Invest in Navi US Total Stock Market Fund of Fund
Navi US Total Stock Market Fund of Fund
Navi US Total Stock Market Fund of Fund invests in the Vanguard Total Stock Market ETF (VTI). VTI tracks the performance of the CRSP US Total Market Index which has 4000+ constituents, across small, mid and large cap companies, representing nearly 100% of the US investable equity market. The NFO will start on 4th February 2022 and close on 18th February 2022.
What's so special?
This is currently the only fund in India which provides an opportunity to invest in Vanguard, the pioneer of low cost passive fund management schemes.
VTI is the 3rd largest ETF in the world. It has $1.3 trillion in assets, which is 10% of all assets in US stock mutual funds & ETFs.
CRSP US Total Market Index is a comprehensive and broader index having exposure to multiple sectors. In contrast, most of the US-focused index funds currently offered in India have NASDAQ 100 as their benchmark, which is a large cap index with a higher exposure to the technology sector.
This investment can act as a potential hedge against the depreciation of INR vs USD.
What's so special?
This is currently the only fund in India which provides an opportunity to invest in Vanguard, the pioneer of low cost passive fund management schemes.
VTI is the 3rd largest ETF in the world. It has $1.3 trillion in assets, which is 10% of all assets in US stock mutual funds & ETFs.
CRSP US Total Market Index is a comprehensive and broader index having exposure to multiple sectors. In contrast, most of the US-focused index funds currently offered in India have NASDAQ 100 as their benchmark, which is a large cap index with a higher exposure to the technology sector.
This investment can act as a potential hedge against the depreciation of INR vs USD.
Who should Invest?
Want to have an exposure to the US equity market. The CRSP US Total Stock Market represents nearly 100% of the entire investable US equity market.
Want to diversify your portfolio. Exposure to US equities has an added diversification benefit as they have a low correlation with Indian equities.
Want to capture the growth of emerging US companies which are not yet part of S&P 500 or Nasdaq 100. For example, Moderna & Tesla were included in the CRSP US Total Market Index much before being included in S&P 500.
Benefits of investing in Navi US Total Stock Market Fund of Fund
International Exposure
Low correlation with Indian equities and USD appreciation increases the performance in INR. USD has appreciated 1.53 times in the past ten years.
Diversification & Attractive returns
Access to 4,000+ stocks covering almost 100% of the US Stock Market, with CAGR (in INR terms) of 28.15%, 20.11% & 20.27% over 1, 5 & 10 years respectively.
Lowest fee
Invest at lowest total expense ratio (TER) of 0.06% p.a.
Asset Allocation
| Instruments | Indicative Allocation | Risk Profile | |
|---|---|---|---|
| Minimum | Maximum | Low/ Medium/ High | |
| Units of units of the Vanguard Total Stock Market ETF (VTI) or the Schwab Total Stock Market Index Fund (SWTSX) | 95% | 100% | High |
| Money Market Instruments including TREPS | 0% | 5% | Low to Medium |
*Refer Scheme Information document for complete details.
Mr. Ashutosh Shirwaikar
7 years of experience as an Equity Research Analyst at Quantum Mutual Fund covering Auto, Chemicals, Media and Power sectors (Nov 2015 to May 2022). Contributing to NAVI AMC from Jun 2022 - present.
Risk Assessment
This product is suitable for investors who are seeking*
- Capital appreciation over the long term.
- Ideal for equity investors who want exposure to Vanguard Total Stock Market ETF (VTI) or in the Schwab Total Stock Market Index Fund(SWTSX).
What our customers say about us
I have been investing in the Navi US Total Stock Market Fund of Fund for over a year now and I am very satisfied with the returns. The fund provides access to a diverse portfolio of high-performing US stocks with high returns potential.
Rohit Agrawal
Before investing in this fund, I couldn't even dream that I can invest in top US stocks from the comfort of my home in India. The fund is well-diversified and managed by a team of experts, who are committed to delivering solid results.
Arvind Bhatti
I am quite happy with my decision to invest in this fund. Who would have thought that one could invest in American companies from India at such an unbelievably low cost?
Laksmi Venkatesh
The Navi US Total Stock Market Fund of Fund has been a great addition to my investment portfolio. The fund's focus on US stocks provides a strong foundation for long-term growth.
