Navi-pedia

17 June 2022

Prime Minister’s Employment Generation Programme (PMEGP): A New Credit-Linked Subsidy

In August 2008, the Indian government approved the implementation of a new credit-linked subsidy program known as the PMEGP (full […]
17 June 2022

10 Best Family Floater Health Insurance Policies: Benefits, Coverage And Eligibility Parameters

A family floater health insurance plan is a tailor-made insurance policy that covers the healthcare expenses of the policyholder’s entire […]
17 June 2022

What Is Loan Syndication And Why It Is Beneficial For Borrowers?

When a borrower needs a considerable amount as a loan (loans that run to triple-digit crores or more), it may […]
17 June 2022

What Is Dynamic Bond Fund And Is It Worth Investing In?

A dynamic bond fund is an open-ended debt mutual fund that invests in debt instruments with different maturity periods. Fund […]
17 June 2022

How To Use A Health Insurance Premium Calculator To Choose The Best Policy For You

A health insurance premium calculator is a convenient and simple online calculator that lets you calculate your insurance premiums. This […]
17 June 2022

A Step-By-Step Guide To e-Filing Of Income Tax Return On New Tax Portal

Under the Income Tax Act, 1961, it is mandatory for taxpayers to file Income Tax Returns (ITR) for reporting their […]
17 June 2022

Passive Investing: Meaning, Benefits And Strategies To Maximise Returns

Mutual fund investors often get confused in choosing between active or passive investing styles to meet their financial goals.
16 June 2022

What is Risk Averse And How To Measure Risk Averse?

When you invest, you need to decide what amount of risk you are willing to take for the potential of […]
16 June 2022

5 Best Short Term Investments To Reach Your Financial Goals

Short-term investments are ideal for investors eyeing to meet some specific objectives in the near future and may want access […]
16 June 2022

Credit Guarantee Fund Trust For Micro And Small Enterprises

CGTMSE (full form: Credit Guarantee Funds Trust for Micro and Small Enterprises) was launched by the Indian Government and the […]
16 June 2022

What Is Trade Credit And How Does Trade Credit Work?

Many businesses struggle to stay on top of their cash flow while purchasing raw materials, managing inventory and supplies from […]
15 June 2022

Credit Cards: Types, Features, Benefits And Fees Explained

Individuals can apply for a credit card to pay the merchant for goods and services against a line of credit […]
15 June 2022

12 Best Investment Plans In India For Better Returns

Investing is an essential part of growing your wealth. Instead of letting your money sit idle, you can invest in […]
15 June 2022

NBFC Home Loans In India: Top Home Loan NBFCs And Steps To Apply For NBFC Home Loan

With more NBFCs or Non-Banking Financial Companies launching loan apps, it has become easier for potential homebuyers to apply for […]
15 June 2022

Income Funds: Meaning, Features And Top Benefits

There are different varieties of mutual funds available in the market today that are meant for various types of investors. […]
15 June 2022

Income Tax Calculator FY 22-23: Usage, Tax Regimes, Tax Benefits And Exemptions

The income tax calculator is a convenient online tool with which you can calculate the amount of tax you are liable […]
15 June 2022

Online Instant Paperless Loans: Benefits, Eligibility Criteria And Other Features  

With the world advancing technologically, every small task or every little work is expected to be done within minutes. Technology […]
15 June 2022

Step-By-Step Guide On How To Link Aadhaar With Bank Account

There are many benefits of linking an Aadhaar card with a bank account. For instance, refunds after income tax filing […]
15 June 2022

A Detailed Guide To Corona Rakshak Policy And How To Buy It Online

With COVID-19 still making Its presence felt across the country, it has become imperative to sign up for a comprehensive […]
15 June 2022

Best Dynamic Bond Funds: Benefits, Workings And Reasons To Invest In

Dynamic bond funds fall under the category of debt mutual funds. These mutual fund schemes invest in debt securities of […]
15 June 2022

