Banglar Awas Yojana 2022 Update: Objectives, Eligibility And How To Apply

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Banglar Awas Yojana is a housing scheme introduced by West Bengal Government in 2021. Chief Minister Mamata Banerjee has planned this initiative to work towards providing housing facilities to the economically weaker section. 

Through this rural scheme, the State Government will facilitate free-of-cost houses to the poor and needy people. This initiative was inspired by Pradhan Mantri Awas Yojana of the Central Government.  Read on to know all the details about Banglar Awas Yojana. 

Objective Of Banglar Awas Yojana 

Many families in West Bengal do not have their own houses. This scheme’s primary objective is to offer pucca houses to the EWS families.  

The eligible applicants will get Rs. 1,20,000 from West Bengal Government to construct their pucca house. This scheme will provide the total sum in 3 equal instalments:

• First instalment of Rs. 45,000 to build a house up to the level of window.
• Second instalment of Rs. 45,000 to construct a house up to the level of lintel.
• Third instalment of Rs. 30,000 to complete the construction of the house. 

Note: West Midnapore, Bankura, Purulia and Jungle Mahal districts, the eligible families will receive Rs. 1,30,000. 

Eligibility Criteria For Banglar Awas Yojana 

Here are the essential eligibility requirements of this scheme:

• An applicant cannot be registered under any other government-based housing scheme.
• A beneficiary family should not possess a pucca house in West Bengal. 
• Both single and joint ownership are applicable for a married couple.
• A household’s annual income must be in the range of Rs.6 lakh – Rs.18 lakh.
• Beneficiaries belonging to the economically weaker section (EWS), middle-income group and low-income group can apply for this scheme.
• Women, regardless of religion and caste, qualify for this benefit. 
• Scheduled Tribes and Scheduled Castes are eligible for this scheme.

Also Read: What Is A PMAY Eligibility Calculator? Advantages & Benefits

How To Apply For Banglar Awas Yojana 

People who wish to opt for this innovative scheme can follow the steps below:

• Step 1: Visit the official portal of the West Bengal Housing Board
• Step 2: Download the application form from this portal.
• Step 3: Take a printout of this form.  

Once you fill in the scheme application form with the relevant details, you can submit it to the respective departments. 

District-Wise Sanctioned Houses

According to the initial sanction status for the following districts, the number of houses sanctioned is given below:

The sanction for Siliguri Mahakuma and all 22 districts has been presented before the district authorities, who in turn would identify beneficiaries in accordance with their applications.    

Also Read: PMAY Credit Linked Subsidy Scheme: CLSS Eligibility, Calculation Of Interest, And Key Points

Final Word 

Banglar Awas Yojana (BAY) is a praiseworthy social welfare drive of the West Bengal State Government. Houseless families and individuals living in dilapidated or kutcha houses can now avail houses having at least 25 square meter floor area and clean cooking space. If you qualify for this scheme, you can go ahead! 

That said, if you do not qualify for this scheme and require funds to finance the purchase of a new home, avail a home loan from Navi. This financial institution offers home loans of up to Rs. 10 crore and interest rates start at 7.39% p.a. only. Download the Navi app to initiate the application procedure. 

Frequently Asked Questions 

1. Is there any provision for Sanatan Brahmin Priests under BAY?

Yes, Sanatan Brahmin Priests will get free houses under Banglar Awas Yojana. Nearly 8,000 of them who work at various temples can opt for this benefit. Additionally, they will qualify for a monthly allowance worth Rs. 1,000.  

2. How will the beneficiaries of BAY receive the instalment amounts?

Instalment amounts for the scheme’s beneficiaries will be transferred to their registered bank accounts directly. Besides, every beneficiary will receive wages worth Rs. 213 each day for 95 days under the MGNREGA scheme. This wage represents the labour cost to construct a house.  

3. What is the target house count of BAY?

The West Bengal State Budget for FY 2021-22 proposed roughly Rs. 5,384 crore, with a goal to construct nearly 9,00,000 new houses under BAY. The beneficiaries will get sanction certificates on Banglar Awas Bitaran Divas. 

4. How many houses are already built under BAY scheme?

Under this flagship scheme, nearly 38.31 lakh houses were built between FY 2010-11 and FY 2020-21, with a total expenditure of Rs. 47,097 crore. This includes 8.80 lakh houses in FY 2020-21, which is the highest among all Indian states.   

5. How to check BAY House Progress List?

Follow the steps below to get the list of beneficiaries under Banglar Awas Yojana:

• Visit the official portal of Pradhan Mantri Awas Yojana-Gramin 
• On the home page, choose ‘Report’ from the section ‘Awaassoft’.
• On the new page, press ‘2. House progress against the target financial year’ from the section ‘A. Physical Progress Reports’.
• Next, you will find a search box where you will specify the scheme name, that is, Pradhan Mantri Awas Yojana Gramin.
• After that, enter your state name, district name, block name or tehsil and village name. 
• Enter the CAPTCHA code and press ‘Submit’.

Your computer screen will display the complete list of beneficiaries (village-wise). 

Before you go…

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Disclaimer: This article has been prepared on the basis of internal data, publicly available information and other sources believed to be reliable. The information contained in this article is for general purposes only and not a complete disclosure of every material fact. It should not be construed as investment advice to any party. The article does not warrant the completeness or accuracy of the information, and disclaims all liabilities, losses and damages arising out of the use of this information. Readers shall be fully liable/responsible for any decision taken on the basis of this article.