A lounge access credit card is a type of credit card that provides cardholders with access to airport lounges. These lounges are private, exclusive areas in airports where travellers can relax and enjoy various amenities. Depending on the card and the lounge network, cardholders may get to access lounges for free, or for a reduced fee. However, to choose the best credit cards with lounge access, it’s important to compare the costs and benefits, like annual fees and interest rates.
Check out our list of 10 best credit cards for lounge access, their features, benefits and other details, and select the card that fits your requirement.
Here is a list of best credit cards with lounge access 2023:
|HDFC Bank Infinia Metal Edition Credit Card
|Joining fee: ₹12,500+ taxes
Annual fee: ₹12,500
|SBI ELITE Credit Card
|Joining fee: ₹4,999+taxes
Annual fee: ₹4,999+taxes (2nd year onwards)
|Citi Prestige Credit Card
|Joining fee: ₹20,000+taxes
Annual fee: ₹20,000+taxes
|American Express Platinum Card
|Joining fee: ₹60,000+taxes
Annual fee: ₹60,000+taxes (2nd year onwards)
|HDFC Bank Diners Club Black Credit Card
|Joining fee: ₹10,000 + additional taxes
Annual fee: 10,000 + applicable taxes (waived off for spending ₹5 lakh in a year)
|Axis Bank Magnus Credit Card
|Joining fee: ₹10,000
Annual fee: ₹10,000
|Bank of Baroda Eterna Credit Card
|Joining fee: ₹2,499 along with GST
Annual fee: ₹2,499 along with GST
|ICICI Bank Emerald Credit Card
|Joining fee: ₹12,000+GST
Annual fee: ₹12,000+GST
|HDFC Regalia First Credit Card
|Joining fee: ₹1,000 and taxes
Annual fee: ₹1,000 and applicable taxes
|IndusInd Bank Pioneer Heritage Credit Card
|Joining fee: ₹90,000
Annual fee: ₹25,000 (waived if the cardholder spends at least ₹10 lakh in a year
|Axis Bank Vistara Infinite Credit Card
|Joining fee: ₹10,000
Annual fee: ₹10,000
|Yatra SBI Credit Card
|Joining fee: ₹499 with additional taxes
Annual fee: ₹499 and additional taxes (waved off if spend exceeds ₹1 lakh in the previous year)
|InterMiles HDFC Bank Platinum Credit Card
|Joining fee: ₹1,000
Annual fee: ₹1,000 (waived off for expenses of ₹2.5 lakh in the previous year)
|Intermiles ICICI Bank Sapphiro Credit Card
|Joining fee: ₹5,000
Annual fee: ₹5,000
|HDFC Superia Airline Credit Card
|Joining fee: Free upon spending ₹15,000 within 90 days of the card’s issuance
Annual fee: Free upon spending ₹75,000 in a year
|HDFC All Miles Credit Card
|Joining fee: ₹1,000 (waived off for spending ₹15,000 in a year
Annual fee: ₹1,000 (waived off for ₹1 lakh spending in the previous year)
The application process for credit cards with lounge access may vary from one bank to another. However, here’s a basic guide to get you started:
Here are some basic steps:
Now that you know what some of the best credit cards with lounge access in 2023 are, you can choose a card that is affordable, offers excellent benefits and travel convenience, and most importantly meets your credit and financial goals.
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Yes, availing of a credit card with lounge access is worthwhile as it helps frequent fliers save up money and gives discounts on flight tickets and other notable facilities. Furthermore, passengers get to reap the benefits of insurance cover.
No, you cannot use the same credit card twice to access the same airport lounge. You can swipe for two different lounges at the same airport. However, you need to wait for some hours if you want to do so.
No, the primary cardholder can only use the airport credit card. Even the lounge will scrutinise the cardholder’s name for ensuring safety and security. However, there are certain credit cards which allow family members to get the privilege of the lounge.
You can easily check the complementary visits allowance by heading to the online account or app linked with your credit card and clicking on the ‘Complimentary visits’ section. Furthermore, you can conveniently reach the customer service team to know everything related to complimentary visits.
Priority pass is one of the top independent airport lounge access programs that allows flyers to relax and refresh in any network lounges available across the globe. Priority pass has ties with airport lounges and lets passengers access numerous affiliated airport lounges across the globe regardless of which air service you have opted for.
You can either get free access to airport lounges by collecting enough miles or points on your credit card. Or you may apply for the best credit cards with free lounge access.
There are many premium credit cards that give you complimentary access to lounges at domestic and international airports. Some of the best ones are:
• American Express Platinum Card
• Citibank Prestige Platinum Card
• SBI ELITE Credit Card
• Citi Prestige Credit Card
• Axis Bank Magnus Credit Card
Before you go…
Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.
This article has been prepared on the basis of internal data, publicly available information and other sources believed to be reliable. The information contained in this article is for general purposes only and not a complete disclosure of every material fact. It should not be construed as investment advice to any party. The article does not warrant the completeness or accuracy of the information, and disclaims all liabilities, losses and damages arising out of the use of this information. Readers shall be fully liable/responsible for any decision taken on the basis of this article.
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