Get Instant Personal Loan for Laptop with Navi

Enjoy attractive interest rates starting at 9.9% p.a. with flexible EMI options

What is a Laptop Loan?

Whether you are working from home or office, having high-functioning laptops is a prerequisite. However, a laptop that comes with the latest specs and technology can be costly. In case you don’t want to burn your savings on your favourite laptop, you can always avail of a laptop loan with Navi.

Navi offers instant personal loans for laptops in a 100% paperless manner. What you get – instant approval and disbursal, flexible EMI options and competitive interest rates. Download the Navi app and apply for a laptop loan today!

Features and Benefits of Laptop Loan

Features and Benefits of Laptop Loan

Apply via the Navi app and get your loan approved and disbursed to your account within a few minutes
Get loans up to ₹20 lakh and buy your favourite laptop
Enjoy competitive interest rates starting from 9.9% p.a.
The entire process – from loan approval to disbursal doesn’t require any paperwork
Enjoy repayment tenure of up to 72 months. Repay at your convenience
No lengthy documentation process. Apply with your PAN details via the Navi app

How to Apply for a Laptop Loan with Navi?

Download the Navi App from Play Store or App Store
Enter a few basic details like name, address, PAN, etc., to check your eligibility
Enter the loan amount and tenure
Our representative will call you. Complete your V-KYC with PAN
Enter bank details and set-up auto pay. Get instant money in your bank account

How to Apply for a Laptop Loan with Navi?

Eligibility Criteria and Documents Required

Indian Resident 18-65 years of age

PAN Card Holder

Salaried or Self-Employed

Aadhaar Card Holder

Laptop Loan Interest Rates in India

Navi offers personal loans for laptops at attractive interest rates starting from 9.9% p.a. However, the final interest rate offered depends on your eligibility.
Interest Rate 9.90% p.a. onwards
Processing Fee Up to ₹7,500
Loan Amount Up to ₹20 lakh
Loan Prepayment Fee Nil
Loan Tenure From 3 to 72 months

How to Calculate EMI on Personal Loan for Laptop?

Calculate your laptop loan EMI to efficiently plan your repayment obligations. You can do so with the help of the formula:

EMI = P × r × (1 + r)n/((1 + r)n – 1) where P= Loan amount, r= interest rate, n=tenure in number of months.

However, calculating EMI manually can be tedious and time-consuming. As an alternative, you can use Navi Laptop Loan EMI Calculator to instantly check your laptop loan EMI. Just select the loan amount, tenure and interest rate, and you shall be able to view your loan EMI.

Personal Loan Calculator

Loan Amount

Rate of Interest (P.a)

%

Loan Tenure (Months)

months

Monthly EMI

0

Total Interest

Total Amount

Why Choose a Navi Personal Loan for Your New Laptop?

Convenience

Applying for a personal loan with Navi is a breeze. No lengthy paperwork or a host of documents is required. Just download the Navi app, apply and get the loan amount disbursed to your account within minutes.

Customer-first experience

Easy-to-navigate and user-friendly interface of the Navi app makes the customer journey smooth and memorable. It takes hardly a few minutes to complete the loan journey - from loan approval to disbursal.

Competitive interest rates

You can get laptop loans at competitive interest rates starting from 9.9% p.a. Flexible EMI options call for repaying your loan at your own convenience.

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Frequently asked questions

When you have Navi by your side, getting a loan to purchase the loan of your choice is a breeze. Just download the Navi app and apply.
You can repay your laptop loan in easy EMIs (Equated Monthly Instalments). Navi offers personal loans for laptops with flexible tenures for up to 72 months.

Here are some of the factors that you can consider before taking a laptop loan:

  • Credit Score: Having a good credit score can help fetch you better deals on your loan like low interest rates, higher ticket size, etc.
  • Repayment Capacity: Check your repayment capacity before applying. This might help you manage your finances in a better way.
  • EMI: Calculate your EMI beforehand to have a better understanding of your repayment obligations. To do so, you can use the Navi Personal Loan EMI Calculator.
You can track your laptop loan EMI status via the Navi app. Open the Navi app and click on ‘Dashboard’. You will be able to view your EMI due date and the number of months remaining to repay your loan.
Personal loans are unsecured loans. You don’t need to pledge collateral to avail of the loan.

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