You might need funds to upgrade your phone or buy a TV for the East Bengal-Mohun Bagan football match. Funds could also be required to pay off your credit card outstanding or buy your dream bike to travel the length and breadth of the City of Joy. Instant personal loans in Kolkata can be the answer to all your requirements.
Kolkata, being the cultural capital, is famous for its cultural outlook and Rabindranath Tagore. It is also home to many food and book lovers, art and theatre lovers. Staying in the City of Joy can be expensive at times with the high cost of living in a metropolitan area. You can apply for instant loans at any point in time to meet this requirement.
If you are a businessman, self-employed, professional or a salaried employee living in Kolkata, you might need funds immediately in your bank account. This requirement could be for any urgent medical or financial condition. Simply download Navi’s Instant Cash Personal Loan App and apply online to fulfil the sudden need.
You can avail Navi’s instant loan in Kolkata by following these steps –
Navi’s instant cash personal loan in Kolkata can be sanctioned within a few minutes, sometimes even less.
The instant personal loan in Kolkata offered by Navi has the following features and benefits –
True to its name, Navi’s instant cash personal loan can be approved instantly and transferred to your bank account. It can be used for any requirement like medical emergencies or buying a bike or car.
With 36 months of the repayment schedule, Navi’s instant cash personal loans are highly flexible, which caters to your changing needs at different points of your life. An amount of Rs 10,000 to Rs 5 lakhs can be availed as an instant cash personal loan from Navi.
From relocation costs to marriage functions, from holidaying to buying the latest iPhone or refrigerator; you can use Navi’s instant cash personal loans for any personal purpose of fulfilling a financial requirement. There is no specific reason that needs to be provided at the time of availing of a loan.
There is no requirement of submitting any document if you apply through Navi’s app for an instant cash personal loan. Only your Aadhar and PAN number need to be entered to avail of a personal loan in Kolkata without documents.
There are no stringent eligibility criteria for applying for an instant cash personal loan at Navi. It is a technology-based model and follows a digital procedure for its loan processing with no manual intervention.
Personal loans in Kolkata are unsecured in nature. Hence, there is no need for any collateral or mortgage to get the loan
Also Read: Advantages Of Personal Loans
Most personal loan providers in Kolkata, have some eligibility parameters that you need to fulfil to avail of an instant cash personal loan. However, when you apply through Navi, there would be no set eligibility criteria. Navi uses a digital model to approve loans and does not stipulate any fixed eligibility requirements. You can simply download the Navi app and check your eligibility instantly.
Other private lenders in Kolkata might have some specific parameters, such as:
|Age||There are the minimum and maximum age criteria for availing of the loan. The minimum age is 18 years or 21/23/25 years, depending on the lender. The maximum age is, however, limited to 65 years|
|Occupation||You need to be either self-employed or a salaried individual with a steady income|
|Income||Your monthly income is assessed by a private loan provider in Kolkata. Thus, it would help if you had a minimum monthly income, as specified by the lender, to avail of the loan.|
|Credit score||Your credit score should be 650 or above for your Kolkata loan application to be accepted|
Most lenders have a list of documents that need to be submitted when applying for a personal loan. However, with Navi’s app, you do not have to submit any documents. You just need to click your selfie and enter your Aadhaar and PAN Card numbers, and the loan would be sanctioned and transferred to your bank account.
Usually, other lenders have a list of documents that need to be submitted to avail an instant cash loan in Kolkata, such as –
Also Read: List Of Documents Required For Personal Loan
With its rich cultural heritage, Kolkata has always had an influx of tourists and visitors from across the country. If you have recently moved to Kolkata or plan to spend or utilise the money there, you can still apply for a loan from anywhere in the country. Since Navi doesn’t require address proof, the instant cash personal loans of Navi are not restricted to any specific city.
You can download the Navi mobile application on your phone and apply for the loan, wherever you are. The loan funds are also sanctioned directly to your bank account. So, even if you are out of the City of Joy, you can still apply for an instant cash personal loan in Kolkata.
Ans: Yes, you can avail of personal loans in Kolkata even if you live in a rented house. Since Navi does not require you to submit address proof, there is no need to submit the same while applying for an instant cash personal loan from Navi.
Ans: Yes, the instant cash personal loan from Navi is a no-question loan, so that you can use for your financial needs in Kolkata or anywhere else.
Ans: Navi does not need any document to be submitted for sanctioning your instant cash personal loan in Kolkata. You only need to update your PAN and Aadhar Card number for approving the loan. The procedure is 100% paperless.
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