Get Instant Personal Loan in Jaipur up to ₹20 Lakh
Personal Loan in Jaipur
In the city of Jaipur, history and modernity coexist peacefully. Popularly known as the ‘Pink City of India’, Jaipur brims with hospitality and luxuriance. The city is a perfect spot for indulgence for tourists from across the world. So, if you’re in the city to absorb its vibrant culture but in need of urgent cash, you can take an instant personal loan in Jaipur with Navi.
Get an instant personal loan in Jaipur with Navi is a breeze. Just download the Navi app and apply. The amount would be transferred to your account in a few minutes. Yes, it’s that easy
Features and Benefits of Personal Loan in Jaipur
Features and Benefits of Personal Loan in Jaipur
How to Apply for a Personal Loan in Jaipur?
How to Apply for a Personal Loan in Jaipur?
Eligibility Criteria and Documents Required
Indian Resident 18-65 years of age
PAN Card Holder
Salaried or Self-Employed
Aadhaar Card Holder
Interest Rates for Personal Loan in Jaipur
| Interest Rate | 9.90% p.a. onwards |
| Processing Fee | Up to ₹7,500 |
| Loan Amount | Up to ₹20 lakh |
| Loan Prepayment Fee | Nil |
| Loan Tenure | From 3 to 72 months |
How to Calculate EMI on Personal Loan?
Calculate your loan EMI beforehand to better plan your loan and manage your finances. You can either calculate your loan EMI manually or take the help of our personal loan EMI calculator. Here’s the formula for EMI calculation:
EMI = P × r × (1 + r)n/((1 + r)n – 1) where P= Loan amount, r= interest rate, n=tenure in number of months.
However, manual calculations can be tasking. A better alternative would be using Navi Personal Loan EMI Calculator. All you have to do is select the loan amount, interest rate and loan repayment tenure. The calculator will show you the EMI in a matter of seconds.
Personal Loan Calculator
Loan Amount
Rate of Interest (P.a)
%
Loan Tenure (Months)
months
Monthly EMI
0
Total Interest
Total Amount
Why Choose Navi Personal Loan in Jaipur?
No hidden charges
Extremely transparent process with no additional or hidden charges. In case you have any doubt, feel free to write to us or check our rate card.
Instant disbursal
If you need instant cash to cross any financial hurdle, choose Navi. It hardly takes a few minutes to apply and get the loan disbursed to your account if you are eligible.
No paperwork
100% app-based paperless process. You can apply for a loan from anywhere, anytime.
Various Use Cases of Personal Loan
Trusted by Millions of Users
What our customers say about us
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Frequently asked questions
Having a good credit or CIBIL score could help you get better deals like preferential rates on your loan. Similarly, a poor credit score could lead to loan rejection.
You can reduce your personal loan EMI either via personal loan balance transfer or by increasing the loan tenure.
Here are some of the factors you could consider before taking a personal loan:
- Credit score: Having a good credit score can help you fetch better deals on your loan. Similarly, a poor credit score could lead to loan rejection
- Repayment capacity: Check your repayment capacity before taking a loan. Missed EMI payments could hurt your credit score and put a dent in your creditworthiness
- Loan EMI: Always calculate your loan EMI beforehand to check your monthly repayment obligations. This would help you manage your finances in a better way.
You can improve your credit score by following the best personal finance practices. This would include paying your credit card bills on time, correcting any inaccuracy in your CIBIL report, timely EMI payments, etc. For a detailed guide, read our blog on how to improve your credit score.
You can get an instant cash loan in 1 hour in Jaipur by applying via the Navi app. If you are eligible, the loan amount would get disbursed within a few minutes.