Personal Loan for Marriage

Get a marriage loan up to ₹20 lakh with EMI starting @9.9% p.a.

What is a Marriage Loan?

Have a perfect wedding destination and decor in your mind but need additional funds to turn your dream into a reality? Don’t worry, you can apply for a marriage loan with Navi to make your wedding day all the more special.

Make no compromise with your wedding plan and get the cash you need to fund your wedding, instantly. Navi offers instant personal loans for marriage in a 100% paperless manner. Enjoy instant approval, competitive interest rates and flexible EMI options. So, look no further and get a personal loan for marriage with Navi. We have your dream wedding covered!

Features and Benefits

Features and Benefits of a Marriage Loan

Apply through the Navi Personal Loan app and get your loan approved and disbursed to your account within a few minutes
Get instant loans up to ₹20 lakh and plan your wedding the way you want to
Enjoy competitive interest rates starting from 9.9% p.a.
No paperwork or physical interaction required. Just download the Navi app and apply!
Enjoy repayment tenure up to 72 months. Repay at your convenience
No lengthy documentation process. Apply with your PAN and Aadhaar details via the Navi app

How to Apply for a Marriage Loan with Navi?

Follow the steps below to apply for a wedding loan:
Download the Navi App from Play Store or App Store
Enter a few basic details like name, address, PAN, etc., to check your eligibility
Enter the loan amount and tenure
Our representative will call you. Complete your V-KYC with PAN
Enter bank details and set-up auto pay. Get instant money in your bank account

How to Apply for a Marriage Loan with Navi?

How To Apply

Eligibility Criteria and Documents Required

Indian Resident 18-65 years of age

PAN Card Holder

Salaried or Self-Employed

Aadhaar Card Holder

Marriage Loan Interest Rates in India

Navi offers personal loans for marriage at attractive interest rates starting from 9.9% p.a. However, the final interest rate offered depends on your eligibility.
Interest Rate9.90% p.a. onwards
Processing FeeNil*
Loan AmountUp to ₹20 lakh
Loan Prepayment FeeNil
Loan TenureUp to 72 months

How to Calculate EMI on Personal Loan for Marriage?

The EMI of a marriage/personal loan depends on three factors – loan amount, tenure and interest rate. The mathematical formula to calculate EMI is:

EMI = P × r × (1 + r)n/((1 + r)n – 1) where P= Loan amount, r= interest rate, n=tenure in number of months.

However, calculating EMI manually can be tedious and time consuming. As an alternative, you can use our marriage loan EMI calculator to instantly check your monthly repayment obligations. All you need to do is select the loan amount, tenure and interest rate, and you shall be able to view the EMI amount.

Marriage Loan Calculator

Loan Amount

Rate of Interest (P.a)


Loan Tenure (Months)


Monthly EMI


Total Interest

Total Amount

Why Choose Navi Personal Loan for Your Grand Wedding?


No heavy paperwork. Minimal documents. Instant disbursal. Applying for a personal loan for a wedding is a breeze when you have Navi by your side. Download the Navi app and apply for a personal loan from anywhere, anytime and on the go.

Customer-first experience

The Navi app is designed to provide superior customer experience. Housing a user-friendly and easy-to-navigate interface, applying for a loan has never been easier. The entire loan journey - from application to disbursal - just takes a few minutes of your time.

Competitive pricing

Enjoy attractive interest rates, zero processing (for loan of ₹50,000 or above) and foreclosure fees with Navi Personal Loan. This positions Navi Personal Loan as one of the most affordable loan products in the market.

Trusted by Millions of Users

1 M+
App Downloads
1 L+
Loan Sanctioned
1 Cr+
Loan amount disbursed
1 L+
Active Loans

What our customers say about us


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Frequently asked questions

Weddings are a grand but expensive affair. A personal loan for wedding can give you the financial support you need to meet the expenses related to a wedding.
You can repay your marriage loan in easy EMIs (Equated Monthly Instalments).
Having a good credit score can help you fetch better deals like preferential rates on your marriage loan. In case you want to improve your CIBIL score, read our blog for a detailed guide.
EMI default can put a dent in your credit profile. Follow best financial practices to avoid EMI default. Make sure that you have an emergency fund to battle unforeseen financial crises. Also, ensure that you have sufficient balance in your bank account on the EMI due date. Missed EMI payments can hurt your CIBIL or credit score.
Personal loans or wedding loans are unsecured loans, meaning you don’t have to pledge collateral or guarantor to apply for the loan.

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