Board of Directors, Navi AMC Limited

• Mr. Arindam Ghosh- Indpendent Director

  Arindam has over 2 decades of leadership experience in financial services in India and Asia-Pacific region across Asset Management, Wealth Management, NBFCs and Fintech. He has been associated with Alphaniti Fintech Pvt Ltd as Director & CEO , which is a Fintech company, engaged in building digital investment products and solutions across asset classes & geographies. Previously, Arindam was associated with Mirae Asset Global Investments as ‘Head of Asia Pacific Business’ based out of Hong Kong and subsequently as Director & CEO launched and established their Indian Mutual fund organization from inception. Prior to joining Mirae Asset, he was associated with Fidelity ( AP). During his association with Fidelity he covered the key markets in Asia Pacific region comprising of Japan, Australia, Hong Kong, Korea, Taiwan and Singapore. He has also been associated with the financial services industry through his career stints across leading domestic organizations including Tata and AV Birla Group.

• Dr. Nachiket Mor- Independent Director

  Nachiket Mor is trained as an economist. His current work is principally focused on the design of national and regional health systems. He is a Visiting Scientist at The Banyan Academy of Leadership in Mental Health and a Senior Research Fellow at the Centre for Information Technology and Public Policy at IIIT Bangalore. He is also a Commissioner on the Lancet Commission on Reimagining India's Health System.

• Mr. Ankit Agarwal- Associate Director

  Ankit Agarwal is the Executive Director and Chief Financial Officer of Navi Technologies Limited. He holds a bachelor’s degree in Computer Science and Engineering from Indian Institute of Technology, Delhi and master’s degree in Management from Indian Institute of Management, Ahmedabad. He was previously associated with Bank of America as a director in global and markets. He was also associated with Deutsche Bank as the vice president.

• Ms. Rituparna Chakraborty- Independent Director

  Ms. Chakraborty is the Co-Founder & Non-Executive Director at TeamLease Services Ltd. She has an experience of more than 23 years in execution, building scale and strategy. Till recently she has been Chief Executive Officer of two of TeamLease’ leading businesses of Staffing and Degree Apprenticeship. In her two decades with TeamLease, she successfully steered the businesses to growth including through two critical crises of the Financial Market Meltdown in 2008 and during Covid, took the company to an IPO, represented Management in Quarter Analyst calls and investor Relations, negotiated through Mergers & Acquisitions, aggressively chased growth and solved complex Business Transformation challenges. Her work also helped her develop a deep understanding of the layered and high potential talent landscape and its challenges.
  
  Over the years she has also founded and established Indian Staffing Federation in 2010, a recognized Industry body for staffing. She also actively advised & guided in the capacity of an Advisor, Committee Member or Board Member, various international authorities like ILO - Global Advisory Committee for ADULT (Apprenticeship Development for Universal Lifelong Learning & Training), International Organisation for Employers (IOE), Human Rights Organisation Verite et al. In India she has worked alongside Ministry of Labour & Employment, GOI on 4 Labour Codes Drafting, Ministry of Skill Development and Entrepreneurship (on Drafting of Apprenticeship Amendments) GOI, CII IR and Skill Council, FICCI Skill Committee, CUTTS International, has been part of the B20 Taskforce on Future of Work, Skilling & Mobility amongst others.
  
  She is currently Advisory Board Member at IIM Udaipur, Center of Digital Enterprises and Governing Board Member at Goa Institute of Management. She has recently won the CII Corporate Women Leader of the Year 2022-23 for the Services Category. In addition, she has won the prestigious Business Woman of the Year – Asia 2016, an Annual Jury based award selection hosted by Telstra. She is the first person from Asia to be included in the Global Power 100 and International 50 Woman in Staffing and has been on that list for over a decade since its inception.

• Mr. Aditya Mulki - Chief Executive Officer & Director

  Mr. Aditya Mulki is an investment professional with close to a decade of experience in equity research and fund management. As the Head of Investments at Navi AMC, he currently manages an AUM of ₹7,000 crores encompassing both active and passive schemes. He also is responsible for ideating and executing new product launches. His expertise lies in mid-cap equities, emerging markets, and value investing, making him a key player in the asset management industry. Prior to his current role, Mr. Aditya was an Equity Research Analyst at Quantum Advisors India, where he specialized in mid-cap equities and identified high-potential investment opportunities. He also worked as an Equity Research Associate, conducting financial analysis for a value-style fund focused on consumer staples and media. His deep market insights and analytical expertise have contributed significantly to fund performance and investment strategy. He is a CFA Charterholder and holds a Bachelor of Commerce degree in Accounting & Finance from Mumbai University. His commitment to innovation in asset management and investor value maximization continues to drive his professional journey.

