Whether you wish to buy your favorite phone or pay your monthly rentals, an instant cash loan can make your life easier in a few minutes. There are times when a few extra bucks bring happiness. One should not let go of the opportunity when getting instant cash loans online are possible with Navi.com. Download the Navi.com app to know more. Don’t forget to use the EMI calculator to check the various EMI plans instantly. Read the following steps to apply for fast cash loans online: 

Easy Steps to Apply for a Fast Cash Loan at Navi 

  1. Download the Navi app and sign up using your phone number. 
  2. Check out the loan options and click on the apply tab to apply for the loan. 
  3. Fill out the information as asked. 
  4. Make sure to fill in your employment details. 
  5. To submit the loan application, enter your PAN number. 
  6. Based on the criterion at Navi, the app will cross-check your details and approve the instant small cash loan.
  7. Choose the amount you wish to apply for along with the repayment period, along with the most suitable EMI option. 
  8. Click a quick selfie and upload it to the database after selecting the loan terms. 
  9. Enter your bank account details along with your Aadhar Card number. 
  10. Later, set up an Auto Debit Mandate with your bank account so that your EMI gets automatically deducted every month. 
  11. Your final application for the loan will be processed, and your fast credit loan shall be processed. 

Exciting Features of Fast Cash loans Online with Navi

In this rapidly digitizing age, Navi offers you cash loans with minimum formalities and zero collaterals. 

  1. Approvals are as fast as they can get. 
  2. Navi offers highly flexible payment options with a period of up to 36 months for repayment.
  3. Navi offers loans for anything that fulfills your needs. There is no strict reason structure followed for loan approval. 
  4. The eligibility criterion for instant mini cash online is quite flexible since the loan approval process is digital, and any manual processing is out of the question. 
  5. Navi loans are unsecured. Hence collateral or mortgage is not needed. 

Loan Eligibility

Navi does not have strict eligibility criteria for approval of personal cash loans. However, other lenders might consider the following: 

Age

Min 18 years, Max 65 years

Occupation

Salaried Individual or self-employed with steady income

Income

As specified by the lender

Credit Score

650 or above

To apply for an instant mini cash loan online with Navi.com following documents are required: 

  • Identity proof: Passport, Aadhaar card, PAN card, driving license, etc.
  • Age proof: Passport, Aadhaar card, PAN Card, Voter’s ID card, birth certificate, etc.
  • Address proof: Passport, Aadhaar card, Voter’s ID card, utility bills, etc.
  • Income proof: salary slips, financial statements, Bank statements, etc.
  • Colored photograph

Tips for Managing Your Finance Wisely 

Although Navi.com offers instant cash loans with no documents, managing your finances is an important skill. Experts at Navi have curated a list of tips that will help you manage your finances more efficiently: 

  • Budgeting:

It is imperative to plan your monthly budget, including your daily and leisure expenses. Sticking to the budget always helps in saving some extra pennies for future purposes. 

  • Track where you spend:

Keep a note of things you spend even a rupee on and analyze your spending patterns. 

  • Save some amount for future investments:

Investments are an essential part of efficiently managing your finances. Although one must start slow, it is vital to save some extra bucks for investment purposes.

  • Keep a check on your credit card purchases:

Credit Card is super beneficial when you are mindful of your expenses. People often misuse their credit cards because they do not check where they are using the same. Credit card purchases should be dealt with strictly and must be a part of your set budget. 

  • Patience is the key:

Being good at managing finance is a skill that we hone gradually. It is crucial to be patient and give enough time to understand your priorities. Sticking to the budget that you have planned for the month also takes practice. Hence, it is critical to understand that patience is the key. 

  • Buy mindfully:

Small amounts add up to massive numbers. It is essential to ask for discounts and look for cheaper alternatives as and when possible. While buying things online, look for different payment options like zero interest EMIs, etc. These small practices can help you save a surprising amount of money. 


Download the App now!

Frequently Asked Questions

Can I use the loan amount while I am away from the address provided in the documents?

Yes, you can avail of the loan while you are anywhere in India.

Which documents are needed to sanction the loan?

Navi requires minimum documents to sanction your loan. Only PAN number and Aadhar card are enough for the same. 

What is the maximum loan amount offered by Navi.com?

You can avail as much as 10000-5 lac rupees loan from Navi.com instantly.

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