How to Get an Encumbrance Certificate in Andhra Pradesh?

The Department of Stamp and Registration is responsible for issuing an Encumbrance Certificate (EC) in AP. The purpose of issuing an EC is to ensure that the asset owners can have all their details which include all financial and legal transactions made in a specific period, assembled in one place. To know how to download EC in Andhra Pradesh online, read on. 

What is an Encumbrance Certificate?

An Encumbrance Certificate (EC) is a document that validates a property title when anyone buys a property. It confirms that the property is free from monetary and legal dues. In other words, an Encumbrance Certificate acts as proof of complete ownership.

To make the registration process easy, you can use online portals where the property buyers can upload the documents and apply for an EC in Andhra Pradesh. The following section provides a step-by-step guide to the Encumbrance Certificate application in AP.

Steps To Apply for Encumbrance Certificate in AP through IGRS Online

Steps to Apply for Encumbrance Certificate in Andhra Pradesh via MeeSeva Portal Online

You can apply for an encumbrance certificate through the MeeSeva franchise by using the online portal or by visiting a MeeSeva centre. 

Follow these steps to apply through the MeeSeva franchise online:

Step 1: Visit the MeeSeva portal and submit an application. 

Step 2: Attach all documents mentioned.

Step 3: Pay the application fee.

Step 4: You will receive notifications as the concerned authority goes through the application.

Step 5: An SMS will be sent upon confirmation of the application. 

Also read: MeeBhoomi Andhra Pradesh: Everything You Need To Know

Steps to Apply for Encumbrance Certificate in AP via MeeSeva Offline

Step 1: Submit the application form with details such as details of the document, registration year, registered SRO, and delivery mode. 

Step 2: Pay the application fee to the operator. 

Step 3: The application will be processed online via the AP registration department. 

Step 4: After successful verification, the certificate request will be accepted and a confirmation message will be sent to your registered mobile number. 

How to Verify an Encumbrance Certificate in AP?

• To verify an Encumbrance Certificate in AP, go to the official website.
• Click on ‘Service’.
• Enter the memo or document number.
• Submit the request for verification.

Why is an Encumbrance Certificate in AP Important?

The authoritative government statement for property sale or purchase is solid evidence that it is safe to make transactions on that property. It gives buyers assurance and helps sellers maintain a clear reputation.  

Here are some reasons why the issuance of EC for a land or house in AP is crucial:

• An encumbrance certificate must be presented to obtain a loan from a financial institution or bank as proof that the property is not under debt or mortgage. 
• This instrument is necessary for withdrawing PF while purchasing a house or land. 
• This evidence of ownership will be necessary for property transfer.
• If property tax isn’t paid for 3 years, the certificate needs to be delivered to the Village/Panchayat Officer for the purpose of updating land tax records.  

Encumbrance Certificate in AP Details

An encumbrance certificate in Andhra Pradesh provided online will have these details. 

• Details of property, including the name of the owner
• Transaction details of property in chronological order
• A thorough description of the property as mentioned in the sale deed 
• If the land is bought with credit, then details regarding the mortgage will be mentioned in the EC
• In case of a released deed, details will be available if a partner released his/her share from the mutually purchased property 
• If the deed was gifted, details of the same would be available in the certificate 

Applicable Charges for EC in Andhra Pradesh

A certain amount of fees is applicable for issuing and performing encumbrance searches in AP. For the first 30 years, it is fixed at Rs. 200, and for more than that, it will be Rs. 500.   

Processing Time for EC Application in Andhra Pradesh

It takes only one day for processing the application of an EC, and one can download an encumbrance certificate in AP online. 

Also read: YSR Housing Scheme: Eligibility, online application & check status

How to Search for an Encumbrance Certificate in AP Online?

To search for an encumbrance certificate, you must visit the official IGRS Andhra Pradesh encumbrance search page, and then follow the given steps: 

Step 1: Go to the ‘Services’ section.

Step 2: Click on ‘Encumbrance Search’.

Step 3: Go through the instructions carefully displayed on the page. 

Step 4: After clicking on ‘Submit’, ‘Search for Encumbrance’ page will open. 

Step 5: Now, choose the search criteria.

Step 6: There will be three options available for search: 

• Year of registration
• Document number or memo number
• None 

Step 7: Enter the CAPTCHA code shown and submit. 

Search eEC in AP with Document Number

If an applicant has chosen document number as search criteria, then in the next step, enter the registration year along with the registered SRO. Then, enter CAPTCHA code and press ‘Submit’. Details of the property in question will be shown. 

Search eEC in AP with Memo Number

If you choose to search with a memo number, you will have to provide the registration year and registered SRO. Submit after entering the CAPTCHA code. After that, details of the inquired property will be available. 

Search eEC in AP with None Option

When you select the ‘None’ option, you will be redirected to a new page. Provide details like:

• Name
• District
• Building details
• Site or agriculture land details
• Building or site boundary details
• SRO

After entering these details, enter captcha and submit. The eEC certificate will be displayed.

Final Word

IGRS or Inspector-General of Revenue and Stamps is responsible for collecting and imposing property-related taxes in the state. One should remember that the online encumbrance certificate in AP is available for transactions only after 01.01.1983. For enquiry about an EC before the mentioned date, one has to visit the Sub-Registrar Office. 

FAQs on Encumbrance Certificate in AP

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