interest Rates

With RBI increasing its repo rate to 5.40%, lenders have increased their home loan interest rates too. So, in case you ... Read More
How To Compare Home Loans With A Home Loan EMI Calculator?
8 June 2022 Home Loan

How To Compare Home Loans With A Home Loan EMI Calculator?

Let’s assume that you have applied for a home loan of Rs. 90 lakh for a tenure of 15 years. The loan gets approved an... Read More
Home Loans Tax Benefits: Exemptions Under Section 80C, 24(b), 80EE, & 80EEA
31 May 2022 Home Loan

Home Loans Tax Benefits: Exemptions Under Section 80C, 24(b), 80EE, & 80EEA

One of the primary benefits of home loans is that you get to enjoy substantial tax rebates, which significantly reduce ... Read More
Home Loans: List Of Documents Required
7 June 2022 Home Loan

Home Loans: List Of Documents Required

Home loans are secured loans. Meaning, that the purchased property stays as collateral with the lender until the loan i... Read More
Home Loan Eligibility For The Salaried: How Much Home Loan Can I Get On My Salary
Home Loan

Home Loan Eligibility For The Salaried: How Much Home Loan Can I Get On My Salary

If you are wondering 'how much home loan can I get on my salary', you must evaluate the home loan eligibility criteria.... Read More
How To Pay Registration And Stamp Duty Charges in Chennai?
Home Loan

How To Pay Registration And Stamp Duty Charges in Chennai?

To get your property officially registered under your name in Chennai, you must pay stamp duty and ... Read More »
Current Housing Loan Interest Rates in 2022: 4 Factors That Can Affect Home Loan Interest Rates
Home Loan

Current Housing Loan Interest Rates in 2022: 4 Factors That Can Affect Home Loan Interest Rates

With RBI increasing its repo rate to 5.40%, lenders have increased their home loan interest rates t... Read More »
How To Pay Property Tax In Delhi Online And Offline
Home Loan

How To Pay Property Tax In Delhi Online And Offline

The Municipal Corporation of Delhi (MCD) is the city’s municipality responsible for maintaining t... Read More »
What Are The Current Stamp Duty And Property Registration Charges In Telangana?
Home Loan

What Are The Current Stamp Duty And Property Registration Charges In Telangana?

The state government in India is in charge of defining rules and standards and managing the collect... Read More »
What Are The Stamp Duty And Registration Charges In Thane?
Home Loan

What Are The Stamp Duty And Registration Charges In Thane?

In India, every State government levies a stamp duty on property transfers. The location, type of p... Read More »
How To Pay PMC Property Tax Online And Offline?
Home Loan

How To Pay PMC Property Tax Online And Offline?

The Pune Municipal Corporation (PMC) collects the city's property tax from owners of residential an... Read More »
How To Pay Ghaziabad Nagar Nigam House Tax Online And Offline?
Home Loan

How To Pay Ghaziabad Nagar Nigam House Tax Online And Offline?

All property owners of Ghaziabad are liable to pay their property tax to the Nagar Nigam Ghaziabad ... Read More »
Gurgaon Property Tax: Tax Rates, Calculations And Payment Process
Home Loan

Gurgaon Property Tax: Tax Rates, Calculations And Payment Process

Property tax is a type of direct tax imposed by the state Government on all real estate properties,... Read More »
BBMP Property Tax: Tax Rates, How To Pay & Check The Status
Home Loan

BBMP Property Tax: Tax Rates, How To Pay & Check The Status

The Karnataka State Government imposes this tax on the residents of the State who own properties in... Read More »
What Are The Current Stamp Duty And Registration Charges In Maharashtra?
Home Loan

What Are The Current Stamp Duty And Registration Charges In Maharashtra?

The role of stamp duty is primarily found in property transactions. Buyers of house properties must... Read More »
Home Loan Tax Benefit Calculator: What Is It And Tax Benefits On Home Loans
Home Loan

Home Loan Tax Benefit Calculator: What Is It And Tax Benefits On Home Loans

To reduce the financial burden on homebuyers, the Government of India offers attractive income tax ... Read More »
SDMC Property Tax – Rates, Calculations And Process To Pay
Home Loan

SDMC Property Tax – Rates, Calculations And Process To Pay

If you own a real estate in South Delhi, you must pay South Delhi Municipal Corporation property ta... Read More »
How To Pay MCGM Property Tax And How Are The Taxes Calculated?
Home Loan

How To Pay MCGM Property Tax And How Are The Taxes Calculated?

