Health Insurance Buying Guide

A Comprehensive Guide Which Covers all the Aspects of Health Insurance in India

Get the App
TPA in Health Insurance – Meaning, Full Form, Functions and Roles
Health Insurance

TPA in Health Insurance – Meaning, Full Form, Functions and Roles

 TPA (full form - Third Party Administrator) is a licensed intermediary between health insurance policyholders and insur... Read More »
What is Waiting Period In Health Insurance: Types and Importance
Health Insurance

What is Waiting Period In Health Insurance: Types and Importance

 The waiting period in health insurance refers to the duration or period that one has to wait before claiming health ins... Read More »
No Claim Bonus (NCB): Benefits and Applicability of NCB
Health Insurance

No Claim Bonus (NCB): Benefits and Applicability of NCB

 A No Claim Bonus or NCB is essentially an incentive or discount offered by insurance companies to policyholders for not... Read More »
What is a Super Top Up Health Insurance Plan and How to Claim It?
Health Insurance

What is a Super Top Up Health Insurance Plan and How to Claim It?

 Super top-up health insurance is the process of extending your health insurance in case you have exhausted the sum insu... Read More »
What Is Medical Reimbursement – Its Rules, Taxation and How to Make Claim
Health Insurance

What Is Medical Reimbursement – Its Rules, Taxation and How to Make Claim

 Access to good healthcare is a fundamental right. But rising medical costs make it difficult for many salaried employee... Read More »
Group Health Insurance Premium Calculator
Health Insurance

Group Health Insurance Premium Calculator – Factors that Affect and How to Use

 A group medical insurance premium calculator is a free tool that one can use to know the premium ra... Read More »
Commercial Health Insurance
Health Insurance

What is Commercial Health Insurance: Its Working, Inclusions and Types

 Commercial health insurance refers to policies provided and administered by private companies and N... Read More »
Health Insurance

What is Domicilary Hospitalisation: Coverage, Exclusions and How to Claim

 The word ‘domiciliary’ originates from the word “domicile” which means home. Domiciliary ho... Read More »
OPD Cover in Health Insurance
Health Insurance

What is OPD Cover in Health Insurance – Coverage and Eligibility Criteria

 Not all diseases require hospitalization. There are certain ailments for which treatments only requ... Read More »
Government Health Insurance For Senior Citizens
Health Insurance

Government Health Insurance for Senior Citizens (2023) – Benefits & How to Claim 

 The Government has introduced several health insurance policies, taking the healthcare requirements... Read More »
Family Health Insurance Premium Calculator
Health Insurance

What is a Family Health Insurance Premium Calculator and How to Use It

 With a family health insurance premium calculator, you can precisely determine the premium of a par... Read More »
Affordable Health Insurance Plan
Health Insurance

Affordable Health Insurance Plans in India – For Individuals, Families and Senior Citizens

 A few years ago, the only way to opt for a health insurance policy was to meet an insurance company... Read More »
Group Mediclaim Insurance
Health Insurance

What is Group Mediclaim Insurance – Features, Cover and Best Plans

 Group mediclaim refers to health insurance policies providing medical coverage to a group of people... Read More »
Medical Reimbursement
Health Insurance

What Is Medical Reimbursement – Its Rules, Taxation and How to Make Claim

 Access to good healthcare is a fundamental right. But rising medical costs make it difficult for ma... Read More »
IRDAI Guidelines For Health Insurance
Health Insurance

IRDAI Guidelines For Health Insurance – Its Functions, Rights and Benefits

 The Insurance Regulatory and Development Authority of India (IRDAI) is a regulatory entity that sup... Read More »
GST on Health Insurance
Health Insurance

What is GST on Health Insurance Premium – Calculation, Benefits and Taxation

 The Government of India introduced Goods and Service Tax (GST) in 2017. It replaced as many as 17 d... Read More »
Insurable Interest
Health Insurance

What is Insurance Interest in Life Insurance – Its Importance, Working and Eligibility

 Insurable interest forms the foundation of any type of insurance policy, establishing a link betwee... Read More »
Central Govt Health Scheme
Health Insurance

Central Govt Health Scheme (CHGS) in India: Facilities and Components

 The Central Government Health Scheme (CGHS) was introduced to extend complete medical care to Centr... Read More »
Grace Period In Health Insurance
Health Insurance

What is Grace Period In Health Insurance – Renew Health Insurance Online

 A health insurance policy is the best way to financially protect yourself and your family during a ... Read More »
Best Family Floater Health Insurance Policy
Health Insurance

Best Family Floater Health Insurance Policies in 2023 – Benefits, Coverage and Eligibility

 A family floater health insurance plan is a tailor-made insurance policy that covers the healthcare... Read More »
Aam Aadmi Bima Yojana
Health Insurance

What Is Aam Aadmi Bima Yojana – Features, Benefits, Coverage, Eligibility And How To Enrol

 The Government of India launched Aam Aadmi Bima Yojana (AABY), a social security scheme, in 2007 to... Read More »
1 Crore Health Insurance Policy
Health Insurance

Rs. 1 Crore Health Insurance Policy – Best Plans, Benefits And Reasons To Buy

 On account of medical inflation, healthcare expenses are continuing to rise. This makes it necessar... Read More »
Health Savings Account (HSA)
Health Insurance

Health Savings Account (HSA) – Benefits, Eligibility and Documents Required

 A health savings account, also known as HSA, is a type of savings account where you can place pre t... Read More »
Employee State Insurance (ESI) Act 1948
Health Insurance

Employee State Insurance (ESI) Act 1948 – Benefits, Features and How To Apply

 Under the Employee State Insurance Act (ESI Act), 1948, enrolled individuals can avail of benefits ... Read More »
Sum Insured Vs Sum Assured
Health Insurance

Differences Between Sum Insured Vs Sum Assured And Calculation

 The insurance segment in India is divided into two parts: General Insurance & Life Insurance. T... Read More »
Incurred Claim Ratio
Health Insurance

What Is Incurred Claim Ratio In Health Insurance – Its Formula And Why Is It Important

 Incurred Claim Ratio (ICR) is the benchmark for assessing the performance of an insurance company. ... Read More »
Universal Health Insurance Scheme
Health Insurance

Universal Health Insurance Scheme – Features, Exclusions, Cover and Rates

 As a part of the Ministry of Health and Family Welfare’s Universal Health Assurance Mission, the ... Read More »
Corporate Health Insurance
Health Insurance

What is a Corporate Health Insurance: Its Working, Inclusions and Benefits

 A corporate health insurance plan provides financial coverage to employees of an organisation under... Read More »
Managed Care Plans
Health Insurance

Managed Care Plans: What is it & How does it Work? 

 Managed-care plans are health insurance policies using which policyholders can avail healthcare fac... Read More »