Navi Health Insurance Health Insurance for Diabetics
Diabetes is a common chronic metabolic disease that needs regular medical supervision and diagnosis. A regular health insurance plan is not enough to cover the costs of treating diabetes-related illnesses. The best health insurance for diabetics in India must cover treatment costs. With diabetes insurance, it is easier to tackle the long-term costs of diabetes treatment.
Choosing the right medical insurance for people with diabetes is essential. Navi Health Insurance offers a comprehensive diabetes health insurance plan. This is inclusive of but not limited to cashless treatment, 100% Hospital bill reimbursement/coverage and a higher insured sum across 10,000+ hospital networks.
What’s great about Navi Health Insurance plans for people with diabetes?
The features and benefits are:
We cover your entire hospitalisation bill along with other related medical expenses from 90 days before to 180 days after hospitalisation
With Navi Health Insurance Plan, you get comprehensive medical coverage 90 days before hospitalization and 180 days after
Get medical treatment at home for 3 or more days due to patient’s adverse health condition or unavailability of hospital bed
You can get unlimited online doctor consultations with the top doctors of the country at to additional cost
For road accident injuries, we provide additional 100% sum insured once existing sum insured amount is exhausted
We cover organ donor’s hospitalisation cost
Get up to ₹5 Lakh for emergency transfer via air ambulance
A complimentary health checkup once in every policy year for members older than 17 years
Additional coverage up to ₹30,000 for up to 2 deliveries/lawful termination of pregnancy after a 3-years waiting period
A complimentary health checkup once in every policy year for members older than 17 years
Additional coverage up to ₹30,000 for up to 2 deliveries/lawful termination of pregnancy after a 3-years waiting period
Hospitalisation expenses of up to ₹10,000 for newborn baby within 90 days of birth
Any planned dental treatment is not covered under the health insurance plan
Any planned eye-treatment is not covered under the health insurance plan
Any health complications caused by alcoholism or drug abuse aren't covered under the health insurance policy.
India is the diabetes capital of the world. Poor lifestyle choices, food habits and genetic predisposition have put the health of Indians at risk. According to Economic Times, there are 70 million people with diabetes in India today, and the World Health Organisation estimates that this number will shoot up by nearly 45% to 101 million by 2030.
With Mediclaim for diabetes patients, you can get good treatment for diabetes-related illnesses.
Here’s why you need one:
The cost of healthcare is increasing. Health insurance for people with diabetes protects your funds from the high medical bills incurred during hospitalisation or medical expenses. Diabetes is not only a life-threatening lifestyle disorder, but its treatment costs are also high.
The way of life has quickly transformed, and this has caused a rise in diseases linked to lifestyle. You can ensure financial security with diabetes insurance coverage against costs incurred for treating other such illnesses as hypertension, obesity, osteoporosis, asthma, or heart diseases.
For diabetes insurance, you don’t have to pay a high premium, making the insurance plan cost-effective.
You can claim tax deductions of up to ₹25,000 for people below 60 years of age and ₹50,000 for people over 60 years under Section 80D of the Income Tax Act with regard to the premiums paid.
Planning to buy a health insurance diabetes plan? Try Navi Health Insurance. Get maximum benefits with affordable premiums and without heavy paperwork. Just download the Navi app to sign up.
Follow the simple steps below to buy Navi Health Insurance:
Considering the rising medical costs, try to buy a policy that provides adequate cover. A policy with a low coverage amount may not be sufficient for you and your family. Navi Health Insurance offers health cover up to Rs.1 crore*
Insurance companies have tie-ups with hospitals, commonly known as network hospitals. Check if your insurer provider has a long list of network hospitals. You can get cashless claims in 10,000+ network hospitals with Navi Health Insurance
Every insurer looks forward to a hassle-free claim settlement process and every quality insurance company strives to maintain an excellent claim settlement ratio. With Navi Health Insurance, claim settlement is a breeze
There should be a balance between insurance cover and premium. Considering affordability as a major factor, we have introduced insurance premium payments in EMIs. Our insurance premium EMIs start at just Rs.235/month*
Your requirements can include the sum insured, how many members you are planning to add, the ailments you want to be covered, etc. Understand your requirements and purchase a policy to maximise on policy benefits
Waiting period is the time span during which you cannot claim some or all of the benefits of your policy. It is crucial to know the waiting period for various ailments mentioned in your policy to make an informed decision.
The majority of insurance providers often pay for both types of diabetes therapy. However, you must carefully review the policy as some insurers may only provide Type 2 coverage. The reason is that Type 1 diabetes is an autoimmune reaction, and hence many health insurances do not cover it. In contrast, type 2 is a lifestyle disease. The treatment for Type 1 diabetes is costlier than type 2, as it cannot be managed. Type 2 diabetes is manageable to a huge extent by regular insulin treatment as prescribed by medical experts.
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