Navi Health Insurance Health Insurance plan for family
We all strive to safeguard our families from unforeseen medical emergencies. Unfortunately, in reality, only a few of us have the right health insurance policy when it comes to battling huge medical bills incurred due to a family member’s treatment or hospitalisation. To tackle such emergencies, it could be beneficial if you have your family members insured through a health insurance plan. There are two ways to go about it – either insure each member of your family individually or buy a health insurance plan for family that covers every member of your family under a single insurance policy.
Unlike an individual health insurance policy, which covers and is restricted to only one member, a family health plan covers your entire family on a single premium. Meaning, you don’t have to pay premiums separately for every individual of your family.
If you are planning to buy the best health insurance plan for family, try Navi Health Insurance. Navi offers a comprehensive health insurance plan with which you can sign up either for an individual health insurance plan or a health insurance for family in minutes. Navi health Insurance provides cover for self, legal spouse, dependent children, parents and/or parents-in-law. The benefits include cashless claims in over 10,000 network hospitals, super-fast claim settlements, cover for pre-and post-hospitalisation medical expenses, and more.
We cover your entire hospitalisation bill along with other related medical expenses from 90 days before to 180 days after hospitalisation
With Navi Health Insurance Plan, you get comprehensive medical coverage 90 days before hospitalization and 180 days after
Get medical treatment at home for 3 or more days due to patient’s adverse health condition or unavailability of hospital bed
You can get unlimited online doctor consultations with the top doctors of the country at to additional cost
For road accident injuries, we provide additional 100% sum insured once existing sum insured amount is exhausted
We cover organ donor’s hospitalisation cost
Get up to ₹5 Lakh for emergency transfer via air ambulance
A complimentary health checkup once in every policy year for members older than 17 years
Additional coverage up to ₹30,000 for up to 2 deliveries/lawful termination of pregnancy after a 3-years waiting period
A complimentary health checkup once in every policy year for members older than 17 years
Additional coverage up to ₹30,000 for up to 2 deliveries/lawful termination of pregnancy after a 3-years waiting period
Hospitalisation expenses of up to ₹10,000 for newborn baby within 90 days of birth
Any planned dental treatment is not covered under the health insurance plan
Any planned eye-treatment is not covered under the health insurance plan
Any health complications caused by alcoholism or drug abuse aren't covered under the health insurance policy.
Medical costs are on the rise. A family health insurance policy can help you protect your savings from the huge medical bills incurred due to a family member’s hospitalisation or medical expenses.
A mediclaim policy for family is designed to safeguard your family during any medical emergencies. Unlike an individual health plan, you get to insure all your family members under one plan and on a single premium.
For family health insurance policy, you don’t have to pay premiums for each insured member; just paying a single premium would do. This makes a family insurance plan a cost-effective alternative to individual plans.
Get tax benefits on your insurance premium under section 80D of the Income Tax Act and save on your tax outgo.
Our lifestyle has changed rapidly. This has led to the increase of lifestyle-related diseases. A family health insurance policy keeps you financially protected from expenses incurred due to the treatment of such diseases.
Planning to buy a health insurance plan for family? Try Navi Health Insurance. Get maximum benefits with affordable premiums. No heavy paperwork required. Just download the Navi app to sign up.
Follow the steps below to buy Navi Health Insurance:
Considering the rising medical costs, try to buy a policy that provides adequate cover. A policy with a low coverage amount may not be sufficient for you and your family. Navi Health Insurance offers health cover up to Rs.1 crore*
Insurance companies have tie-ups with hospitals, commonly known as network hospitals. Check if your insurer provider has a long list of network hospitals. You can get cashless claims in 10,000+ network hospitals with Navi Health Insurance
Every insurer looks forward to a hassle-free claim settlement process and every quality insurance company strives to maintain an excellent claim settlement ratio. With Navi Health Insurance, claim settlement is a breeze
There should be a balance between insurance cover and premium. Considering affordability as a major factor, we have introduced insurance premium payments in EMIs. Our insurance premium EMIs start at just Rs.235/month*
Your requirements can include the sum insured, how many members you are planning to add, the ailments you want to be covered, etc. Understand your requirements and purchase a policy to maximise on policy benefits
Waiting period is the time span during which you cannot claim some or all of the benefits of your policy. It is crucial to know the waiting period for various ailments mentioned in your policy to make an informed decision.
Consider the following factors while choosing the best family health insurance plans in India:
Apr 15
It’s wise to be prepared for a sudden medical emergency. A health insurance policy can provide necessary financial support to get medical treatment in time.
Mar 07
The perks of health insurance for parents include a higher insured sum and full coverage for a wide range of ailments arising due to age.
Apr 30
Health insurance offers financial protection in case of medical emergencies that may arise due to an accident or critical illness.
Apr 15
It’s wise to be prepared for a sudden medical emergency. A health insurance policy can provide necessary financial support to get medical treatment in time.
Mar 07
The perks of health insurance for parents include a higher insured sum and full coverage for a wide range of ailments arising due to age.
Apr 30
Health insurance offers financial protection in case of medical emergencies that may arise due to an accident or critical illness.