Health Insurance Buying Guide

A Comprehensive Guide Which Covers all the Aspects of Health Insurance in India

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TPA in Health Insurance – Meaning, Full Form, Functions and Roles
Health Insurance

TPA in Health Insurance – Meaning, Full Form, Functions and Roles

 TPA (full form - Third Party Administrator) is a licensed intermediary between health insurance policyholders and insur... Read More »
What is Waiting Period In Health Insurance: Types and Importance
Health Insurance

What is Waiting Period In Health Insurance: Types and Importance

 The waiting period in health insurance refers to the duration or period that one has to wait before claiming health ins... Read More »
No Claim Bonus (NCB): Benefits and Applicability of NCB
Health Insurance

No Claim Bonus (NCB): Benefits and Applicability of NCB

 A No Claim Bonus or NCB is essentially an incentive or discount offered by insurance companies to policyholders for not... Read More »
What is a Super Top Up Health Insurance Plan and How to Claim It?
Health Insurance

What is a Super Top Up Health Insurance Plan and How to Claim It?

 Super top-up health insurance is the process of extending your health insurance in case you have exhausted the sum insu... Read More »
What Is Medical Reimbursement – Its Rules, Taxation and How to Make Claim
Health Insurance

What Is Medical Reimbursement – Its Rules, Taxation and How to Make Claim

 Access to good healthcare is a fundamental right. But rising medical costs make it difficult for many salaried employee... Read More »
Corona Rakshak Policy
Health Insurance

Corona Rakshak Policy: Features, Premium Rates & How to Buy It?

 The Corona Rakshak policy is a COVID 19-specific health insurance policy standardised by the IRDAI ... Read More »
Compare Mediclaim Policy
Health Insurance

Compare Mediclaim Policy – Features, Benefits, Types and Comparison Chart

 Mediclaim policies cover medical expenses in any unforeseen situation. It reimburses treatment cost... Read More »
Endowment Policy
Health Insurance

What is an Endowment Policy – Eligibility Criteria, Benefits and How to Buy

 Most of us need professional assistance during financial planning. Queries such as where to invest,... Read More »
Employee State Insurance Corporation Scheme
Health Insurance

Employee State Insurance Corporation (ESIS): Benefits, Eligibility and Registration

 The Government of India launched the Employees State Insurance Scheme (ESIS) in 1952 to ensure the ... Read More »
Out of pocket Maximum
Health Insurance

Out-Of-Pocket Maximum in Health Insurance: Benefits, Working and Components

 If you have a health insurance policy, you must have heard of ‘out-of-pocket maximum’. An out-o... Read More »
Super Top Up Health Insurance For Senior Citizens
Health Insurance

Super Top Up Health Insurance For Senior Citizens: Benefits, Taxation and Claim

 A super top-up health insurance for senior citizens is a family floater policy that provides medicl... Read More »
Dental Insurance
Health Insurance

Dental Insurance – Cover, Types, Benefits, Cost and Claim Process

 Dental treatments can be a bit expensive due to the expensive set up and lab material involved. To ... Read More »
Out-of-Pocket Maximum Vs Deductible
Health Insurance

Out Of Pocket Maximum Vs Deductible – Differences and How to Select the Best Plan

 In health insurance policies, a deductible refers to the amount of money an insured person will nee... Read More »
Exclusive Provider Organization (EPO)
Health Insurance

What Are Exclusive Provider Organization (EPO) Plans: Key Features Of EPO Plans

 An EPO (Exclusive Provider Organization) plan is a managed care health insurance plan where you can... Read More »
Super Top up Health Insurance Plan
Health Insurance

What is a Super Top Up Health Insurance Plan and How to Claim It?

 Super top-up health insurance is the process of extending your health insurance in case you have ex... Read More »
Health Insurance Claim Settlement Ratio
Health Insurance

Health Insurance Claim Settlement Ratio In India: Formula and Calculation

 Health Insurance Claim settlement ratio is one of the most vital metrics to determine if a certain ... Read More »
Coinsurance vs Copay
Health Insurance

Coinsurance vs Copay – Key Differences And Which One To Choose?

 Health insurance is a vital financial product that allows a policyholder to cover their medical exp... Read More »
Pradhan Mantri Jan Arogya Yojana (PMJAY)
Health Insurance

Pradhan Mantri Jan Arogya Yojana – Ayushman Card Benefits and How to Apply Online

 Pradhan Mantri Jan Arogya Yojana (PMJAY) or Ayushman Bharat Yojana is a health insurance and protec... Read More »
Pradhan Mantri Suraksha Bima Yojana (PMSBY)
Health Insurance

Pradhan Mantri Suraksha Bima Yojana (PMSBY): Features, Benefits, Eligibility And How To Claim

 Pradhan Mantri Suraksha Bima Yojana (PMSBY) is an insurance scheme provided by the Indian Governmen... Read More »
Dr. YSR Aarogyasri Health Care Scheme
Health Insurance

Dr. YSR Aarogyasri Health Care Scheme – Overview, Features, Benefits and Eligibility

 The Government of Andhra Pradesh had the aim to provide universal health coverage, especially for B... Read More »
Comprehensive Health Insurance
Health Insurance

What is a Comprehensive Health Insurance Plan – Details and Benefits

 A comprehensive health insurance policy refers to a medical plan that provides extensive financial ... Read More »
West Bengal Health Scheme
Health Insurance

West Bengal Health Scheme (2023): Enrollment Process, Eligibility and Benefits

 The West Bengal government provides financial assistance for medical treatment to government employ... Read More »
Health Insurance

What is Accidental Death Policy – Benefits, Types, Cover and Exclusions

 Individuals can obtain accidental benefits from a standalone accident insurance policy or a rider p... Read More »
Health Insurance Portability
Health Insurance

What is Portability Of Health Insurance: Rules, Documents, Pros & Cons

 Health insurance portability is an option that allows the policyholder to change the current insura... Read More »
Pradhan Mantri Jan Arogya Yojana (PMJAY)
Health Insurance

Pradhan Mantri Jan Arogya Yojana (PMJAY): Eligibility, Coverage And Benefits

 Pradhan Mantri Jan Arogya Yojana (PMJAY) was launched in 2018 to give health insurance coverage to ... Read More »
Waiting Period in Health Insurance
Health Insurance

What is Waiting Period In Health Insurance: Types and Importance

 The waiting period in health insurance refers to the duration or period that one has to wait before... Read More »
Health Insurance For Senior Citizens
Health Insurance

Health Insurance Policy for Senior Citizens: Best Plans and How To Claim

 Health insurance plans for senior citizens are specially designed that offer comprehensive coverage... Read More »
Arogya Sanjeevani Policy
Health Insurance

Arogya Sanjeevani Health Insurance Policy: Features, Eligibility & Benefits

 Arogya Sanjeevani health insurance policy is a basic health insurance plan that offers coverage of ... Read More »
Health Insurance

Critical Illness Insurance for Family – Benefits and Exclusions

 Critical illness insurance for families offers financial coverage against the medical expenses incu... Read More »