• Mr. Rajiv Naresh - Non Executive Director

  Rajiv Naresh is the Non Executive Director (NED) of our Company He holds a Bachelor of Laws (LL.B.) from University College London and a Bachelor of Arts (English Honours) from St. Stephen’s College, Delhi University. Rajiv has been part of the Navi Group since 2019 and occupied multiple roles across the group. He served as the the Managing Director (MD) and Chief Executive Officer (CEO) of Navi AMC Limited. Prior to joining Navi, Rajiv was a corporate lawyer at a full- service law firm based in Bengaluru called MD&T Partners. In this capacity, Rajiv advised companies in India and abroad on transactions (e.g., Private Equity, Venture Capital, and M&A), technology, media, and telecommunications, and general corporate matters. He represented market-leading clients in multimillion-dollar transactions in the TMT, Renewable Energy, and Security Services sectors and worked closely with leading startups in the health tech, fintech, e-commerce, and ed-tech sectors.Rajiv Naresh is the Non Executive Director (NED) of our Company He holds a Bachelor of Laws (LL.B.) from University College London and a Bachelor of Arts (English Honours) from St. Stephen’s College, Delhi University. Rajiv has been part of the Navi Group since 2019 and occupied multiple roles across the group. He served as the the Managing Director (MD) and Chief Executive Officer (CEO) of Navi AMC Limited. Prior to joining Navi, Rajiv was a corporate lawyer at a full- service law firm based in Bengaluru called MD&T Partners. In this capacity, Rajiv advised companies in India and abroad on transactions (e.g., Private Equity, Venture Capital, and M&A), technology, media, and telecommunications, and general corporate matters. He represented market-leading clients in multimillion-dollar transactions in the TMT, Renewable Energy, and Security Services sectors and worked closely with leading startups in the health tech, fintech, e-commerce, and ed-tech sectors.

Board of Directors, Navi Trustee Limited

• Mr. M.Y.Khan- Independent Director

  Dr. M. Yousuf Khan is a Science Graduate from University of Kashmir and has also completed Doctorate of Philosophy in Business Management (PHD) from Burkes University in U. K. Dr. Khan has earlier held various senior positions including Chairman of J & K Bank, Managing Director of J & K Agro Industries Development Corporation, Managing Director of J & K Tourism Development Corporation, advisor for Berenson & Company, New York, advisor for Yes Bank,Director of Steel Authority of India, IREDA. Dr. Khan was also nominated as Member of the Chhattisgarh Economic Advisory Committee, Government of India, Member of the Banking and Financial Institutions Committee of FICCI and Member of the Managing Committee of India Banking Association, Mumbai. Dr. Khan is the recipient of several prestigious awards like (a) Udyog Rattan award, (b) Pride of India & IMM award, for excellence as top professional manager, (c) Excellence Award by Institute of Economic Studies, and (d) Star Achievers Award. Dr. Khan is presently Director in Starcom Information, Bharat Hotels, Realvalue Relators, Unitech Corporate Parks ISLE of Man UK, ETA Star Health Insurance Company, Chennai and Raheja Developers, New Delhi.

• Mr. Arun Vikram Goel- Independent Director

  Former CEO of LICHFL Asset Management Co. Pvt. Ltd. Over 40 years of varied Industry experience, with over 29 years of experience in all major service areas of Real Estate including Private Equity Investments, Advisory, Transaction, Management, & Development. Understanding of real estate sectors covers the entire spectrum viz. Infrastructure, Retail, Leisure & Entertainment, Commercial, and Residential.Over 19 years of experience in heading Profit Centers, of which 14 years at Managing Director/CEO level positions.Involved with a mentoring and funding platform for Indian SaaS start ups. Presently mentoring two start ups offering technology products to the real estate sector, and have also served on their Board as Director.Have served as Independent Director on the Board of four companies, Experience in start up/ green field projects. Have also been responsible for setting up profit-centers, start-up companies, and negotiated multiple joint ventures with multi national companies headquartered in the USA, UK, & SE Asia, as also local partners. Skilled at breaking down high-level strategic corporate goals into tactical action plans that deliver successful results.

