Navi Personal Loan 20000
Facing a sudden cash crunch? During such financial emergencies, a personal loan of ₹20,000 could be a huge help. Thanks to Navi, you can now avail an instant personal loan within a few minutes in a 100% paperless manner.
All you have to do is download the Navi app and apply for a ₹20,000 personal loan. It’s that simple! From application and approval to disbursal – the entire process is super quick and hassle-free. You will also enjoy flexible EMIs and competitive interest rates.
Interest Rate | 9.90% p.a. onwards |
Processing Fee | Up to ₹7,500 |
Loan Amount | Up to ₹20 lakh |
Loan Prepayment Fee | Nil |
Loan Tenure | From 3 to 72 months |
You can calculate the EMI of your ₹20,000 personal loan manually or through Navi Personal Loan online EMI calculator. Calculating your monthly repayment amount will help you plan your finances better. Here is the formula for calculating EMI for a personal loan:
EMI = P × r × (1 + r)n/((1 + r)n – 1) where P= Loan amount, r= interest rate, n=tenure in number of months.
Calculating EMIs manually can get hectic and leaves room for error. Opt for Navi’s online EMI calculator to get faster and accurate results. Just enter the loan amount, tenure and interest rate. The online calculator will display the EMI amount.
Loan Amount
Rate of Interest (P.a)
%
Loan Tenure (Months)
months
Monthly EMI
0
Total Interest
Total Amount
100% app-based paperless process. You can apply for a loan from anywhere, anytime.
If you need instant cash to cross any financial hurdle, choose Navi. It hardly takes a few minutes to apply and get the loan disbursed to your account if you are eligible.
Extremely transparent process with no additional or hidden charges. In case you have any doubt, feel free to write to us or check our rate card.
June 14
Personal loans are unsecured loans that do not require collateral.
April 19
India is going digital and to stay aligned with the digitisation-for-all goal, most financial institutions are also implementing new technology to mitigate the need for physical documents.
Feb 11
The trend of instant personal loans is ballooning these days. All of this is possible because of the various instant personal loan platforms, and the Navi Instant app is one among the best of them.
June 14
Personal loans are unsecured loans that do not require collateral.
April 19
India is going digital and to stay aligned with the digitisation-for-all goal, most financial institutions are also implementing new technology to mitigate the need for physical documents.
Feb 11
The trend of instant personal loans is ballooning these days. All of this is possible because of the various instant personal loan platforms, and the Navi Instant app is one among the best of them.
Here are some of the factors you should consider before taking a personal loan: