Get an instant personal loan of ₹15,000 with Navi

Enjoy attractive interest rates starting at 9.9% p.a. with flexible EMI options

About ₹15,000 Personal Loan

Are you in a financial emergency? Get a ₹15,000 personal loan online with Navi. It’s easy, 100% paperless and does not have any end-use restrictions.

All you have to do is download the Navi app and apply for the loan. The entire process, from application and approval to disbursal, is quick and hassle-free. Navi Personal Loan comes with attractive interest rates and flexible EMI options. Whether you require an instant ₹15,000 loan or ₹50,000, Navi has you covered!

Get an instant personal loan of ₹15,000 with Navi

Features and Benefits of ₹15,000 Personal Loan

Navi offers instant personal loans. Just apply on the Navi app to get the loan in your account within minutes
No heavy paperwork. No human intervention. The entire process is online
Navi offers personal loans up to ₹20 lakh. Apply for any amount on the Navi app
Avail personal loans with competitive interest rates starting from 9.9% p.a.
Enjoy flexible EMI options and a loan repayment tenure of up to 72 months. Repay the loan at your convenience
You can repay your loan before time. No need to pay any pre-closure charges

How to Apply for a ₹15,000 Personal Loan?

Follow these steps to apply for an instant ₹15,000 loan with Navi
Download the Navi App from Google Play Store or App Store
Enter a few basic details like name, address, PAN, etc., to check your eligibility
Enter the loan amount and tenure
Our representative will call you. Complete your V-KYC with PAN
Enter bank details and set up auto pay. Get instant money in your bank account

Get an instant personal loan of ₹15,000 with Navi

How To Apply

Eligibility Criteria and Documents Required

Indian Resident 18-65 years of age

PAN Card Holder

Salaried or Self-Employed

Aadhaar Card Holder

₹15,000 Personal Loan Interest Rates in India

Navi gives instant personal loan at competitive interest rates starting from 9.90% p.a. However, the final interest rate is fixed based on your eligibility.

Interest Rate9.90% p.a. onwards
Processing FeeUp to ₹7,500
Loan AmountUp to ₹20 lakh
Loan Prepayment FeeNil
Loan TenureFrom 3 to 72 months

How to Calculate EMI on ₹15,000 Loan?

You can calculate the EMI on your ₹15,000 personal loan either manually or by using the personal loan EMI calculator. Getting an estimate of your EMI can help

EMI = P × r × (1 + r)n/((1 + r)n – 1) where P= Loan amount, r= interest rate, n=tenure in number of months.

However, manual calculation might be time-consuming and error-prone. Navi offers an easy-to-use personal loan EMI calculator. Just enter the loan amount, rate of interest and tenure of the loan. The online EMI calculator will display your monthly EMI.

Personal Loan Calculator

Loan Amount

Rate of Interest (P.a)


Loan Tenure (Months)


Monthly EMI


Total Interest

Total Amount

Why Choose Navi for your ₹15,000 Personal Loan?

No hidden charges

Extremely transparent process with no additional or hidden charges. In case you have any doubt, feel free to write to us or check our rate card.

Repay at your convenience

We give you the flexibility to repay your loan in easy EMIs at your convenience. Choose loan tenure as per your wish.

Instant disbursal

If you need instant cash to cross any financial hurdle, choose Navi. It hardly takes a few minutes to apply and get the Personal loan disbursed to your account if you are eligible.

Trusted by Millions of Users

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Frequently asked questions

Navi lets you use your personal loan amount for any kind of financial requirement. There is no end-use restriction

The factors that may affect getting a personal loan are:

  • Income
  • Credit score
  • Credit history
  • Banking relationship
Financial institutions usually approve loans when the EMI amount does not exceed more than 30-40% of the applicant’s salary. Any outstanding loan of the applicant is also taken under consideration. For self-employed, the loan amount is decided based on the profit earned according to the profit and loss statement. Other than this, their existing loans are also taken into consideration.

Following are some of the factors that you might regard before taking a personal loan:

  • Credit Score: A credit score defines your creditworthiness. Therefore, a good credit score might help in loan approval; a poor credit score might lead to rejection. Try to keep your credit score high to avail of a loan easily at attractive interest rates.
  • Loan EMI: Calculating the loan EMI in advance will help you prepare a more realistic budget keeping the repayment obligations in mind.
  • Repayment capacity: You must always check whether you are capable of repaying the loan before going for it. Not paying your EMI at the right time might affect your credit score and creditworthiness.
Missing EMIs multiple times will elicit loan default and will have a negative impact on your creditworthiness.
Yes, Navi allows repayment of loans before time. No pre-closure fees are charged.

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