Health Insurance Buying Guide

A Comprehensive Guide Which Covers all the Aspects of Health Insurance in India

TPA in Health Insurance – Full Form, Functions and Roles

TPA (full form – Third Party Administrator) is a licensed intermediary between health insurance policyholders and ins... Read More »

Health Insurance

What is Waiting Period In Health Insurance: Types and Importance

The waiting period in health insurance refers to the duration or period that one has to wait before claiming health ins... Read More »

Health Insurance

No Claim Bonus (NCB): Benefits and Applicability of NCB

A No Claim Bonus or NCB is essentially an incentive or discount offered by insurance companies to policyholders for not... Read More »

Health Insurance

What is a Super Top Up Health Insurance Plan and How to Claim It?

Super top-up health insurance is the process of extending your health insurance in case you have exhausted the sum insu... Read More »

Health Insurance

What Is Medical Reimbursement – Its Rules, Taxation and How to Make Claim

Access to good healthcare is a fundamental right. But rising medical costs make it difficult for many salaried employee... Read More »

Health Insurance

Affordable Health Insurance Plans in India – For Individuals, Families and Senior Citizens

A few years ago, the only way to opt for a health insurance policy was to meet an insurance company... Read More »

Health Insurance

What is Group Mediclaim Insurance – Features, Cover and Best Plans

Group mediclaim refers to health insurance policies providing medical coverage to a group of people... Read More »

Health Insurance

What Is Medical Reimbursement – Its Rules, Taxation and How to Make Claim

Access to good healthcare is a fundamental right. But rising medical costs make it difficult for ma... Read More »

Health Insurance

IRDAI Guidelines For Health Insurance – Its Functions, Rights and Benefits

The Insurance Regulatory and Development Authority of India (IRDAI) is a regulatory entity that sup... Read More »

Health Insurance

What is GST on Health Insurance Premium – Calculation, Benefits and Taxation

The Government of India introduced Goods and Service Tax (GST) in 2017. It replaced as many as 17 d... Read More »

Health Insurance

What is Insurance Interest in Life Insurance – Its Importance, Working and Eligibility

Insurable interest forms the foundation of any type of insurance policy, establishing a link betwee... Read More »

Health Insurance

Central Govt Health Scheme (CHGS) in India: Facilities and Components

The Central Government Health Scheme (CGHS) was introduced to extend complete medical care to Centr... Read More »

Health Insurance

What is Grace Period In Health Insurance – Renew Health Insurance Online

A health insurance policy is the best way to financially protect yourself and your family during a ... Read More »

Health Insurance

Best Family Floater Health Insurance Policies in 2023 – Benefits, Coverage and Eligibility

A family floater health insurance plan is a tailor-made insurance policy that covers the healthcare... Read More »

Health Insurance

What Is Aam Aadmi Bima Yojana – Features, Benefits, Coverage, Eligibility And How To Enrol

The Government of India launched Aam Aadmi Bima Yojana (AABY), a social security scheme, in 2007 to... Read More »

Health Insurance

Rs. 1 Crore Health Insurance Policy – Best Plans, Benefits And Reasons To Buy

On account of medical inflation, healthcare expenses are continuing to rise. This makes it necessar... Read More »

Health Insurance

Health Savings Account (HSA) – Benefits, Eligibility and Documents Required

A health savings account, also known as HSA, is a type of savings account where you can place pre t... Read More »

Health Insurance

Employee State Insurance (ESI) Act 1948 – Benefits, Features and How To Apply

Under the Employee State Insurance Act (ESI Act), 1948, enrolled individuals can avail of benefits ... Read More »

Health Insurance

Differences Between Sum Insured Vs Sum Assured And Calculation

The insurance segment in India is divided into two parts: General Insurance & Life Insurance. T... Read More »

Health Insurance

What Is Incurred Claim Ratio In Health Insurance – Its Formula And Why Is It Important

Incurred Claim Ratio (ICR) is the benchmark for assessing the performance of an insurance company. ... Read More »

Health Insurance

Universal Health Insurance Scheme – Features, Exclusions, Cover and Rates

As a part of the Ministry of Health and Family Welfare’s Universal Health Assurance Mission, the ... Read More »

Health Insurance

What is a Corporate Health Insurance: Its Working, Inclusions and Benefits

A corporate health insurance plan provides financial coverage to employees of an organisation under... Read More »

Health Insurance

Managed Care Plans: What is it & How does it Work?

Managed-care plans are health insurance policies using which policyholders can avail healthcare fac... Read More »

Health Insurance

Corona Rakshak Policy: Features, Premium Rates, Claim Process And How To Buy It Online

The Corona Rakshak policy is a COVID 19-specific health insurance policy standardised by the IRDAI ... Read More »

Health Insurance

Compare Mediclaim Policy – Features, Benefits, Types and Comparison Chart

Mediclaim policies cover medical expenses in any unforeseen situation. It reimburses treatment cost... Read More »

Health Insurance

What is an Endowment Policy – Eligibility Criteria, Benefits and How to Buy

Most of us need professional assistance during financial planning. Queries such as where to invest,... Read More »

Employee State Insurance Corporation Scheme

Health Insurance

Employee State Insurance Corporation (ESIS): Benefits, Eligibility and Registration

The Government of India launched the Employees State Insurance Scheme (ESIS) in 1952 to ensure the ... Read More »

Health Insurance

Out-Of-Pocket Maximum in Health Insurance: Benefits, Working and Components

If you have a health insurance policy, you must have heard of ‘out-of-pocket maximum’. An out-o... Read More »

Health Insurance

Super Top Up Health Insurance For Senior Citizens: Benefits, Taxation and Claim

A super top-up health insurance for senior citizens is a family floater policy that provides medicl... Read More »