Uttam Mondal
I started investing in this fund with an aim to build a retirement corpus. The fund's consistent performance and low expense ratio have helped me build a strong foundation for my financial future.
Ved Bakshi
This FoF is a fantastic investment opportunity for anyone looking to gain exposure to the US stock market. The cost of investing is low and the growth potential is very high in the long term. Plus, the customer care is great!
Aasma
I have been investing in the Navi US Total Stock Market Fund of Fund for over a year now and I am very satisfied with the returns. The fund provides access to a diverse portfolio of high-performing US stocks with high returns potential.
Rohit Agrawal
Before investing in this fund, I couldn't even dream that I can invest in top US stocks from the comfort of my home in India. The fund is well-diversified and managed by a team of experts, who are committed to delivering solid results.
Arvind Bhatti
I am quite happy with my decision to invest in this fund. Who would have thought that one could invest in American companies from India at such an unbelievably low cost?
Laksmi Venkatesh
The Navi US Total Stock Market Fund of Fund has been a great addition to my investment portfolio. The fund's focus on US stocks provides a strong foundation for long-term growth.
Uttam Mondal
I started investing in this fund with an aim to build a retirement corpus. The fund's consistent performance and low expense ratio have helped me build a strong foundation for my financial future.
Ved Bakshi
This FoF is a fantastic investment opportunity for anyone looking to gain exposure to the US stock market. The cost of investing is low and the growth potential is very high in the long term. Plus, the customer care is great!
Aasma
Frequently Asked Questions
Why should I invest?
You should invest to diversify your portfolio by adding exposure to the US stock market at a low cost. The expense ratio on Navi US Total Stock Market Fund of Fund is just 0.06%. This means more of your money goes into the investment rather than paying our expenses!
What is Navi US Total Stock Market Fund of Fund?
It’s a mutual fund scheme that will invest in the Vanguard Total Stock Market ETF (VTI) which replicates the CRSP US Total Stock Market Index.
What is NFO?
A new fund offer (NFO) is the first subscription offering for any new fund launched by an asset management company.
Which benchmark index does the scheme follow?
Navi US Total Stock Market fund of fund will invest in the Vanguard Total Stock Market ETF which tracks the CRSP US Total Market Index.
What is tracking error?
Tracking error is the difference between the returns of the passive fund and that of the benchmark, at the end of the chosen investment period. A low tracking error indicates that the fund tends to follow the benchmark very closely.
When can I invest?
You can invest on all days. In case you invest on a non-business day (Saturdays, Sundays, Indian Public Holidays, US Public Holidays), next business day's NAV will be allotted
How can I invest?
You can invest with Navi Mutual Fund using the Navi App. It is available on Play Store and App Store. In case you wish to invest through a website, you can do the same by visiting
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Company
Important Links
Knowledge Centre
Navi Mutual Fund is registered with the Securities & Exchange Board of India (SEBI) with Anmol Como Broking Private Limited as its Sponsor. Navi AMC Limited is the Investment Manager to Navi Mutual Fund. Navi Trustee Limited is the trustee to Navi AMC Limited. In addition to Navi AMC, Navi offers a range of financial services and products such as Cash Loans, Housing Loans and General Insurance. Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Registered Office Address: Vaishnavi Tech Square, 7th Floor, Iballur Village, Taluk, Bagalur, Begur, Hobli, Bengaluru, Karnataka 560102
Mutual fund investments are subject to market risks, read all scheme related documents carefully.
Disclaimer(ELSS Fund): *This tax saving is for illustrative purpose only. The same has been arrived at for an individual in the 30% Income Tax Bracket with a maximum investment of Rs. 1.5 lakh. Investments made in an ELSS fund are eligible for tax benefits under Section 80C of the Income Tax Act, 1961. Please contact your financial and tax advisors to know more.
Registered Office Address: Vaishnavi Tech Square, 7th Floor, Iballur Village, Taluk, Bagalur, Begur, Hobli, Bengaluru, Karnataka 560102
Mutual fund investments are subject to market risks, read all scheme related documents carefully.
Disclaimer(ELSS Fund): *This tax saving is for illustrative purpose only. The same has been arrived at for an individual in the 30% Income Tax Bracket with a maximum investment of Rs. 1.5 lakh. Investments made in an ELSS fund are eligible for tax benefits under Section 80C of the Income Tax Act, 1961. Please contact your financial and tax advisors to know more.
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