Municipal Corporation Greater Mumbai (MCGM) is the local body entrusted to impose, evaluate, and co... Read More »
MCLR And Its Impact On Loans Explained
Home Loan

MCLR And Its Impact On Loans Explained

Prior to 1st April 2016, if you went to a bank to avail of a loan, you would be charged an interest... Read More »
Deductions From House Property Income Under Section 24 Of The Income Tax Act
Home Loan

Deductions From House Property Income Under Section 24 Of The Income Tax Act

To encourage the citizens to own a home, the Government of India has introduced a host of home loan... Read More »
What Are Home Construction Loans And Why You Should Get It?
Home Loan

What Are Home Construction Loans And Why You Should Get It?

Mr Jain has been planning to build a house for a long time. However, he realises that he has alread... Read More »
Navi Mumbai Municipal Corporation (NMMC) Property Tax Simplified: Pay NMMC Tax Online 
Home Loan

Navi Mumbai Municipal Corporation (NMMC) Property Tax Simplified: Pay NMMC Tax Online 

Navi Mumbai is one of the biggest municipal corporations in Mumbai in terms of the properties cover... Read More »
What Is Mortgage Refinancing? Should You Opt For It?
Home Loan

What Is Mortgage Refinancing? Should You Opt For It?

Let’s say you have opted for a mortgage loan of Rs. 40 lakh around 5 years ago. Now let’s consi... Read More »
Benefits Of Home Loan For Women And How To Apply Online
Home Loan

Benefits Of Home Loan For Women And How To Apply Online

Buying a home is a life decision for everyone. While men have been doing it for ages, a woman buyin... Read More »
Loan Moratorium In Banking: Explained
Home Loan

Loan Moratorium In Banking: Explained

After the Indian Government implemented lockdown measures to combat the Covid-19 pandemic, numerous... Read More »
DDA Housing Scheme: Eligibility, Documentation And Registration Process
Home Loan

DDA Housing Scheme: Eligibility, Documentation And Registration Process

The Delhi Development Authority (DDA) started its housing activities in 1967 to develop the capital... Read More »
MHADA Lottery Scheme 2022: Eligibility, Documents And Online Registration Process
Home Loan

MHADA Lottery Scheme 2022: Eligibility, Documents And Online Registration Process

MHADA or Maharashtra Housing and Area Development Authority is a housing scheme that allows the res... Read More »
9 Different Home Loan Types And Options Available In India: Eligibility And Interest Rates
Home Loan

9 Different Home Loan Types And Options Available In India: Eligibility And Interest Rates

Home loans could help you get the dream house you desire. It is the most sought after option and it... Read More »
NBFC Home Loans In India: Top Home Loan NBFCs And Steps To Apply For NBFC Home Loan
Home Loan

NBFC Home Loans In India: Top Home Loan NBFCs And Steps To Apply For NBFC Home Loan

With more NBFCs or Non-Banking Financial Companies launching loan apps, it has become easier for po... Read More »
What Is Home Loan Stamp Duty And Why Is It Important For Property Buyers
Home Loan

What Is Home Loan Stamp Duty And Why Is It Important For Property Buyers

If you are planning to purchase a property, the price quoted by the seller is not the total amount ... Read More »
What Is Home Loan Balance Transfer And Why You Should Consider It
Home Loan

What Is Home Loan Balance Transfer And Why You Should Consider It

A home loan balance transfer facility lets you switch your existing home loan to a new lender with ... Read More »
What Is Home Loan Sanction Letter, Its Format And How To Get It
Home Loan

What Is Home Loan Sanction Letter, Its Format And How To Get It

After applying for a home loan, lenders carry out a thorough process of verifying your creditworthi... Read More »
PMAY Credit Linked Subsidy Scheme (CLSS) Benefits And Calculation Of Interest Subsidy
Home Loan

PMAY Credit Linked Subsidy Scheme (CLSS) Benefits And Calculation Of Interest Subsidy

