Get Instant Personal Loan in Jaipur up to ₹20 Lakh

Enjoy attractive interest rates starting at 9.9% p.a. with flexible EMI options

Personal Loan in Jaipur

In the city of Jaipur, history and modernity coexist peacefully. Popularly known as the ‘Pink City of India’, Jaipur brims with hospitality and luxuriance. The city is a perfect spot for indulgence for tourists from across the world. So, if you’re in the city to absorb its vibrant culture but in need of urgent cash, you can take an instant personal loan in Jaipur with Navi.

Getting an instant personal loan in Jaipur with Navi is a breeze. Just download the Navi app and apply. The amount would be transferred to your account in a few minutes. Yes, it’s that easy!

Features and Benefits of Personal Loan in Jaipur

Features and Benefits of Personal Loan in Jaipur

Apply on the Navi app and get your loan approved and disbursed to your account in a few minutes
Get personal loans up to ₹20 lakh without pledging any collateral or a guarantor
Enjoy competitive interest rates starting from 9.9% p.a.
No paperwork or documentation required. Just download the Navi app and apply
Enjoy flexible repayment options of up to 72 months. Repay at your convenience
Completely transparent app-based process with no hidden charges

How to Apply for a Personal Loan in Jaipur?

Download the Navi App from Play Store or App Store
Enter a few basic details like name, address, PAN, etc., to check your eligibility
Enter the loan amount and tenure
Our representative will call you. Complete your V-KYC with PAN
Enter bank details and set-up auto pay. Get instant money in your bank account

How to Apply for a Personal Loan in Jaipur?

Eligibility Criteria and Documents Required

Indian Resident 18-65 years of age

PAN Card Holder

Salaried or Self-Employed

Aadhaar Card Holder

Interest Rates for Personal Loan in Jaipur

Navi offers instant personal loans at attractive interest rates starting from 9.9% per annum. However, the final rate offered depends on your eligibility.
Interest Rate 9.90% p.a. onwards
Processing Fee Up to ₹7,500
Loan Amount Up to ₹20 lakh
Loan Prepayment Fee Nil
Loan Tenure From 3 to 72 months

How to Calculate EMI on Personal Loan?

Calculate your loan EMI beforehand to better plan your loan and manage your finances. You can either calculate your loan EMI manually or take the help of our personal loan EMI calculator. Here’s the formula for EMI calculation:

EMI = P × r × (1 + r)n/((1 + r)n – 1) where P= Loan amount, r= interest rate, n=tenure in number of months.

However, manual calculations can be tasking. A better alternative would be using Navi Personal Loan EMI Calculator. All you have to do is select the loan amount, interest rate and loan repayment tenure. The calculator will show you the EMI in a matter of seconds.

Personal Loan Calculator

Loan Amount

Rate of Interest (P.a)

%

Loan Tenure (Months)

months

Monthly EMI

0

Total Interest

Total Amount

Why Choose Navi Personal Loan in Jaipur?

No hidden charges

Extremely transparent process with no additional or hidden charges. In case you have any doubt, feel free to write to us or check our rate card.

Instant disbursal

If you need instant cash to cross any financial hurdle, choose Navi. It hardly takes a few minutes to apply and get the loan disbursed to your account if you are eligible.

No paperwork

100% app-based paperless process. You can apply for a loan from anywhere, anytime.

Trusted by Millions of Users

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App Downloads
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Loan Sanctioned
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Loan amount disbursed
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Active Loans

What our customers say about us

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Frequently asked questions

Having a good credit or CIBIL score could help you get better deals like preferential rates on your loan. Similarly, a poor credit score could lead to loan rejection.

You can repay your loan in EMIs. Just link your bank account and set up auto-debit. The EMI amount shall get automatically deducted from your bank account on the due date.

You can reduce your personal loan EMI either via personal loan balance transfer or by increasing the loan tenure.

Here are some of the factors you could consider before taking a personal loan:

  • Credit score: Having a good credit score can help you fetch better deals on your loan. Similarly, a poor credit score could lead to loan rejection
  • Repayment capacity: Check your repayment capacity before taking a loan. Missed EMI payments could hurt your credit score and put a dent in your creditworthiness
  • Loan EMI: Always calculate your loan EMI beforehand to check your monthly repayment obligations. This would help you manage your finances in a better way.

You can improve your credit score by following the best personal finance practices. This would include paying your credit card bills on time, correcting any inaccuracy in your CIBIL report, timely EMI payments, etc. For a detailed guide, read our blog on how to improve your credit score.

You can get an instant cash loan in 1 hour in Jaipur by applying via the Navi app. If you are eligible, the loan amount would get disbursed within a few minutes.

Missed EMI payments could call for penalty charges. Also, your creditworthiness and credit score could get affected.
No. You have to pay the processing fee up front to the lender. It’s usually deducted from the actual loan amount at the time of disbursal.