Get Instant Personal Loan for Laptop with Navi
What is a Laptop Loan?
Whether you are working from home or office, having high-functioning laptops is a prerequisite. However, a laptop that comes with the latest specs and technology can be costly. In case you don’t want to burn your savings on your favourite laptop, you can always avail of a laptop loan with Navi.
Navi offers instant personal loans for laptops in a 100% paperless manner. What you get – instant approval and disbursal, flexible EMI options and competitive interest rates. Download the Navi app and apply for a laptop loan today!
Features and Benefits of Laptop Loan
Features and Benefits of Laptop Loan
How to Apply for a Laptop Loan with Navi?
How to Apply for a Laptop Loan with Navi?
Eligibility Criteria and Documents Required
Indian Resident 18-65 years of age
PAN Card Holder
Salaried or Self-Employed
Aadhaar Card Holder
Laptop Loan Interest Rates in India
| Interest Rate | 9.90% p.a. onwards |
| Processing Fee | Up to ₹7,500 |
| Loan Amount | Up to ₹20 lakh |
| Loan Prepayment Fee | Nil |
| Loan Tenure | From 3 to 72 months |
How to Calculate EMI on Personal Loan for Laptop?
Calculate your laptop loan EMI to efficiently plan your repayment obligations. You can do so with the help of the formula:
EMI = P × r × (1 + r)n/((1 + r)n – 1) where P= Loan amount, r= interest rate, n=tenure in number of months.
However, calculating EMI manually can be tedious and time-consuming. As an alternative, you can use Navi Laptop Loan EMI Calculator to instantly check your laptop loan EMI. Just select the loan amount, tenure and interest rate, and you shall be able to view your loan EMI.
Personal Loan Calculator
Loan Amount
Rate of Interest (P.a)
%
Loan Tenure (Months)
months
Monthly EMI
0
Total Interest
Total Amount
Why Choose a Navi Personal Loan for Your New Laptop?
Convenience
Applying for a personal loan with Navi is a breeze. No lengthy paperwork or a host of documents is required. Just download the Navi app, apply and get the loan amount disbursed to your account within minutes.
Customer-first experience
Easy-to-navigate and user-friendly interface of the Navi app makes the customer journey smooth and memorable. It takes hardly a few minutes to complete the loan journey - from loan approval to disbursal.
Competitive interest rates
You can get laptop loans at competitive interest rates starting from 9.9% p.a. Flexible EMI options call for repaying your loan at your own convenience.
Various Use Cases of Personal Loan
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Frequently asked questions
Here are some of the factors that you can consider before taking a laptop loan:
- Credit Score: Having a good credit score can help fetch you better deals on your loan like low interest rates, higher ticket size, etc.
- Repayment Capacity: Check your repayment capacity before applying. This might help you manage your finances in a better way.
- EMI: Calculate your EMI beforehand to have a better understanding of your repayment obligations. To do so, you can use the Navi Personal Loan EMI Calculator.
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