A credit card with lounge access is a customised payment card issued by banks to extend convenience to the passengers, giving them added perks of accessing the airport lounge. The airport lounges are set with comfortable seating, lounge restrooms, complimentary beverages, etc.
In most airports, access to airport lounges is not free. This is where airport lounge access comes into the picture, giving passengers respite for their long haul flights or making their stopover comfortable. We have listed down 16 best credit cards for lounge access, international and domestic, and their added features and benefits.
There are numerous super-premium airport lounge access cards available. Here’s a list of the best credit cards with airport lounge access:
Credit Card | Annual Fee | International Lounge Access | Domestic Lounge Access |
HDFC Bank Infinia Credit Card | ₹12,500 + Applicable Taxes | Yes | Yes |
SBI ELITE Credit Card | ₹4,999 + taxes | Yes | Yes |
Citi Prestige Credit Card | ₹20,000 + taxes | Yes | Yes |
American Express Platinum Credit Card | ₹3,500 + taxes | Yes | Yes |
HDFC Bank Diners Club Black Credit Card | ₹10,000 + taxes | Yes | Yes |
Axis Bank Magnus Credit Card | ₹10,000 + taxes | Yes | Yes |
Bank of Baroda Eterna Credit Card | ₹2,499 | Yes | Yes |
ICICI Bank Emerald Credit Card | ₹12,000 | Yes | Yes |
HDFC Regalia First Credit Card | ₹1,000 | Yes | Yes |
Pioneer Heritage Metal Credit Card | ₹60,000 | Yes | Yes |
Axis Bank Vistara Infinite Credit Card | ₹10,000 | No | Yes |
Yatra SBI Credit Card | ₹499 + applicable taxes | Yes | Yes |
JetPrivilege HDFC Bank Platinum Credit Card | ₹1,000 + applicable taxes | Yes | Yes |
Intermiles ICICI Bank Sapphiro Credit Card | ₹5,000 + taxes | Yes | Yes |
HDFC Superia Credit Card | ₹75,000 | Yes | Yes |
HDFC Miles and More World Credit Card | ₹1,00,000 | Yes | Yes |
To make international journeys comfortable and premium, you can choose from this list of these credit cards:
The credit card application process might vary from one bank to another. However, you can follow these basic steps to apply for a credit card with complimentary lounge access.
Step 1: Go to the card issuers’ website or app and log in via netbanking
Step 2: Visit the ‘Cards’ section and check if you’re pre-qualified for a card. If you are pre-approved, apply to get the card. If not, follow the next steps.
Step 3: Select the card that offers airport lounge access and apply.
Step 4: If you’re eligible, your application will be approved and you will receive the card in your registered address within a few days.
Here are the steps that will help flyers use the airport lounge access card:
Step 1: Visit the airport from where you are going to board the flight.
Step 2: Go to the reception and ask about complimentary lounge access.
Step 3: Provide your credit card and proceed with the required formalities.
Step 4: Now, enter the PIN for paying the convenience charge. For a Visa credit card, a nominal fee of Rs.2 is charged as a convenience fee, and for a MasterCard credit card, a convenience fee of Rs.25 is charged.
Step 5: Now get your pass stamped by submitting your boarding pass and other documents to the receptionist.
Step 6: Collect the processing fee receipt to enter and enjoy the airport lounge experience.
Ans: Yes, availing of a credit card with lounge access is worthwhile as it helps frequent fliers save up money and gives discounts on flight tickets and other notable facilities. Furthermore, passengers get to reap the benefits of insurance cover.
Ans: No, you cannot use the same credit card twice to access the same airport lounge. You can swipe for two different lounges at the same airport. However, you need to wait for some hours if you want to do so.
Ans: No, the primary cardholder can only use the airport credit card. Even the lounge will scrutinise the cardholder’s name for ensuring safety and security. However, there are certain credit cards which allow family members to get the privilege of the lounge.
Ans: You can easily check the complementary visits allowance by heading to the online account or app linked with your credit card and clicking on the ‘Complimentary visits’ section. Furthermore, you can conveniently reach the customer service team to know everything related to complimentary visits.
Ans: Priority pass is one of the top independent airport lounge access programs that allows flyers to relax and refresh in any network lounges available across the globe. Priority pass has ties with airport lounges and lets passengers access numerous affiliated airport lounges across the globe regardless of which air service you have opted for.
Before you go…
Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.
This article has been prepared on the basis of internal data, publicly available information and other sources believed to be reliable. The information contained in this article is for general purposes only and not a complete disclosure of every material fact. It should not be construed as investment advice to any party. The article does not warrant the completeness or accuracy of the information, and disclaims all liabilities, losses and damages arising out of the use of this information. Readers shall be fully liable/responsible for any decision taken on the basis of this article.
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