Get Instant Personal Loans in Pune up to ₹20 Lakh
Personal Loan in Pune
Pune is the 2nd largest metropolitan city in Maharashtra. Also known as the Oxford of India, this city is home to many important educational institutions. Pune is also a major IT, automobile, and manufacturing hub. This has led many people to shift to the city to seek opportunities. So, if you are a resident of or moving to Pune and in need of urgent cash, Navi Personal Loan has you covered. You can get an instant personal loan in Pune in a 100% paperless manner with Navi.
Navi offers personal loans of up to ₹20 lakh at attractive interest rates starting from 9.9% p.a. Apply for an instant personal loan in Pune with Navi is a breeze. Just download the Navi app, apply and get instant cash in your account.
Features and Benefits of Personal Loan in Pune
Features and Benefits of Personal Loan in Pune
How to Apply for a Personal Loan in Pune?
How to Apply for a Personal Loan in Pune?
Eligibility Criteria and Documents Required
Indian Resident 18-65 years of age
PAN Card Holder
Salaried or Self-Employed
Aadhaar Card Holder
Interest Rates for Personal Loan in Pune
| Interest Rate | 9.90% p.a. onwards |
| Processing Fee | Up to ₹7,500 |
| Loan Amount | Up to ₹20 lakh |
| Loan Prepayment Fee | Nil |
| Loan Tenure | From 3 to 72 months |
How to Calculate EMI on Personal Loan?
Calculate your loan EMI beforehand to better plan your loan and manage your finances. You can either calculate your loan EMI manually or take the help of our Online personal loan EMI calculator. Here’s the formula for EMI calculation:
EMI = P × r × (1 + r)n/((1 + r)n – 1) where P= Loan amount, r= interest rate, n=tenure in number of months.
However, manual calculations can be tasking. A better alternative would be using Navi Personal Loan EMI Calculator. All you have to do is select the loan amount, interest rate and loan repayment tenure. The calculator will show you the EMI in a matter of seconds.
Personal Loan Calculator
Loan Amount
Rate of Interest (P.a)
%
Loan Tenure (Months)
months
Monthly EMI
0
Total Interest
Total Amount
Why Choose Navi Personal Loan in Pune?
Instant disbursal
If you need instant cash to cross any financial hurdle, choose Navi. It hardly takes a few minutes to apply and get the loan disbursed to your account if you are eligible.
No paperwork
100% app-based paperless process. You can apply for a loan from anywhere, anytime.
No hidden charges
Extremely transparent process with no additional or hidden charges. In case you have any doubt, feel free to write to us or check our rate card.
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Frequently asked questions
A good CIBIL score helps ease up the process of personal loan applications. The better your CIBIL score is, the lenders will find you more credible. You can also get better deals and personal loan interest rates in Pune with a healthy CIBIL score.
Here are some of the factors you could consider before taking a personal loan:
- Credit score: Having a good credit score can help you fetch better deals on your loan. Similarly, a poor credit score could lead to loan rejection
- Repayment capacity: Check your repayment capacity before taking a loan. Missed EMI payments could hurt your credit score and put a dent in your creditworthiness
- Loan EMI: Always calculate your loan EMI beforehand to check your monthly repayment obligations. This would help you manage your finances in a better way.
You can check your eligibility on the Navi app. All you need to do is enter your name, date of birth, PAN, monthly income, and address.
Just link your bank account to the Navi app and set up auto-debit. Your EMI would automatically get debited from your bank account on the due date.
Yes, you can get an instant cash loan within an hour in Pune. All you need to do is download the Navi app and apply.