• Mr. Nirakar Pradhan- Independent Director

  Nirakar brings with him 30+ years of financial industry experience working in multi-cultural and matrix organisations in India and Europe. His core competence lies in Treasury, Investment and Enterprise Risk Management having led teams in two global players, i.e. State Bank of India (India’s largest Bank) and Generali Group (a leading European player in Insurance and Asset Management).He is currently India CEO of PRMIA (Professional Risk Managers’ International Association, www.prmia.org ), a USA based professional Association, dedicated to defining and promoting education, training and certification in finance and risk management. His previous assignments include Head of Investment Control, Generali Investments (Paris, 2015-17), Chief Investment Officer, Future Generali India Life Insurance Company Limited (Mumbai, 2008-2014), Head of Investments (SBI, Frankfurt, 2003-07), Head of Treasury (SBI Gilts, now DFHI, Mumbai 1998-2002). Nirakar is also a founder director of Finkasturi Nivesh Pvt Ltd, a SEBI registered investment advisor.Nirakar holds a Ph.D. in Business Administration from Utkal University, India. He is a CFA Charter Holder, Certified Financial Risk Manager (FRM), Professional Risk Manager (PRM) and Certified Credit Research Analyst (CCRA). A multi-lingual communicator, Nirakar takes keen interest in promoting financial education, innovation and best market practices through conferences, media, industry and academic institutions.

• Ms. Sugandha Ghai- Associate Director

  Ms. Sugandha Ghai is Head of Sales & Business Operations at Navi Finserv Limited. Prior to this she held positions of Head of Collection and Head of Customer Experience at Navi. She is a strategist with over 22 years of experience in Banking and Insurance. She has expertise in Strategy & Leadership, Operations, Customer Service, and Digital Processes. Skilled in leading large, diverse teams across multiple locations and engaging with senior leadership, cross-functional teams, and stakeholders. She was also a Head of Retail Operations at TATA AIG. She has worked extensively in areas of Operations, setting up branches, strategic initiative in areas of Customer Experience and Customer Retention.

Key Personnel

• Ms. Sweta Bharat Shah - Chief Compliance Officer

  Sweta is a qualified member of the Institute of Company Secretaries of India. She is also an LLB graduate from Mumbai University. She has more than 5 years of experience in the Mutual Fund Industry. She also has rich experience in the profile of Compliance and Secretarial. Prior to joining Navi, she was associated with Quantum Mutual Fund and Union Mutual Fund. Recently she was associated as the Company Secretary of IL&FS Mutual Fund (IDF).

• Mr. Arvind Sharma- Chief Financial Officer

  Arvind Sharma has been part of the Navi Group since January 2021 serving multiple roles in the Finance & Tax domain. He has an overall experience of more than 12 years in BFSI Sector. Prior to joining Navi, Arvind has been associated with various reputed organisations like HDFC Ergo, Apollo Munich Health Insurance and others. He is an avid reader of mythological-fiction and enjoys playing badminton.

• Mr. Aditya Mulki - Chief Executive Officer & Director

  Mr. Aditya Mulki is an investment professional with close to a decade of experience in equity research and fund management. As the Head of Investments at Navi AMC, he currently manages an AUM of ₹7,000 crores encompassing both active and passive schemes. He also is responsible for ideating and executing new product launches. His expertise lies in mid-cap equities, emerging markets, and value investing, making him a key player in the asset management industry. Prior to his current role, Mr. Aditya was an Equity Research Analyst at Quantum Advisors India, where he specialized in mid-cap equities and identified high-potential investment opportunities. He also worked as an Equity Research Associate, conducting financial analysis for a value-style fund focused on consumer staples and media. His deep market insights and analytical expertise have contributed significantly to fund performance and investment strategy. He is a CFA Charterholder and holds a Bachelor of Commerce degree in Accounting & Finance from Mumbai University. His commitment to innovation in asset management and investor value maximization continues to drive his professional journey.