What Is Home Loan Stamp Duty And Why Is It Important For Property Buyers

If you are planning to purchase a property, the price quoted by the seller is not the total amount you […]
15 June 2022

What Is Home Loan Balance Transfer And Why You Should Consider It

A home loan balance transfer facility lets you switch your existing home loan to a new lender with favourable terms […]
15 June 2022

How To Download And File Form 26QB To Pay TDS On Sale Of Immovable Property

While purchasing a property, buyers are liable to pay various taxes. The Finance Act, 2013 made TDS (Tax Deducted at […]
14 June 2022

Karunya Arogya Suraksha Padhathi (KASP) – A Government Of Kerala Health Insurance Scheme

Basic medical facilities are still out of reach for many people in India. To cater quality healthcare benefits to the […]
14 June 2022

A Detailed Guide To Personal Loans For Pensioners And How To Apply Online

Retirement can be fun and relaxing as you kick off your shoes and escape the rut of going to work […]
14 June 2022

Balika Samriddhi Yojana – A Government Of India Initiative To Provide Financial Assistance To Female Children

Many schemes, programs, and plans have been rolled out by the Government of India to promote education for girls, help […]
14 June 2022

What Are Debt Consolidation Loans: Reasons To Opt, Key Benefits And Steps To Apply

Debt consolidation loans help in consolidating multiple debt obligations into a new loan with a more favourable term structure, such […]
14 June 2022

What Is Home Loan Sanction Letter, Its Format And How To Get It

After applying for a home loan, lenders carry out a thorough process of verifying your creditworthiness. They check your documents, […]
14 June 2022

Aggressive Hybrid Funds: Working, Benefits And Who Should Invest In Them

Aggressive hybrid funds invest in both equity and debt, which reduces risk without sacrificing growth. If you have a goal […]
14 June 2022

Types Of Investments In India And How To Invest In Them

Investing could be intimidating to many people. With so many types of investments in the market, it can get tough […]
14 June 2022

Benefits Of A Personal Loan, How To Apply Online And Things To Consider Before Getting A Personal Loan

Personal loans are unsecured loans that do not require collateral. There are many benefits of a personal loan as there […]
14 June 2022

What Is Incurred Claim Ratio In Health Insurance And Why Is It Important

Health Insurance has become a necessity in every household, especially after the COVID-19 pandemic. To purchase the right medical insurance […]
14 June 2022

How To Link PAN With EPF Account Online And Offline

As per the regulations of the Indian Government, citizens must link PAN with EPF (Employees Provident Fund) account. This can […]
14 June 2022

Effect Of Loan Overdue On Your Financial Health And How To Repay Loans

Loan overdue refers to the loan amount that a customer fails to repay on time. In such cases, the lender […]
14 June 2022

A Beginners Guide To Lump-Sum Investment In Mutual Funds

Lump sum investment is a method of investing in mutual funds where an investor invests money in a single large […]
14 June 2022

Personal Finance: Income, Investment And Expenditure

Personal Finance is all about meeting your financial goals keeping in mind your expenses, savings and investments. It can be […]
14 June 2022

A Step-By-Step Guide To PAN Card Migration And How To Check Status

If you have just shifted to another State in India and your permanent address has changed, you need to update […]
13 June 2022

PMAY Credit Linked Subsidy Scheme (CLSS) Benefits And Calculation Of Interest Subsidy

Before 2015, middle-income Indian families had to face immense financial strain when availing of a home loan. However, after the […]
13 June 2022

How PMAY Subsidy Calculator Works, How To Use It And How To Check Subsidy Status

The Pradhan Mantri Awas Yojana (PMAY) is a central government initiative aiming to boost home buying in India. Launched on […]
13 June 2022

10 Best Direct Mutual Funds In India And Who Should Invest

Mutual fund houses in India offer both regular and direct plans. The primary difference is that direct mutual funds have […]
13 June 2022

