Did you just get a new credit card that requires you to generate a new PIN? Or did you forget your credit card PIN? Whatever the reason, you can change your credit card pin easily. Note, changing your credit card security code also helps safeguard your card from online money fraud. Read on to know the various ways you can change your credit card PIN.
There are a few scenarios where you will need to change your credit card PIN. Have a look at them below:
Also Read: 4 Simple Ways to Close Your Credit Card
If you need to change or reset your credit card PIN, you have the options to do it online and offline. You can change your credit card PIN online by availing of the facility of net banking, or you can change the same offline by visiting the nearest ATM of your bank.
The following process will show you the step-by-step procedure for changing your credit card PIN online with net banking:
Step 1: Sign in to your net banking account with your credentials on the respective bank’s website.
Step 2: Go to the Credit Card tab and find the “Change PIN” option.
Step 3: Enter the OTP you receive an OTP on your registered mobile number to go ahead with the process.
Step 4: You will have the option to enter your new PIN.
Step 5: Re-enter the new PIN to verify.
Step 6: Click on the “Submit” option, and your new PIN will be set.
Here is the step-by-step procedure on how you can change your credit card PIN at ATM:
Step 1: Visit the nearest ATM of your bank.
Step 2: Insert your card into the card slot and choose your preferred language for interaction.
Step 3: Enter your current ATM pin.
Step 4: Click on the option “Change PIN”.
Step 5: You will receive an OTP on your registered mobile number for the purpose.
Step 6: Enter the OTP to verify and proceed with the procedure.
Step 7: Enter and re-enter the new PIN you want to set.
Step 8: Click on “Submit”, and your new PIN will be set for future transactions.
A credit card PIN is the only thing which gives access to all the functionalities of the card to an individual. Hence, keeping your credit card PIN secure and confidential is essential.
Following are some tips and precautions to keep your PIN safe from being misused and fraudulent activities:
Also Read: What is a Prepaid Credit Card and How Does it Work?
Keeping your credit card’s sensitive information secure and safe is one of your top priorities. With the two methods mentioned in this article, you can easily change your credit card pin. Also, keep your credit card information a secret and do not share it with anyone. In case you have misplaced your credit card or have not received your credit card yet but need instant cash, bank on Navi Cash Loan. Download the Navi App to get the required amount disbursed directly to your account.
Ans: Skimming is a fraudulent process of duplicating your credit card credentials using a skimming device. You should always be present while swiping your card to avoid such activity.
Ans. CVV stands for Card Verification Value. You can find it on the back of your credit card. You will need it mostly for online transactions.
Ans: The first thing you should do if you lose your credit card or it gets stolen is to block it immediately. You can do the same by contacting the customer care of your respective bank. You can also do the same easily through your net banking account.
Ans: Yes, you can generate your credit card PIN by visiting the nearest ATM of the issuer. You have to provide the temporary PIN given by your bank and the OTP to complete the process in a few simple steps.
Ans: No, you cannot use a combination of letters and alphabets for your credit card PIN. Credit card PIN only consists of 4 digits. Also, refrain from using commonly used combinations such as 1234 or 0011.
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