Personal Finance

29 June 2022

What Is Moratorium Period On A Loan And How Does It Impact A Borrower?

moratorium-period
29 June 2022

How To Get A Government Personal Loan And What Are The Eligibility Criteria?

Central and State Government employees can get a Government Personal loan to cover personal expenses. Whether you need cash for […]
28 June 2022

What Is The Importance of An Annual Percentage Rate And How Is It Calculated?

annual-percentage-rate
27 June 2022

National Pension Scheme (NPS) – How It Works, Eligibility, Types of NPS Accounts

The National Pension Scheme or NPS is a retirement saving scheme started by the Government of India. The main aim […]
23 June 2022

How To Improve Your CIBIL Score: 11 Smart Tips

A good CIBIL or credit score is one of the main prerequisites for loan approvals. If your CIBIL score is […]
22 June 2022

Loan Repayment: Types, Payment Schedule And How It Works

loan-repayment
22 June 2022

Apply For Personal Loan For Home Appliances: Benefits, Features And Interest Rates

Neha has recently bought a new house and put together an aesthetically pleasing and coordinated design all by herself. Now, […]
22 June 2022

Different Types of Loans Available In India: Which One Do You Need

Loans can be classified based on whether they require collateral or not and the purpose for which they are used. […]
21 June 2022

What Is Statutory Liquidity Ratio And Why Is It Important?

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21 June 2022

What Is A Promissory Note And What Is Its Use?

promissory-notes
21 June 2022

How To Apply For A Marksheet Loan – Compare Interest Rates And Check Eligibility

marksheet-loan
21 June 2022

How To Apply For A Low Salary Personal Loan Online – A Step-By-Step Guide

Personal loans are unsecured and they come with stringent eligibility criteria. This ensures that only borrowers who are able to […]
21 June 2022

Personal Loan And Credit Card: Differences And Factors To Consider

Personal Loan and Credit Cards, both are types of unsecured loans. But they are not the same. Credit cards are […]
20 June 2022

Loan Against Securities: Features, Eligibility And How To Apply

loan-against-securities
20 June 2022

What Is The Difference Between Credit Score And CIBIL Score?

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20 June 2022

What Are Term Loans And What Is The Importance Of A Term Loan?

Term-loan
17 June 2022

What Is The Best CIBIL Score Range To Get Loans, And How To Improve It?

CIBIL score or credit score speaks volumes about your credit history. Having a clear idea about a good CIBIL score […]
17 June 2022

What Is Base Rate, How It Is Calculated, And Its Effect On Bank Customers

The Base rate is one of the more recent reforms implemented by the Reserve Bank of India (RBI). It was […]
17 June 2022

Prime Minister’s Employment Generation Programme (PMEGP): A New Credit-Linked Subsidy

In August 2008, the Indian government approved the implementation of a new credit-linked subsidy program known as the PMEGP (full […]
17 June 2022

What Is Loan Syndication And Why It Is Beneficial For Borrowers?

When a borrower needs a considerable amount as a loan (loans that run to triple-digit crores or more), it may […]
15 June 2022

Online Instant Paperless Loans: Benefits, Eligibility Criteria And Other Features  

With the world advancing technologically, every small task or every little work is expected to be done within minutes. Technology […]
14 June 2022

A Detailed Guide To Personal Loans For Pensioners And How To Apply Online

Retirement can be fun and relaxing as you kick off your shoes and escape the rut of going to work […]
14 June 2022

Balika Samriddhi Yojana – A Government Of India Initiative To Provide Financial Assistance To Female Children

Many schemes, programs, and plans have been rolled out by the Government of India to promote education for girls, help […]
14 June 2022

What Are Debt Consolidation Loans: Reasons To Opt, Key Benefits And Steps To Apply

Debt consolidation loans help in consolidating multiple debt obligations into a new loan with a more favourable term structure, such […]
14 June 2022

Benefits Of A Personal Loan, How To Apply Online And Things To Consider Before Getting A Personal Loan

Personal loans are unsecured loans that do not require collateral. There are many benefits of a personal loan as there […]
14 June 2022

Effect Of Loan Overdue On Your Financial Health And How To Repay Loans

Loan overdue refers to the loan amount that a customer fails to repay on time. In such cases, the lender […]
14 June 2022

Personal Finance: Income, Investment And Expenditure

Personal Finance is all about meeting your financial goals keeping in mind your expenses, savings and investments. It can be […]
13 June 2022

Wealth Management 101: Everything You Need To Know

Wealth management is an exclusive form of financial management that combines financial and investment advice, legal and estate planning and […]
13 June 2022

A Complete Guide To Pradhan Mantri Rojgar Yojana (PMRY)

India is a developing country that is making great strides in economic development. However, unemployment is still a significant concern […]
8 June 2022

NEFT vs RTGS: Which Is a Better Method For Transferring Money?

