What Is The Procedure To Check TDS Status Using Your PAN Card?
Tax Deducted at Source, otherwise known as TDS, refers to collecting taxes from incomes such as salary, rent, commission, interest, etc. Under the Income Tax Act of 1961, persons making payments need to deduct TDS and deposit it to the government against the deductee’s PAN. Read along to find out how to check TDS status through a PAN card online.
A Brief Explanation of TDS Returns
A person must deduct TDS before making a payment and deposit this amount within the due date as per income tax laws. Then, the deductor has to submit a TDS return to the IT Department within the same quarter. This is a summary of all transactions related to TDS that a particular deductor made during a quarter.
It includes various details such as the sum of TDS, mode of payments, deductee’s PAN, TDS Challan information, etc. Additionally, the deductor has to fill out the following forms depending on the type of TDS deduction:
- Form 24Q for TDS on salary
- Form 26QB for TDS on sale of property
- Form 26QC for TDS on rent
- Form 26QTDS on all payments (except rent)
- Form 27Q in case of TDS for Non-Resident Indians (except salary)
The Government of India has digitalised checking and filing income tax Now you can check TDS online on either the TDSCPC portal or the Income Tax e-Filing portal. Both of these require you to use your PAN.
Now, we will discuss how you can check your TDS deduction details.
How to Check TDS Status Through PAN Card on the TDSCPC Portal
TDS CPC (TDS Central Processing Cell) is an online portal of the Income Tax Department providing various online TDS facilities. Also called the TRACES (TDS Reconciliation Analysis and Correction Enabling System), it allows both deductors and payers to view their TDS paid, and reconcile them when filing ITR (income tax return) or seeking refunds.
To check tax deduction and deposit for your PAN, follow these steps:
Step 1: Visit the TRACES portal
Step 2: Enter the verification code as shown and click on ‘Proceed’. You can click on ‘Refresh Image’ if you have trouble viewing the code.
Step 3: To know your quarterly TDS/TCS statement, enter the deductee’s PAN and deductor’s TAN.
Step 4: Select the financial year, quarter and type of return (salary/non-salary) from respective drop-down menus.
Step 5: Click on ‘Go’ to view details of TDS deduction on the screen. This includes details about your total income, tax deducted and deposited to the government.
Also Read: A Step-By-Step Guide To Make TDS Payment Online
How to Check TDS Status by PAN card or Aadhar Card on the Income Tax e-Filing Portal?
At the end of every financial year, salaried individuals receive Form 16, which shows TDS deductions and deposits against their salary. Whereas non-salaried individuals can check their TDS status online using Form 26AS.
Self-employed professionals and business persons can check TDS status by PAN card via following these steps:
Step 1: Visit the e-filing portal.
Step 2: If you have not registered previously, click on ‘Register’ at the top right corner.
Step 3: Registered users can log in using their PAN or Aadhaar number and password.
Step 4: On ‘My Account’, click on ‘View Form 26AS’.
Step 5: On the next page, select the assessment year and format of the Form 26AS file.
Step 6: It will display TDS details on the screen. You can download the TDS statement to your local drive. It is a password-protected file, which you can open using your date of birth as per your PAN card.
How to Check TDS Return Status via Net Banking?
You can also check TDS returns online using your bank’s net banking portal. Follow the given steps to do this.
Step 1: Download your bank’s mobile banking application.
Step 2: Register using your account number and link your bank account with PAN (if you have not).
Step 3: On the ‘Services’ menu, find an option that says something similar to ‘Tax Deducted Statement’.
Step 4: As you are redirected to the TRACES portal, select the assessment year to check your TDS statement.
What is a TDS Certificate?
According to the mandate of Section 203 of the Income Tax Act, people who deduct tax at source need to provide a certificate to the deductee. This certificate is known as the TDS certificate.
In the case of salaried individuals, the employer will have to provide Form 16 to his/her employee specifying the TDS details. This particular form has every detail related to the deduction, computation and payment of tax.
For non-salaried individuals, the deductor provides Form 16A with every detail of tax calculation, payments and deductions to the deductee within 15 days of the due date of filing ITR.
Also Read: How to Use a TDS Calculator?
When is TDS Filing Done by a Deductor?
Every person who has deducted TDS needs to file TDS returns. They need to submit TDS returns quarterly. While filing the returns, they have to provide various details like type of payment, TAN, deducted amount, details of deductee’s PAN, etc.
People need to deduct and submit TDS within the stipulated time period upon making the following payments:
- Salary
- Insurance commission
- Payments related to National Saving Schemes
- Income from winning horse races
- Income on securities
- Income from winning lotteries, puzzles, etc.
The table below displays the due dates for TDS Return Filing:
| Quarter | Time | Last Date of Filing |
| 1st Quarter | April 1 to June 30 | July 31 |
| 2nd Quarter | July 1 to September 30 | October 31 |
| 3rd Quarter | October 1 to December 31 | January 31 |
| 4th Quarter | January 1 to March 31 | May 31 |
Final Word
There are three ways to check TDS status through your PAN CArd online- TDSCPC, Income Tax e-filing website and net banking. For all these, you will need to provide the PAN of whoever had deducted TDS from payments and the TAN of the deductor.
FAQs on How to Check TDS Status Through Your PAN Card
Ans: Employers issue Form 16 as a certificate for payment of TDS on salary. Banks and other financial institutions issue Form 16A for deduction from fixed deposits. Form 16C is the TDS certificate for rent payments, while Form 16B is for TDS on sale of properties.
Ans: If you deduct TDS in the month of July, you must deposit this amount by August 7 of the same year. For TDS deductions in March, you can deposit the same by April 30. The due date is 30 days from the date of TDS deduction for TDS on rent payments and purchase of properties.
Ans: Under Section 234E of the Income Tax Act, you have to pay a penalty of Rs. 200 per day for late filing of TDS. You have to pay this amount for every day of delay till you deposit the TDS or until the amount is equal to the TDS amount.
Ans: The liability of deducting TDS is on the person making payments subject to tax deductions. Such persons have to deduct TDS from the payment as per the Income Tax Act. For example, an employer has to deduct TDS before paying monthly salaries to employees.
Ans: Yes, under Section 201(A), you have to pay interest on the TDS amount for late deposits after deduction. You have to pay interest at a rate of 1.5% per month from the date of deduction to the day on which you actually deposit it.
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This article has been prepared on the basis of internal data, publicly available information and other sources believed to be reliable. The information contained in this article is for general purposes only and not a complete disclosure of every material fact. It should not be construed as investment advice to any party. The article does not warrant the completeness or accuracy of the information, and disclaims all liabilities, losses and damages arising out of the use of this information. Readers shall be fully liable/responsible for any decision taken on the basis of this article.
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