What Is Cryptocurrency: Definition, Types And How Does It Work

Cryptocurrency, or crypto, is a form of digitally or virtually existing currency that is secured by cryptography. These digital assets […]
13 June 2022

Wealth Management 101: Everything You Need To Know

Wealth management is an exclusive form of financial management that combines financial and investment advice, legal and estate planning and […]
13 June 2022

One Time Investment Plans In India: Explained

During any stage of your life, you may require funds for specific purposes. Thus, it is necessary for you to […]
13 June 2022

10 Best Mutual Funds With Lowest Expense Ratio

The expense ratio is a fee that fund houses charge from their investors to cover their operating expenses. This includes […]
13 June 2022

Investment Meaning, Types And How To Start Investing 

Investment is a financial commitment to meet short-term, mid-term, or long-term financial goals. It refers to assets or securities acquired […]
13 June 2022

A Complete Guide To Pradhan Mantri Rojgar Yojana (PMRY)

India is a developing country that is making great strides in economic development. However, unemployment is still a significant concern […]
13 June 2022

How Virtual Debit Cards Aid Safe And Secure Transactions

Online modes of payment have gained immense popularity with the advent of e-commerce platforms and rapid digitisation. Apart from net […]
13 June 2022

Simplifying Cashless Transactions With Virtual Credit cards

To facilitate a cashless economy, RBI approved the launch of various digital transaction interfaces. This led to the growth of […]
13 June 2022

Different Types of Credit Cards That You Need to Know About

The pre-pandemic period witnessed a steady rise in credit card issuance by 23% in 2020. Although there was a slight […]
13 June 2022

10 Best Health Insurance For Parents In India Covering Age-Related Ailments

The perks of health insurance for parents include a higher insured sum and full coverage for a wide range of […]
10 June 2022

Latest Credit Card Interest Rates: How To Calculate And How does It Work?

Credit card companies charge an interest amount on the money that they lend through their credit cards. Although the credit […]
10 June 2022

Loan Against Property Eligibility Calculator: 5 Ways To Increase Mortgage Loan Eligibility

A loan against property (LAP) is a secured loan that you can get by keeping your residential or commercial property […]
10 June 2022

Out-of-pocket Maximum in Health Insurance: Benefits, Working & Components

If you have a health insurance policy, you must have heard of ‘out-of-pocket maximum’. An out-of-pocket maximum is a cap […]
10 June 2022

TDS on Cash Withdrawal Under Section 194N Of Income Tax Act & Its Provisions

The Union Budget of 2019 introduced Section 194N of the Income Tax Act, imposing a TDS on cash withdrawals beyond […]
10 June 2022

Section 154 of Income Tax Act: Income Tax Return Correction Filing In 10 Easy Steps

After a taxpayer files ITR (Income Tax Return), the tax department checks the return and issues an intimation notice. The […]
9 June 2022

Best Arbitrage Funds To Invest In India: Benefits & Taxation Of Arbitrage Mutual Funds

Arbitrage funds are a type of mutual fund which invests mainly in equities and allows an investor to purchase and […]
9 June 2022

Best Claim Settlement Health Insurance Company: CSR Calculation & Claim Process

Claim settlement ratio or CSR is the percentage of claims an insurance company settles in a given year out of […]
9 June 2022

Section 12A Of Income Tax Act: Eligibility Criteria & Benefits Of Trust Enrollment U/s 12A

The Income Tax Department offers tax exemptions for non-profit organisations such as religious institutions, NGOs, welfare societies and charitable trusts […]
9 June 2022

Rupay Debit Card: Benefits, Documents Required And How To Apply

The National Payments Corporation of India (NPCI), an RBI-backed channel for all retail payment systems,  introduced RuPay (derived from ‘Rupee’ […]
9 June 2022

List Of Best Health Insurance Repositories And Benefits Of An e-Insurance Account

The Insurance Regulatory and Development Authority (IRDA) launched the insurance repository system in a bid to provide streamlined services to […]
abc
PHP Code Snippets Powered By : XYZScripts.com