In the city of Jaipur, history and modernity coexist peacefully. Popularly known as the ‘Pink City of India’, Jaipur brims with hospitality and luxuriance. The city is a perfect spot for indulgence for tourists from across the world. So, if you’re in the city to absorb its vibrant culture but in need of urgent cash, you can take an instant personal loan in Jaipur with Navi.
Get an instant personal loan in Jaipur with Navi is a breeze. Just download the Navi app and apply. The amount would be transferred to your account in a few minutes. Yes, it’s that easy
|Interest Rate||9.90% p.a. onwards|
|Processing Fee||Up to ₹7,500|
|Loan Amount||Up to ₹20 lakh|
|Loan Prepayment Fee||Nil|
|Loan Tenure||From 3 to 72 months|
Calculate your loan EMI beforehand to better plan your loan and manage your finances. You can either calculate your loan EMI manually or take the help of our personal loan EMI calculator. Here’s the formula for EMI calculation:
EMI = P × r × (1 + r)n/((1 + r)n – 1) where P= Loan amount, r= interest rate, n=tenure in number of months.
However, manual calculations can be tasking. A better alternative would be using Navi Personal Loan EMI Calculator. All you have to do is select the loan amount, interest rate and loan repayment tenure. The calculator will show you the EMI in a matter of seconds.
Rate of Interest (P.a)
Loan Tenure (Months)
Having a good credit or CIBIL score could help you get better deals like preferential rates on your loan. Similarly, a poor credit score could lead to loan rejection.
You can reduce your personal loan EMI either via personal loan balance transfer or by increasing the loan tenure.
Here are some of the factors you could consider before taking a personal loan:
You can improve your credit score by following the best personal finance practices. This would include paying your credit card bills on time, correcting any inaccuracy in your CIBIL report, timely EMI payments, etc. For a detailed guide, read our blog on how to improve your credit score.
You can get an instant cash loan in 1 hour in Jaipur by applying via the Navi app. If you are eligible, the loan amount would get disbursed within a few minutes.