Before 2015, middle-income Indian families had to face immense financial strain when availing of a ... Read More »
How PMAY Subsidy Calculator Works, How To Use It And How To Check Subsidy Status
Home Loan

How PMAY Subsidy Calculator Works, How To Use It And How To Check Subsidy Status

The Pradhan Mantri Awas Yojana (PMAY) is a central government initiative aiming to boost home buyin... Read More »
Loan Against Property Eligibility Calculator: 5 Ways To Increase Mortgage Loan Eligibility
Home Loan

Loan Against Property Eligibility Calculator: 5 Ways To Increase Mortgage Loan Eligibility

A loan against property (LAP) is a secured loan that you can get by keeping your residential or com... Read More »
Top 9 Banks And NBFCs for Home Loans in India: Interest Rates, Eligibility And Documents Required
Home Loan

Top 9 Banks And NBFCs for Home Loans in India: Interest Rates, Eligibility And Documents Required

If you are planning to buy a home, you must start comparing the interest rates and loan repayment t... Read More »
How To Use A Home Loan Prepayment Calculator?
Home Loan

How To Use A Home Loan Prepayment Calculator?

If you have taken a home loan and want to foreclose it, you could make part-prepayments or full pre... Read More »
Top Up Home Loan: Features, Benefits And Interest Rates
Home Loan

Top Up Home Loan: Features, Benefits And Interest Rates

If you have an existing home loan and are in urgent need of extra cash, you could apply for top-up ... Read More »
How To Compare Home Loans With A Home Loan EMI Calculator?
Home Loan

How To Compare Home Loans With A Home Loan EMI Calculator?

Let’s assume that you have applied for a home loan of Rs. 90 lakh for a tenure of 15 years. The l... Read More »
Home Loans: List Of Documents Required
Home Loan

Home Loans: List Of Documents Required

Home loans are secured loans. Meaning, that the purchased property stays as collateral with the len... Read More »
Home Loan Eligibility For The Salaried: How Much Home Loan Can I Get On My Salary
Home Loan

Home Loan Eligibility For The Salaried: How Much Home Loan Can I Get On My Salary

If you are wondering 'how much home loan can I get on my salary', you must evaluate the home loan e... Read More »
Considering To Apply For A Home Loan in India? Know These Important Factors First
Home Loan

Considering To Apply For A Home Loan in India? Know These Important Factors First

A home loan is a secured loan that gives you access to funds to buy or construct your dream home. Y... Read More »
Minimum CIBIL Score For Home Loan In 2022
Home Loan

Minimum CIBIL Score For Home Loan In 2022

CIBIL score is one of the first criteria lenders check to process home loan application. CIBIL scor... Read More »
How To Apply For EC in Andhra Pradesh Online: Check These Easy Steps
Home Loan

How To Apply For EC in Andhra Pradesh Online: Check These Easy Steps

An EC (Encumbrance Certificate) s a crucial document that proves the ownership of a property. It is... Read More »
Loan Against Property: Interest Rates, Eligibility Criteria And Documents Required
Home Loan

Loan Against Property: Interest Rates, Eligibility Criteria And Documents Required

Shweta is facing a serious financial emergency for which she requires a considerable amount of fund... Read More »
Home Loans Tax Benefits: Exemptions Under Section 80C, 24(b), 80EE, & 80EEA
Home Loan

Home Loans Tax Benefits: Exemptions Under Section 80C, 24(b), 80EE, & 80EEA

One of the primary benefits of home loans is that you get to enjoy substantial tax rebates, which s... Read More »
Home Loan Prepayment: How To Prepay Your Home Loan
Home Loan

Home Loan Prepayment: How To Prepay Your Home Loan

A solution to reduce your debt burden is prepaying your home loan. Home loan prepayment is where yo... Read More »
Reverse Mortgage Loan: Features, Eligibility And Other Factors
Home Loan

Reverse Mortgage Loan: Features, Eligibility And Other Factors

As the name suggests, a reverse mortgage loan differs from a traditional mortgage because roles are... Read More »
Home Loan Process: A Step-by-Step Guide To Housing Loan Procedure
Home Loan

