Get an instant personal loan of ₹15,000 with Navi
About ₹15,000 Personal Loan
Are you in a financial emergency? Get a ₹15,000 personal loan online with Navi. It’s easy, 100% paperless and does not have any end-use restrictions.
All you have to do is download the Navi app and apply for the loan. The entire process, from application and approval to disbursal, is quick and hassle-free. Navi Personal Loan comes with attractive interest rates and flexible EMI options. Whether you require an instant ₹15,000 loan or ₹50,000, Navi has you covered!
Get an instant personal loan of ₹15,000 with Navi
Features and Benefits of ₹15,000 Personal Loan
How to Apply for a ₹15,000 Personal Loan?
Get an instant personal loan of ₹15,000 with Navi
Eligibility Criteria and Documents Required
Indian Resident 18-65 years of age
PAN Card Holder
Salaried or Self-Employed
Aadhaar Card Holder
₹15,000 Personal Loan Interest Rates in India
Navi gives instant personal loan at competitive interest rates starting from 9.90% p.a. However, the final interest rate is fixed based on your eligibility.
| Interest Rate | 9.90% p.a. onwards |
| Processing Fee | Up to ₹7,500 |
| Loan Amount | Up to ₹20 lakh |
| Loan Prepayment Fee | Nil |
| Loan Tenure | From 3 to 72 months |
How to Calculate EMI on ₹15,000 Loan?
You can calculate the EMI on your ₹15,000 personal loan either manually or by using the personal loan EMI calculator. Getting an estimate of your EMI can help
EMI = P × r × (1 + r)n/((1 + r)n – 1) where P= Loan amount, r= interest rate, n=tenure in number of months.
However, manual calculation might be time-consuming and error-prone. Navi offers an easy-to-use personal loan EMI calculator. Just enter the loan amount, rate of interest and tenure of the loan. The online EMI calculator will display your monthly EMI.
Personal Loan Calculator
Loan Amount
Rate of Interest (P.a)
%
Loan Tenure (Months)
months
Monthly EMI
0
Total Interest
Total Amount
Why Choose Navi for your ₹15,000 Personal Loan?
No hidden charges
Extremely transparent process with no additional or hidden charges. In case you have any doubt, feel free to write to us or check our rate card.
Repay at your convenience
We give you the flexibility to repay your loan in easy EMIs at your convenience. Choose loan tenure as per your wish.
Instant disbursal
If you need instant cash to cross any financial hurdle, choose Navi. It hardly takes a few minutes to apply and get the Personal loan disbursed to your account if you are eligible.
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Frequently asked questions
The factors that may affect getting a personal loan are:
- Income
- Credit score
- Credit history
- Banking relationship
Following are some of the factors that you might regard before taking a personal loan:
- Credit Score: A credit score defines your creditworthiness. Therefore, a good credit score might help in loan approval; a poor credit score might lead to rejection. Try to keep your credit score high to avail of a loan easily at attractive interest rates.
- Loan EMI: Calculating the loan EMI in advance will help you prepare a more realistic budget keeping the repayment obligations in mind.
- Repayment capacity: You must always check whether you are capable of repaying the loan before going for it. Not paying your EMI at the right time might affect your credit score and creditworthiness.