Get an Instant Personal Loan in Delhi with Navi
Personal Loan in Delhi
Delhi, the capital of India is famous for being an amalgamation of rich cultural history and fast-moving 21st-century life. Delhi is also an important educational hub. Many young people travel to the city with the hope of building their lives. When living in Delhi, there could be times when you might need additional funds to meet financial emergencies. In such a situation, you can always take a personal loan in Delhi with Navi.
With Navi, you can get a personal loan in Delhi in no time. All you need to do is download the Navi App on your phone and apply!
Features and Benefits of Personal Loan in Delhi
Features and Benefits of Personal Loan in Delhi
How to Apply for a Personal Loan in Delhi?
How to Apply for a Personal Loan in Delhi?
Eligibility Criteria and Documents Required
Indian Resident 18-65 years of age
PAN Card Holder
Salaried or Self-Employed
Aadhaar Card Holder
Interest Rates for Personal Loan in Delhi
| Interest Rate | 9.90% p.a. onwards |
| Processing Fee | Up to ₹7,500 |
| Loan Amount | Up to ₹20 lakh |
| Loan Prepayment Fee | Nil |
| Loan Tenure | From 3 to 72 months |
How to Calculate EMI on Personal Loan?
Calculating the EMI on a personal loan in advance can help you with efficient financial planning. You can calculate manually or use a personal loan EMI calculator, an easy-to-use online tool. The formula for the calculation of personal loan EMI is as follows:
EMI = P × r × (1 + r)n/((1 + r)n – 1) where P= Loan amount, r= interest rate, n=tenure in number of months.
If you make manual calculations, there might be errors in calculation. A better alternative would be using the Navi Personal Loan EMI Calculator. All you need to do is enter the personal loan amount, tenure and interest rate. Once done, you can check the EMI amount. It hardly takes a few seconds.
Personal Loan Calculator
Loan Amount
Rate of Interest (P.a)
%
Loan Tenure (Months)
months
Monthly EMI
0
Total Interest
Total Amount
Why Choose Navi Personal Loan in Delhi?
No hidden charges
Extremely transparent process with no additional or hidden charges. In case you have any doubt, feel free to write to us or check our rate card.
Instant disbursal
If you need instant cash to cross any financial hurdle, choose Navi. It hardly takes a few minutes to apply and get the loan disbursed to your account if you are eligible.
Repay at your convenience
We give you the flexibility to repay your loan in easy EMIs at your convenience. Choose loan tenure as per your wish.
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Frequently asked questions
Personal loans do not have any end-use restrictions, so you can use the money anywhere. You can use it for your day-to-day expenses, higher education, marriage, or even buying new furniture and appliances if you have moved into a new city.
Here are some of the factors that you must take into account before taking a personal loan:
- Credit score: Your CIBIL or credit score is essential as it determines your creditworthiness. Having a good credit score will help you get loan approval easily.
- Repayment capacity: Assess your monthly income and existing liabilities to know if you can comfortably repay the instalments.
- EMIs: Calculate your EMI in advance to understand how much you have to pay towards your loan. Vary the loan amount, tenure and interest rate to check what would be a viable repayment option for you.
You can repay your loan in EMIs. All you need to do is link your bank account to the Navi app. The EMI will get automatically deducted on the due date.
Yes, you can get an instant cash loan in 1 hour in Hyderabad. Just download the Navi app, apply and get the money transferred to your account within minutes.