Navi Health Insurance Critical Illness Insurance
A critical illness can strike anyone anytime. It requires specialised doctors and expensive treatments, which can wreak havoc on your savings. A regular health insurance policy will only cover the hospitalisation bills and not the costs that will follow. This is where critical illness health insurance comes into play. It provides a lump sum amount to the person diagnosed with a life-threatening disease from the insured amount.
The money is then used for doctor consultations, regular health checkups, medicines, and much more. If you are thinking about purchasing a critical illness policy, you may consider Navi’s Critical Illness Health Insurance.
With zero paperwork and no agents in the middle, Navi provides health insurance policies within a few minutes. With a network of over 10,000 hospitals, the benefits of purchasing a health insurance policy from Navi are limitless.
We cover your entire hospitalisation bill along with other related medical expenses from 90 days before to 180 days after hospitalisation
With Navi Health Insurance Plan, you get comprehensive medical coverage 90 days before hospitalization and 180 days after
Get medical treatment at home for 3 or more days due to patient’s adverse health condition or unavailability of hospital bed
You can get unlimited online doctor consultations with the top doctors of the country at to additional cost
For road accident injuries, we provide additional 100% sum insured once existing sum insured amount is exhausted
We cover organ donor’s hospitalisation cost
Get up to ₹5 Lakh for emergency transfer via air ambulance
A complimentary health checkup once in every policy year for members older than 17 years
Additional coverage up to ₹30,000 for up to 2 deliveries/lawful termination of pregnancy after a 3-years waiting period
A complimentary health checkup once in every policy year for members older than 17 years
Additional coverage up to ₹30,000 for up to 2 deliveries/lawful termination of pregnancy after a 3-years waiting period
Hospitalisation expenses of up to ₹10,000 for newborn baby within 90 days of birth
Any planned dental treatment is not covered under the health insurance plan
Any planned eye-treatment is not covered under the health insurance plan
Any health complications caused by alcoholism or drug abuse aren't covered under the health insurance policy.
A critical illness insurance plan is a great way of making sure to live a tension-free life.
Some key points on why you need a critical illness policy are:
The financial drain incurred in treating critical illnesses is inescapable due to rising medical costs. Having a critical illness cover policy will save that drain and provide you with some breathing space.
All members of your family get protected under a single policy, and you will have to pay only a single premium amount.
A critical illness plan is cost-efficient and provides all-around protection for individuals and family members undergoing treatment for a critical illness.
Using Section 80D of the Income Tax Act on the premium paid, an amount of up to ₹25,000 can be claimed as a tax deduction. For senior citizens, the amount is up to ₹ 50,000.
In today’s rapidly changing world, everyone has a fast-paced lifestyle. This makes people more prone to severe health issues. Having a critical illness cover can provide financial security for such health issues.
Thinking of getting a critical illness health insurance plan? Look no further and avail yourself of the services of Navi.
Follow the steps below to purchase Navi Critical Illness Insurance:
Considering the rising medical costs, try to buy a policy that provides adequate cover. A policy with a low coverage amount may not be sufficient for you and your family. Navi Health Insurance offers health cover up to Rs.1 crore*
Insurance companies have tie-ups with hospitals, commonly known as network hospitals. Check if your insurer provider has a long list of network hospitals. You can get cashless claims in 10,000+ network hospitals with Navi Health Insurance
Every insurer looks forward to a hassle-free claim settlement process and every quality insurance company strives to maintain an excellent claim settlement ratio. With Navi Health Insurance, claim settlement is a breeze
There should be a balance between insurance cover and premium. Considering affordability as a major factor, we have introduced insurance premium payments in EMIs. Our insurance premium EMIs start at just Rs.235/month*
Your requirements can include the sum insured, how many members you are planning to add, the ailments you want to be covered, etc. Understand your requirements and purchase a policy to maximise on policy benefits
Waiting period is the time span during which you cannot claim some or all of the benefits of your policy. It is crucial to know the waiting period for various ailments mentioned in your policy to make an informed decision.
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