Personal Finance

19 May 2022

What Is TDS On Salary: Calculation, How To Reduce TDS On Salary And How To Claim TDS Refund

If you check your salary slip, you will find a segment that mentions TDS deduction. TDS on salary varies depending […]
18 May 2022

How To Apply For Rs.20,000 Instant Personal Loan In India: Check Eligibility, Features & Benefits

Financial emergencies could come at any time knocking at your door. To tackle such situations, you may require urgent need […]
17 May 2022

What are Pre-Approved Personal Loans: Interest Rates, Benefits And Eligibility

A pre-approved personal loan is a short term personal loan that is sanctioned for the existing customers of the banks […]
17 May 2022

How To Apply For 1 Lakh Instant Personal Loan In India: Check Eligibility, Features & Benefits

Financial emergencies or obligations might arise at any time. If the amount needed to meet the emergencies or obligations is […]
16 May 2022

Salary Advance Loan: Interest Rates, Features, Uses, Eligibility And How to Apply

Financial emergencies can arise at any time. And, during difficult times, bank account savings and premature withdrawal of FDs may […]
16 May 2022

No Cost EMI Explained

For the past few years or so, especially during pandemic and the post-pandemic world, there has been a sharp increase […]
13 May 2022

What Is An EPF Loan: Conditions, Eligibility, How To Apply And Check Status

Employees’ Provident Fund (EPF) aims at securing retirement funds for salaried individuals. Employees and employers both make equal contributions towards […]
12 May 2022

How To Get A Personal Loan For Self-Employed: Benefits, Interest Rates, Eligibility And Documents

Thanks to technology and advancements in the financial sector, getting a personal loan for self-employed individuals has become relatively easier. […]
11 May 2022

What Is A Top Up Loan: Benefits, Eligibility And How To Apply

If you are in need of extra funds on top an existing loan, you can opt for top up loans. […]
5 May 2022

Apply For Instant Personal Loans In India: Benefits, Eligibility Criteria, Documents Required

While trying to create a financial corpus for your personal expenses, sometimes, the corpus might fall short. When it does, […]
2 May 2022

How To Get An Instant Personal Loan With Aadhaar Card

As a taxpayer, you must have understood by now the role of PAN and Aadhaar while filing your income tax […]
29 April 2022

National Pension Scheme (NPS): Benefits, Eligibility & How To Open Account

The National Pension Scheme or NPS is a retirement saving scheme started by the Government of India. Its main aim […]
27 April 2022

How To Apply for a Car Loan Online?

Owning a car has become a necessity rather than a luxury. Fortunately, today with the emergence of several financial institutions, […]
26 April 2022

Apply for Instant Travel Loan: Check Benefits & Eligibility

Travelling helps one relax and break the monotony of life. It also helps individuals connect with their families and spend […]
25 April 2022

Unsecured Loans In India: Different Types Of Unsecured Loans Available

Financial stability is something that everyone looks for. However, it may not always be possible to be in control of […]
19 April 2022

How To Apply For Low Salary Personal Loan In India: Eligibility Criteria & Things To Consider

As personal loans are unsecured, they come with stringent eligibility criteria, which ensures that only borrowers able to repay the […]
19 April 2022

How To Get an Instant Personal Loan without Documents?

India is going digital and to stay aligned with the digitisation-for-all goal, most financial institutions are also implementing new technology […]
19 April 2022

How To Get Instant Loan Without CIBIL Score?

Is your CIBIL score below 700? Are you having trouble getting a loan? It’s crucial to have a good CIBIL […]
15 April 2022

How to Get Instant Cash Personal Loans In Delhi

In urgent need to overcome a cash crunch? An instant cash personal loan can be of immense help during a […]
15 April 2022

Get Instant Cash Loan in 1 Hour: Interest Rate & Eligibility

Are you in need of instant cash? Thanks to the massive advancement in the fintech space, now you can get […]
13 April 2022

Employee Stock Ownership Plan (ESOP) : Definition, Benefits, and Taxation

Has your employer offered an Employee Stock Ownership Plan to you, or have you been wondering what ESOP means? Well, […]
28 March 2022

Two Wheeler Loans In India: Eligibility, Documents Needed & Benefits

Two-wheelers are perfect for an easier and faster commute. However, their cost ranges between Rs.50,000 and 2-5 lakhs depending on […]
25 March 2022

Apply For Long-Term Loans: Eligibility, Documents & Benefits

A loan paid over an extended period of more than 3 years is called a long-term loan. This time period […]
25 March 2022

How To Read & Understand CIBIL Report

Maintaining a good CIBIL score is important for loan approvals. A CIBIL report provides important information about your credit history […]
21 March 2022

Rajiv Gandhi Equity Savings Scheme (RGESS): Features, Benefits, Eligibility & Why It Was Discontinued

Rajiv Gandhi Equity Savings Scheme (RGESS) was introduced by the Government of India (GOI) during Budget 2013 and expanded next […]
8 March 2022

What Is Gross Income And How To Calculate It

Gross income denotes the total earnings without any deductions or tax adjustments. For salaried individuals, gross income is also known […]
7 March 2022

11 Guaranteed Ways To Improve CIBIL Score

A good CIBIL or credit score is one of the main prerequisites for loan approvals. If your CIBIL score is […]
6 March 2022

Financial Planning For Women: How To Get Started In 8 Steps

This International Women’s Day, as the world gears up to celebrate the contribution of women in shaping the society, we […]
3 March 2022

Advance Cash Loans: Features, Benefits, And Documents Required

Financial institutions in India often facilitate short-term funding by offering cash advance loans. This loan aligns with your regular credit […]
28 February 2022