• Mr. Ashutosh Shirwaikar- Head of Investment

  Ashutosh Shirwaikar serves as the Head of Investments & Fund Manager at Navi, overseeing all equity schemes. Ashutosh has a total experience of nearly 9 years in the Equity markets. Prior to joining Navi, he spent 7 years at Quantum Advisory, where he worked as an analyst, focusing on sectors such as Auto, Media, Power, and Chemicals. Ashutosh holds an MBA in Finance from Jamnalal Bajaj Institute of Management Studies (JBIMS).

• Ms. Anisha Pareek- Company Secretary

  Anisha Pareek is an Associate Member of the Institute of Company Secretaries of India with an overall 4.5 years of experience in Corporate Secretarial Functions. She has been with Navi since January 2020, overseeing the secretarial function of Navi Finserv Limited. Prior to joining Navi, Ms. Pareek has worked and completed her management training with Altimetrik Group (a US-based group of entities) and Davinta Financial Services Private Limited, where she managed RBI compliances, corporate restructuring, corporate governance, maintenance of corporate records, and Board & Committee Meetings. Ms. Pareek also holds a Bachelor of Commerce and a Master of Commerce degree

• Ms. Swetha Apuri- Head- Operations

  Over 10 years of experience in Banking and Financial Services Industry. Worked across Lending, Core Banking, Sales and Investment Advisory verticals in companies like Citi Group Global Market and Kotak Mahindra Bank. Working with Navi AMC -Operations for the last 1yr.

• Ms. Priyanka Parakh- Head- Sales

  Ms. Priyanka Parakh is a B.Com graduate and has been part of the Navi Group since 2019. She has occupied multiple roles across the group. Having overall work experience of more than 12 years, she joined Navi in 2019 under the treasury department leading their operations and setting up their processes. Also in that role she was involved and took charge of handling entire banking operations for Navi as a group. Further she has immensely contributed to lending business groups being a part of Home Loan Business where she contributed in various roles of setting up operations and sales fulfillment process which require skill and passion of driving sales nos. with an effective process. In this role she also handled the entire sales team.
  
  Prior to Navi , Priyanka had been associated with various reputed organizations like HDFC Bank, Kotak Wealth and Deutsche Wealth for more than 9 years. Also, she was associated in Insurance sales at HDFC bank branch and serving as client service relationship manager at wealth organizations where she had gained experience of handling transactions of huge HNI portfolios.

• Ms. Chaitali Pansari- Trustee Officer

  Ms. Chaitali is a qualified Company Secretary and a B.Com (H) graduate from Calcutta University. She has an experience of more than 5 years handling Secretarial and Compliance activities of various Public and Private Companies. Prior to joining Navi, she was associated with Aryaman Financial Services Limited, Sarthi Capital Advisors Private Limited, Guiness Corporate Advisors Private Limited, Mark Corporate Advisors Private Limited. Recently she was associated with Ticker Limited as the Company Secretary of the Company.

• Mr. Sanjay Pantula, Chief Risk Officer

  Mr. Sanjay Pantula holds a Master of Science (MS) in Finance from ICFAI Business School and a Bachelor of Commerce (B.Com.) in Accounting from Ranchi University. He is a seasoned risk management professional with 15 years of experience in Enterprise Risk Management (ERM) and Credit Risk Management (CRM). Prior to joining Navi, he was Director at EY, leading risk management strategies for financial services clients. He spent over 10 years at EY in various leadership roles, specializing in Basel IRB, IFRS 9, and credit risk frameworks. Earlier, he worked at Standard Chartered Bank as a Senior Financial Analyst – Strategic Information Management, handling credit risk calculations and risk-adjusted performance metrics. He also served as Assistant Manager – Risk Management at Lakshmi Vilas Bank, where he was responsible for credit risk assessment, ICAAP documentation, and regulatory disclosures.

• Mr. Aditya Kumar, Chief Information Security Officer

  Mr. Aditya Kumar holds a Master of Science (MS) in Cyber Security Operations & Leadership from the University of San Diego and a Bachelor of Engineering (BE) in Electrical and Electronics Engineering from Visvesvaraya Technological University. He is a cybersecurity professional with over 15 years of experience in information security, threat management, cyber fraud, forensics, and compliance. Prior to joining Navi, he was Manager – Information Security at First American (India), focusing on security frameworks and risk mitigation, and Manager – Global SOC at BT, handling security operations and incident response. He has also held key roles at IBM, TCS, Tech Mahindra, and Mphasis, specializing in network security, risk assessment, and infrastructure protection.