NEFT (National Electronic Fund Transfer) and RTGS (Real Time Gross Settlement) enable individuals, firms, and organisations to transfer money from […]
8 June 2022

10 Best Money Management Apps In India: Features And Benefits

Most individuals find it difficult to keep a track of their income and expenses. This is where money management apps […]
7 June 2022

Letter of Credit: Meaning, Benefits And How Is It Issued

A letter of credit or credit letter is a bank-issued document that guarantees that a seller will receive full payment […]
6 June 2022

Financial Management For Beginners: How To Make Good Financial Decision

Financial management is one of the most significant aspects of starting and running a business. It involves applying general management […]
6 June 2022

NEFT vs IMPS: A Detailed Comparison Between Payment Methods

Digital fund transfer or electronic fund transfer is the movement of funds or transactions that are made virtually without any […]
6 June 2022

What Is Financial Planning: How To Make A Good Financial Plan

Financial planning is a roadmap to reaching your financial goals of saving for emergencies, retirement, children’s education, buying a house, […]
3 June 2022

How To File A Complaint With The Banking Ombudsman In India

The Reserve Bank of India (RBI) appoints officials known as Banking Ombudsman who is responsible for solving customer complaints regarding […]
2 June 2022

Bike Loan EMI Calculator: How To Calculate two-wheeler EMI Online

By 2025 the two-wheeler loan market (new and used bikes) is projected to be a $12.3 billion industry. Since borrowers […]
1 June 2022

How To Get Instant Cash Loan In Jaipur: Easy Online Process

If you live in Jaipur and are in urgent need of a cash loan, you can apply online. Whether you […]
1 June 2022

Buy Now Pay Later (BNPL) In India: How It Works, Benefits And Eligibility

Buy Now Pay Later (BNPL) is a convenient, customer-centric payment option for people who want to make an immediate purchase […]
1 June 2022

Cash Reserve Ratio (CRR): Meaning, How It Works And Its Impact On Depositors

All commercial banks in India maintain a specific percentage of total bank deposits as per the guidelines of the Reserve […]
1 June 2022

Peer-to-Peer (P2P) Lending: Do You Need It?

Peer to peer lending or social lending is the process of lending money to enterprises or individuals through online platforms […]
1 June 2022

Line Of Credit: Definition, How It Works, Types, Benefits And How To Apply

A line of credit (LoC) is an open-ended loan that you can borrow from financial institutions during a financial urgency. […]
1 June 2022

How To Get An Instant Personal Loan in Indore: Check Features And Interest Rates

Indore, a popular city in India, is the largest city in Madhya Pradesh. A tourist hotspot, Indore is best known […]
31 May 2022

How To Get Rs.5 Lakh Personal Loan Instantly: Benefits, Interest Rates And How To Calculate EMI

During an urgent situation, like a medical emergency, marriage expenses, home renovation, or business expansion, a Rs. 5 Lakh personal […]
30 May 2022

What Is Loan Against LIC Policy: Features, Benefits, Eligibility, Documents And How To Apply Online

A financial emergency can arise at any time. And, for certain types of loans, the borrowers need to pledge collateral. […]
30 May 2022

MSME Loan: Features, Benefits, Eligibility, Registration And How To Apply

MSME (Micro Small Medium Enterprise) loan is ideal for business entrepreneurs running small or medium scale enterprises. According to the […]
30 May 2022

How To Apply For Instant ₹15,000 Personal Loan?

Looking for a Rs.15,000 instant personal loan for paying school fees or clearing medical bills? Though the amount is comparatively […]
27 May 2022

How To Apply For Instant Cash Personal Loans In Mumbai?

A personal loan is a form of credit that could help you sail through in times of financial emergency. Although […]
27 May 2022

How To Get Instant Loan Without CIBIL Score?

Is your CIBIL score below 700? Are you having trouble getting a loan? It’s crucial to have a good CIBIL […]
27 May 2022

How To Apply For Instant Cash Personal Loans In Chennai?

Personal loans are unsecured loans that could help you during financial emergencies. Since financial emergencies come unannounced, your savings and […]
26 May 2022

How To Apply For Instant Cash Personal Loans In Ahmedabad?

In these unprecedented times, our plans to travel and have destination weddings have been pushed back, and new needs have […]
26 May 2022

How to Get An Instant Personal Loan In Delhi

Personal loans are unsecured that loans that could help you meet any urgent financial requirement. Both salaried and self-employed individuals […]
25 May 2022

What Is The Difference Between Secured And Unsecured Loans?

The two most popular types of loans are secured and unsecured loans. The loans secured against an asset are called […]
24 May 2022

General Provident Fund (GPF) 101: Guidelines, Interest Rate, How To Open An Account And Withdrawal Rules

If you are a Government employee,  you can open a General Provident Fund (GFP) account.  It is one of the […]
23 May 2022

7 Best Payment Apps of 2022

This is a digital age we are living in, and slowly the digital age is getting compressed into mobile devices […]
23 May 2022

How To Get An Instant Personal Loan With Aadhaar Card

As a taxpayer, you must have understood by now the role of PAN and Aadhaar while filing your income tax […]
23 May 2022

List of Personal Loan Documents Required for Salaried, Self-employed, NRIs & Pensioners

Personal loans can come in handy during any emergency need for cash. Collateral-free and easy to access compared to other […]
23 May 2022

How To Apply For Personal Loan For Salaried Employees In India?

Personal loans are unsecured loans that can be availed of by both salaried and self-employed professionals and non-professionals. Banks and […]
19 May 2022

What Is TDS On Salary: Calculation, How To Reduce TDS On Salary And How To Claim TDS Refund

If you check your salary slip, you will find a segment that mentions TDS deduction. TDS on salary varies depending […]
18 May 2022

How To Apply For Rs.20,000 Instant Personal Loan In India: Check Eligibility, Features & Benefits

Financial emergencies could come at any time knocking at your door. To tackle such situations, you may require urgent need […]
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