Get an instant ₹30,000 personal loan with Navi
About ₹30,000 Personal Loan
In urgent need of ₹30,000 cash? Don’t worry when you have Navi by your side. Get ₹30,000 personal loan in a 100% paperless manner with minimal documentation. Applying for a personal loan with Navi is extremely simple and hassle-free.
All you have to do is download the Navi app and apply for the Personal loan. The entire process – from application and approval to disbursal – is online and takes just a few minutes to complete. You can also enjoy a flexible EMI option and avail of the loan at an attractive interest rate.
Features and Benefits of ₹25,000 Personal Loan
Features and Benefits of ₹30,000 Personal Loan
How to Apply for a ₹30,000 Personal Loan?
How to Apply for a ₹25,000 Personal Loan?
Eligibility Criteria and Documents Required
Indian Resident 18-65 years of age
PAN Card Holder
Salaried or Self-Employed
Aadhaar Card Holder
₹30,000 Personal Loan Interest Rates in India
| Interest Rate | 9.90% p.a. onwards |
| Processing Fee | Up to ₹7,500 |
| Loan Amount | Up to ₹20 lakh |
| Loan Prepayment Fee | Nil |
| Loan Tenure | From 3 to 72 months |
How to Calculate EMI on ₹30,000 Loan?
Calculating your monthly loan installment amount will help you manage your finances accordingly. Here is the formula for calculating EMI manually:
EMI = P × r × (1 + r)n/((1 + r)n – 1) where P= Loan amount, r= interest rate, n=tenure in number of months.
However, manual calculations can be time-consuming and leaves room for errors. Instead, use Navi’s personal loan EMI calculator for faster and more accurate results. Enter details such as loan amount, interest rate and tenure. The EMI calculator will display the EMI estimate.
Personal Loan Calculator
Loan Amount
Rate of Interest (P.a)
%
Loan Tenure (Months)
months
Monthly EMI
0
Total Interest
Total Amount
Why Choose Navi for your ₹30,000 Personal Loan?
No paperwork
100% app-based paperless process. You can apply for a loan from anywhere, anytime.
No hidden charges
Extremely transparent process with no additional or hidden charges. In case you have any doubt, feel free to write to us or check our rate card.
Instant disbursal
If you need instant cash to cross any financial hurdle, choose Navi. It hardly takes a few minutes to apply and get the loan disbursed to your account if you are eligible.
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Frequently asked questions
- Credit score: Credit score reflects your creditworthiness. The higher the credit score, the higher the chances of getting a personal loan at a comparatively lower interest rate.
- Repayment capacity: Assess your EMI repayment capacity before taking a loan. Missed EMI payments could hurt your credit score.
- Loan EMI: Calculate your monthly payments before applying for a personal loan. This will help you to plan your finances and lower the chances of loan default.