Home Loan Process: A Step-by-Step Guide To Housing Loan Procedure

A home loan is a credit facility that you could avail of to buy or construct a house. Getting a hom... Read More »
Pradhan Mantri Awas Yojana (PMAY): Benefits, Features And More
Home Loan

Pradhan Mantri Awas Yojana (PMAY): Benefits, Features And More

Pradhan Mantri Awas Yojana (PMAY) is a government-backed scheme launched to provide 'affordable hou... Read More »
Home Loan In Davanagere: Features, Benefits And Eligibility
Home Loan

Home Loan In Davanagere: Features, Benefits And Eligibility

Davanagere's economy has shown a prominent growth. Now is the time to consider investing in real es... Read More »
How To Apply For Home Loans In Gulbarga?
Home Loan

How To Apply For Home Loans In Gulbarga?

Gulbarga, also known as Kalaburagi, attracts numerous tourists every year and the population has se... Read More »
How To Apply For Home Loans In Hubli
Home Loan

How To Apply For Home Loans In Hubli

Recently, Hubli or Hubballi, the second-largest city in Karnataka by size and population has seen a... Read More »
How To Apply For A Home Loan In Bangalore
Home Loan

How To Apply For A Home Loan In Bangalore

Getting a home loan in Bangalore wouldn't be too difficult if you have the repaying capacity and a ... Read More »
Patta Chitta: How To Check Tamil Nadu Land Record Online
Home Loan

Patta Chitta: How To Check Tamil Nadu Land Record Online

Patta and Chitta are land certificates in Tamil Nadu containing plot details, such as their ownersh... Read More »
Types Of Mortgage Loans: Interest Rates, Eligibility, Documents And How to Apply
Home Loan

Types Of Mortgage Loans: Interest Rates, Eligibility, Documents And How to Apply

A mortgage loan is a secured loan that you can get from a lender by offering an immovable property ... Read More »
MeeBhoomi Andhra Pradesh: Everything You Need To Know
Home Loan

MeeBhoomi Andhra Pradesh: Everything You Need To Know

The state government of Andhra Pradesh collaborated with the Department of Revenue and launched a d... Read More »
Best Housing Finance Companies (HFCs) In India [2022]
Home Loan

Best Housing Finance Companies (HFCs) In India [2022]

Housing Finance Companies (HFCs) are a part of Non-Banking Financial Companies (NBFCs) that offer h... Read More »
All You Need To Know About Bhoomi: Karnataka Land Records
Home Loan

All You Need To Know About Bhoomi: Karnataka Land Records

Bhoomi Karnataka is an online Land Records and Management System introduced by Karnataka Government... Read More »
A Quick Guide To Stamp Duty And Property Registration Charges In Haryana
Home Loan

A Quick Guide To Stamp Duty And Property Registration Charges In Haryana

To make any transaction on immovable property legal, it is essential to get that property registere... Read More »
RERA Haryana: How to Register Online, Check Complaint Status, Latest Developments And Fees
Home Loan

RERA Haryana: How to Register Online, Check Complaint Status, Latest Developments And Fees

RERA Haryana is a regulatory body that oversees and promotes the real estate sector in this state. ... Read More »
Everything You Need To Know About Stamp Duty And Property Registration Charges in Hyderabad
Home Loan

Everything You Need To Know About Stamp Duty And Property Registration Charges in Hyderabad

Regardless of the economic turmoil,  the housing price in Hyderabad has jumped by 7% in the la... Read More »
Guideline Value in Chennai: Its Importance, How To Check Online And Shelter Charges
Home Loan

Guideline Value in Chennai: Its Importance, How To Check Online And Shelter Charges

Land guideline value is a government-determined price at which a property is registered. As such, a... Read More »
Circle Rate in Delhi And How To Calculate It
Home Loan

Circle Rate in Delhi And How To Calculate It

The Circle rate in Delhi, set by the government, is the minimum price below which you cannot sell a... Read More »
What Is A Declaration Deed: Purpose, Importance, Format And What To Do If It’s Lost
Home Loan

What Is A Declaration Deed: Purpose, Importance, Format And What To Do If It’s Lost

A declaration deed is a legal document which provides detailed information about a property. For ex... Read More »

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