Get an instant ₹25,000 personal loan with Navi
About ₹25,000 Personal Loan
Need a personal loan of ₹25,000 to meet a sudden emergency? No worries! Get an instant personal loan of ₹25,000 with Navi in a 100% paperless manner.
All you need to do is download the Navi app for a smooth and hassle-free borrowing experience. No more standing in long queues. With Navi, the entire process – from applying and approval to disbursal – takes just a few minutes. Moreover, you will enjoy flexible EMI options and attractive interest rates that make Navi Personal Loan one of the most sought-after loan products.
Features and Benefits of ₹25,000 Personal Loan
Features and Benefits of ₹25,000 Personal Loan
How to Apply for a ₹25,000 Personal Loan?
How to Apply for a ₹25,000 Personal Loan?
Eligibility Criteria and Documents Required
Indian Resident 18-65 years of age
PAN Card Holder
Salaried or Self-Employed
Aadhaar Card Holder
₹25,000 Personal Loan Interest Rates in India
| Interest Rate | 9.90% p.a. onwards |
| Processing Fee | Up to ₹7,500 |
| Loan Amount | Up to ₹20 lakh |
| Loan Prepayment Fee | Nil |
| Loan Tenure | From 3 to 72 months |
How to Calculate EMI on ₹25,000 Loan?
Calculating your monthly loan installment will help you plan your finances better. Here is the formula for EMI computation:
EMI = P × r × (1 + r)n/((1 + r)n – 1) where P= Loan amount, r= interest rate, n=tenure in number of months.
However, manual calculation of EMI can get tiresome and leaves room for errors. Instead, use the Navi online personal loan EMI calculator for faster and more accurate calculations. Just enter details such as loan amount, interest rate and tenure to get your EMI value.
Personal Loan Calculator
Loan Amount
Rate of Interest (P.a)
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Loan Tenure (Months)
months
Monthly EMI
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Total Interest
Total Amount
Why Choose Navi for your ₹25,000 Personal Loan?
No paperwork
100% app-based paperless process. You can apply for a loan from anywhere, anytime.
Repay at your convenience
We give you the flexibility to repay your loan in easy EMIs at your convenience. Choose loan tenure as per your wish.
Instant disbursal
If you need instant cash to cross any financial hurdle, choose Navi. It hardly takes a few minutes to apply and get the loan disbursed to your account if you are eligible.
Various Use Cases of Personal Loan
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Frequently asked questions
Here are some of the factors you should consider before taking a ₹25,000 personal loan:
- Credit score: Credit score reflects your creditworthiness. The higher the credit score, the higher the chances of getting a personal loan at a comparatively lower interest rate.
- Repayment capacity: Assess your EMI repayment capacity before taking a loan. Missed EMI payments could hurt your credit score.
- Loan EMI: Calculate your monthly payments before applying for a personal loan. This will help you to plan your finances and lower the chances of loan default.