Get an instant personal loan of ₹10,000 with Navi
About ₹10,000 Personal Loan
There could be times when you might need urgent money to tackle cash crunch. This amount could be as less as ₹10,000. In such a situation, a ₹10,000 instant personal loan from Navi can come in handy.
Getting a personal loan from Navi is a breeze. All you need to do is download the Navi app and apply. The entire loan journey – from application to disbursal – is 100% paperless. What’s more? You get to enjoy attractive interest rates and flexible EMI options. Whether you need an instant ₹10,000 loan or more, we have you covered!
Features and Benefits of ₹10,000 Personal Loan
Features and Benefits of ₹10,000 Personal Loan
How to Apply for a ₹10,000 Personal Loan?
How to Apply for a ₹10,000 Personal Loan?
Eligibility Criteria and Documents Required
Indian Resident 18-65 years of age
PAN Card Holder
Salaried or Self-Employed
Aadhaar Card Holder
₹10,000 Personal Loan Interest Rates in India
| Interest Rate | 9.90% p.a. onwards |
| Processing Fee | Up to ₹7,500 |
| Loan Amount | Up to ₹20 lakh |
| Loan Prepayment Fee | Nil |
| Loan Tenure | From 3 to 72 months |
How to Calculate EMI on Personal Loan?
You can calculate your ₹10,000 loan EMI both manually and via a Online personal loan EMI calculator. Calculating your loan EMI beforehand could help you better plan and manage your finances. Here’s the formula for personal loan EMI calculation:
EMI = P × r × (1 + r)n/((1 + r)n – 1) where P= Loan amount, r= interest rate, n=tenure in number of months.
However, calculating EMI manually can be tedious and time-consuming. As an alternative, you can use our personal loan EMI calculator to instantly check your monthly repayment obligations. All you need to do is select the loan amount, tenure and interest rate, and you shall be able to view the EMI amount.
Personal Loan Calculator
Loan Amount
Rate of Interest (P.a)
%
Loan Tenure (Months)
months
Monthly EMI
0
Total Interest
Total Amount
Why Choose Navi for your ₹10,000 Personal Loan?
No paperwork
100% app-based paperless process. You can apply for a loan from anywhere, anytime.
Instant disbursal
If you need instant cash to cross any financial hurdle, choose Navi. It hardly takes a few minutes to apply and get the loan disbursed to your account if you are eligible.
No hidden charges
Extremely transparent process with no additional or hidden charges. In case you have any doubt, feel free to write to us or check our rate card.
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Frequently asked questions
Here are some of the factors you could consider before taking a personal loan:
- Credit score: Your credit score defines your creditworthiness. Having a good credit score can help you fetch better deals on your loan. Similarly, a poor credit score could lead to loan rejection
- Repayment capacity: Check your repayment capacity before taking a loan. Missed EMI payments could hurt your credit score and put a dent in your creditworthiness
- Loan EMI: Always calculate your loan EMI beforehand to check your monthly repayment obligations. This would help you manage your finances in a better way.