Apply For An Instant Rs. 10,000 Personal Loan Online

Jatin works in the IT sector and spends most of his salary on family expenses. During the lockdown period, his […]
25 February 2022

Usage and Benefits Of A Loan Affordability Calculator

Mr. Srivastav earns Rs. 80,000 per month; he utilises a part of that amount to meet general expenses, such as […]
25 February 2022

NACH In Banking: Features And Benefits

National Automated Clearing House (NACH) is a platform created by the National Payments Corporation of India (NPCI) to facilitate fund […]
24 February 2022

Line of Credit: Overview, Advantages And Types

A line of credit (LOC) or credit line is a pool of money that you can borrow from a financial […]
24 February 2022

CIBIL Correction: Overview, Types And Procedure To Raise Dispute

Mr. Singh’s credit card issuer and lender report his repayment details to CIBIL. They usually record his information post every […]
23 February 2022

Avail A Personal Loan For Government Employees In Few Easy Steps

Government employees, including those employed by the Central Government, any State Government or local bodies, can get loans to cover […]
23 February 2022

Everything You Need To Know About Personal Loan For Doctors

Even though doctors have decent earning potential, they often face financial stress. This is especially true for doctors who own […]
23 February 2022

Features And Benefits Of A Business Loan EMI Calculator

Running a business is not simple or cheap. It requires a lot of hard work and capital. Fortunately, through business […]
23 February 2022

How To Choose A Personal Loan Tenure?

Personal loans are excellent credit options that provide quick access to funds to meet a wide range of financial requirements. […]
23 February 2022

How To Apply For Debt Consolidation Loans In India

Debt consolidation is the process of consolidating multiple debt obligations into a new loan with a more favourable term structure, […]
23 February 2022

All You Need To Know About Availing A Business Loan Without ITR

A constant flow of funds is crucial to either launch a new business or maintain the operations of an existing […]
22 February 2022

What Is FOIR And How It Affects Your Loan Application

FOIR (Fixed Obligation to Income Ratio) is a parameter that helps determine a borrower’s loan eligibility. With advancements in the […]
22 February 2022

Student Loan Interest Rates: Benefits, Types, And Eligibility

A student loan is an amount borrowed to finance the tuition fees, laboratory fees, hostel fees, examination fees, and other […]
22 February 2022

How To Avail Best Personal Loans For Car Finance In India?

Cars have become a necessity for a family rather than a luxury. People have to travel long distances in most […]
22 February 2022

How To Avail A Loan In A Few Minutes?

Sweta can purchase anything and everything of her choice with just a few clicks. How?  She can opt for a […]
22 February 2022

Instant Personal Loan Apps: Features, Benefits, And Eligibility

Mr Singh needs funds urgently to finance medical expenses. To fulfil his financial requirement as soon as possible, he can […]
21 February 2022

Loan Overdue: Everything You Need To Know

When we need money for various requirements or financial situations, getting a personal loan could be a viable choice. Lenders […]
21 February 2022

How To Apply For Loan Against Insurance Policy?

Turbulent times may strike anytime on anyone in the form of unemployment, accident, or any other health issues. In such […]
21 February 2022

What Is Personal Loan Disbursal?

A personal loan is a type of unsecured loan from a bank or a non-banking financial company (NBFC) to meet […]
21 February 2022

CIBIL Score Calculator And How To Check CIBIL Score Online

CIBIL score is a 3-digit number ranging between 300 and 900. It measures the borrowers’ creditworthiness. CIBIL score calculation is […]
18 February 2022

Difference Between Credit Hard Inquiry And Soft Inquiry

When you apply for credit or any kind of financial service, the lenders check your credit score or credit history […]
18 February 2022

Personal Loan vs Credit Card: Which One Should You Opt For

Personal Loans and Credit Cards, both are types of unsecured loans. But they are not the same. Almost everyone uses […]
17 February 2022

What Makes Collateral Free Loans An Ideal Choice?

Mr. Sharma is going through a cash crunch, and he does not own any property or other assets such as […]
17 February 2022

Home Appliances Loan: How To Apply For Instant Personal Loan For Home Appliances

Neha has recently bought a new house and put together an aesthetically pleasing and coordinated design all by herself. Now, […]
17 February 2022

What Are The Benefits Of Availing A Personal Loan Of Rs. 40,000?

Nowadays, availing a Rs. 40,000 loan does not even involve a stringent documentation procedure. The ever-increasing demand for small-ticket personal […]
17 February 2022

Things You Must Know Before Availing A Laptop Loan

Laptop sales have increased dramatically in the past couple of years owing to the recent trend of remote work. Portability, […]
17 February 2022

5 Best Ways To Quickly Repay Your Personal Loans

Personal loans are a type of unsecured loans which carry more interest rates in comparison to secured loans like home […]
17 February 2022

Medical Loan: Features, Eligibility Criteria, Documents Required, and More

A medical emergency always comes without notice. You may need a substantial amount instantly to finance your medical costs. The […]
17 February 2022

How To Apply & Get Payday Loans Instantly: Benefits And Features

Instant payday loans are high-interest unsecured loans that have a very short tenure. To cater to short-term financial crises, these […]
17 February 2022

How To Apply And Get Same Day Loans Instantly

Same day loans are unsecured personal loans that are disbursed within 24 hours. Borrowers can attain this loan to meet […]
17 February 2022

How To Get A Personal Loan of ₹ 25,000 Online: Benefits & Eligibility

After living with her friends in a rented apartment, Radha recently bought a new house. But she now has to […]
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