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The Ultimate Home Loan Guide

Navi Pedia home buying guide covers all necessary points to ease your home buying journey.

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Home Loans Tax Benefits: Exemptions Under Section 80C, 24(b), 80EE, & 80EEA
Home Loan

Home Loans Tax Benefits: Exemptions Under Section 80C, 24(b), 80EE, & 80EEA

One of the primary benefits of home loans is that you get to enjoy substantial tax rebates, which significantly reduce ... Read More »
Home Loan Eligibility For The Salaried: How Much Home Loan Can I Get On My Salary
Home Loan

Home Loan Eligibility For The Salaried: How Much Home Loan Can I Get On My Salary

If you are wondering 'how much home loan can I get on my salary', you must evaluate the home loan eligibility criteria.... Read More »
Home Loan Interest Rates in India 2023 – EMI and Charges
Home Loan

Home Loan Interest Rates in India 2023 – EMI and Charges

With RBI increasing its repo rate to 6.50%, lenders have increased their home loan interest rates too. So, in case you ... Read More »
Home Loans: List Of Documents Required (2023)
Home Loan

Home Loans: List Of Documents Required (2023)

Most of the time, home loan applications get rejected owing to discrepancy in the documents submitted. If you have your... Read More »
Online Home Loan EMI Calculator – Formula and Steps To Use
Home Loan

Online Home Loan EMI Calculator – Formula and Steps To Use

A home loan EMI calculator allows you to determine the loan instalment amount or EMI towards your home loan. It is an e... Read More »
Stamp Duty And Registration Charges In Maharashtra
Home Loan

What Are The Current Stamp Duty And Registration Charges In Maharashtra?

The role of stamp duty is primarily found in property transactions. Buyers of house properties must... Read More »
Home Loan

What is YSR Housing Scheme: Eligibility and Online Application

The Government of Andhra Pradesh launched the YSR housing scheme on June 3, 2021. Also known as the... Read More »
West Bengal HIRA
Home Loan

West Bengal HIRA: Key Features, How to Register Online and Documents Required

West Bengal State Assembly passed the Housing Industry Regulation Act (HIRA) in October 2017, which... Read More »
Project Completion Certificate
Home Loan

What is a Project Completion Certificate: Its Format and Time Taken

A Project Completion Certificate is provided by the concerned authority after the construction of a... Read More »
Home Loan Process
Home Loan

Home Loan Process: A Step-by-Step Guide To Housing Loan Procedure

Generally, a home loan application to disbursal process comprises the following - application, subm... Read More »
Home Loan For Women
Home Loan

Home Loan for Women: How to Apply, Interest Rates, Benefits and Eligibility

As a step towards empowering women to make independent financial decisions, today most banks and NB... Read More »
Home Loan

RERA Delhi – Registration Process, Documents Required And Fees

On March 26, 2016, the Ministry of Housing and Urban Poverty Alleviation announced the rules for th... Read More »
Residual Value
Home Loan

What is Residual Value – Importance, Calculation and Examples

An important aspect to consider regarding any asset is its potential for depreciation. This is part... Read More »
Affordable Housing Schemes
Home Loan

7 Affordable Housing Schemes by Government in India – Benefits And Eligibility

Several affordable housing schemes in India have been introduced in the past few years with combine... Read More »
SDMC Property Tax
Home Loan

South Delhi Municipal Corporation Property Tax – Payment Process

If you own a real estate in South Delhi, you must pay South Delhi Municipal Corporation property ta... Read More »
MCD Property Tax In Delhi
Home Loan

How To Pay Property Tax In Delhi Online And Offline – Charges and Calculation

The Municipal Corporation of Delhi (MCD) is the city’s municipality responsible for maintaining t... Read More »
MCGM Property Tax
Home Loan

How to Pay MCGM Property Tax – Tax Calculation and Payment Process

Municipal Corporation Greater Mumbai (MCGM) is the local body entrusted to impose, evaluate, and co... Read More »
Registration And Stamp Duty Charges in Chennai
Home Loan

How To Pay Registration And Stamp Duty Charges in Chennai – Fees And Tax Benefits

To get your property officially registered under your name in Chennai, you must pay stamp duty and ... Read More »
GHMC Property Tax in Hyderabad
Home Loan

GHMC Property Tax in Hyderabad – Calculation, Payment, Due Dates, Penalty and Exemptions

Property tax is an annual sum that a property owner pays to the government annually or semi-annuall... Read More »
Home Loan

₹20 Lakh Home Loan – Interest Rates, EMI And Benefits

Home loans are secured loans that help borrowers purchase a property. To repay the loan, borrowers ... Read More »
Secured Loans
Home Loan

Secured Loans: Collateral Loan Types, Benefits, Interest Rates And Documents Required

A secured loan refers to a loan under which an individual pawns an asset to borrow money. The loan ... Read More »
DDA Housing Scheme
Home Loan

What Is DDA Housing Scheme: Eligibility, Documentation, Registration Fee And Form

The Delhi Development Authority (DDA) started its housing activities in 1967 to develop the capital... Read More »
Home Loan Stamp Duty
Home Loan

What Is Home Loan Stamp Duty: Charges, Calculator and Tax Benefits

If you are planning to purchase a property, the price quoted by the seller is not the total amount ... Read More »
Loan Moratorium
Home Loan

What is Loan Moratorium in Banking – Eligibility, Products and How it Works

After the Indian Government implemented lockdown measures to combat the Covid-19 pandemic, numerous... Read More »
Mortgage Refinancing
Home Loan

What Is Mortgage Refinancing – Its Rates, Benefits and Examples

Mortgage refinancing means taking out a new mortgage loan to clear your existing home loan. Such a ... Read More »
Home Loan Tax Benefit Calculator
Home Loan

What Is Home Loan Tax Benefit Calculator: Tax Benefits On Home Loans

The Income Tax Act, of 1961 elaborates on how a borrower can avail of significant tax deductions wh... Read More »
UP RERA
Home Loan

UP RERA: How To Register Online, Rules And Charges

In 2016, the Indian Parliament passed the Real Estate (Regulation and Development) Act (RERA) to pr... Read More »
Home Loan Prepayment Calculator
Home Loan

How To Use A Home Loan Prepayment Calculator – Online Calculator

If you have taken a home loan and want to foreclose it, you could make part-prepayments or full pre... Read More »
Top Up Home Loan
Home Loan

What is Top Up Home Loan: Tax Benefits, Eligibility And Interest Rates

If you have an existing home loan and are in urgent need of extra cash, you could apply for top-up ... Read More »
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