What Is Incurred Claim Ratio In Health Insurance – Its Formula And Why Is It Important
Incurred Claim Ratio (ICR) is the benchmark for assessing the performance of an insurance company. ... Read More »
Universal Health Insurance Scheme – Features, Exclusions, Cover and Rates
As a part of the Ministry of Health and Family Welfare’s Universal Health Assurance Mission, the ... Read More »
What is a Corporate Health Insurance: Its Working, Inclusions and Benefits
A corporate health insurance plan provides financial coverage to employees of an organisation under... Read More »
Managed Care Plans: What is it & How does it Work?
Managed-care plans are health insurance policies using which policyholders can avail healthcare fac... Read More »
Corona Rakshak Policy: Features, Premium Rates & How to Buy It?
The Corona Rakshak policy is a COVID 19-specific health insurance policy standardised by the IRDAI ... Read More »
Compare Mediclaim Policy – Features, Benefits, Types and Comparison Chart
Mediclaim policies cover medical expenses in any unforeseen situation. It reimburses treatment cost... Read More »
What is an Endowment Policy – Eligibility Criteria, Benefits and How to Buy
Most of us need professional assistance during financial planning. Queries such as where to invest,... Read More »
Employee State Insurance Corporation (ESIS): Benefits, Eligibility and Registration
The Government of India launched the Employees State Insurance Scheme (ESIS) in 1952 to ensure the ... Read More »
Out-Of-Pocket Maximum in Health Insurance: Benefits, Working and Components
If you have a health insurance policy, you must have heard of ‘out-of-pocket maximum’. An out-o... Read More »
Super Top Up Health Insurance For Senior Citizens: Benefits, Taxation and Claim
A super top-up health insurance for senior citizens is a family floater policy that provides medicl... Read More »
Dental Insurance – Cover, Types, Benefits, Cost and Claim Process
Dental treatments can be a bit expensive due to the expensive set up and lab material involved. To ... Read More »
Out Of Pocket Maximum Vs Deductible – Differences and How to Select the Best Plan
In health insurance policies, a deductible refers to the amount of money an insured person will nee... Read More »
What Are Exclusive Provider Organization (EPO) Plans: Key Features Of EPO Plans
An EPO (Exclusive Provider Organization) plan is a managed care health insurance plan where you can... Read More »
What is a Super Top Up Health Insurance Plan and How to Claim It?
Super top-up health insurance is the process of extending your health insurance in case you have ex... Read More »
Health Insurance Claim Settlement Ratio In India: Formula and Calculation
Health Insurance Claim settlement ratio is one of the most vital metrics to determine if a certain ... Read More »
Coinsurance vs Copay – Key Differences And Which One To Choose?
Health insurance is a vital financial product that allows a policyholder to cover their medical exp... Read More »
Pradhan Mantri Jan Arogya Yojana – Ayushman Card Benefits and How to Apply Online
Pradhan Mantri Jan Arogya Yojana (PMJAY) or Ayushman Bharat Yojana is a health insurance and protec... Read More »
Pradhan Mantri Suraksha Bima Yojana (PMSBY): Features, Benefits, Eligibility And How To Claim
Pradhan Mantri Suraksha Bima Yojana (PMSBY) is an insurance scheme provided by the Indian Governmen... Read More »
Dr. YSR Aarogyasri Health Care Scheme – Overview, Features, Benefits and Eligibility
The Government of Andhra Pradesh had the aim to provide universal health coverage, especially for B... Read More »
What is a Comprehensive Health Insurance Plan – Details and Benefits
A comprehensive health insurance policy refers to a medical plan that provides extensive financial ... Read More »
West Bengal Health Scheme (2023): Enrollment Process, Eligibility and Benefits
The West Bengal government provides financial assistance for medical treatment to government employ... Read More »
What is Risk Premium and How it Affects Returns?
Risk premium is the minimum incentive people are willing to accept as compensation for investing in... Read More »
What is Accidental Death Policy – Benefits, Types, Cover and Exclusions
Individuals can obtain accidental benefits from a standalone accident insurance policy or a rider p... Read More »
What is Portability Of Health Insurance: Rules, Documents, Pros & Cons
Health insurance portability is an option that allows the policyholder to change the current insura... Read More »