If you live in Jaipur and are in urgent need of a cash loan, you can apply online. Whether you need a loan for starting a business, for a medical emergency, for education, for marriage or any other purpose, you can apply and get an instant cash loan in Jaipur.
Read on to know how to get a personal loan in Jaipur, interest rates, how to calculate EMIs and the documents required.
Here are some benefits and features of the personal loan in Jaipur offered by Navi –
|Banks/NBFCs||Interest Rate (p.a.)||Processing Fee|
|Navi Personal Loan||9.90% onward||Check with the lender|
|HDFC||10.50% onward||Up to 2.5%|
|Yes Bank||13.99% onward||Up to 2.5%|
|Kotak Mahindra||10.25% onward||Up to 2.5%|
|Axis Bank||12.50% onward||Check with the lender|
|IndusInd Bank||11% onward||2.5% and above|
|IDFC FIRST||12% onward||Up to 3.5%|
|Home Credit||19% onward||Up to 5%|
|Aditya Birla Capital||14% onward||Up to 2%|
Important: This table is for educational purposes only and the final rate offered is solely at the concerned lender’s discretion. Navi doesn’t take responsibility for any interest rate changes that may occur in the due course of time.
To avail of an instant cash loan in Jaipur, you are required to fulfil the eligibility parameters set by lenders. With Navi, there are no specified eligibility parameters. Navi uses a technology-driven model to determine and approve your loan. It is digitally checked through its application.
However, for other lenders in Jaipur, the eligibility criteria or a personal loan in Jaipur are:
|Age of the applicant||The minimum age of the applicant usually lies between 18 and 25 years across lenders. The maximum age, however, is usually restricted to 65 years|
|Occupation of the applicant||The applicant should either be a salaried employee or a self-employed individual|
|Monthly income of the applicant||There is a minimum monthly income requirement that ranges from Rs.15,000 to Rs.30,000 or above across lenders|
|CIBIL score of the applicant||A credit score above 750 is preferred for a personal loan in Jaipur|
Rate of Interest (P.a)
Loan Tenure (Years)
The financial institutions in Jaipur would need the following list of documents that need to be submitted.
A Salaried individual would need
A Self-Employed individual would need
Follow these steps to get a personal loan in Jaipur with Navi:
Step 1: Download the Navi app
Step 2: Enter your mobile number to get OTP
Step 3: Fill in your basic details – Name, DOB, PAN, Employment Type, Profession and Total Monthly Income
Step 4: Check loan offer
Step 5: Select loan amount and tenure
Step 6: Link your bank account
Upon verification, the loan will be disbursed within a few minutes.
It is easy to calculate personal loan EMIs. Open an online personal loan EMI calculator. Add your loan amount, rate of interest and tenure. The calculator will display the monthly EMI amount.
For example, you have want Rs. 1 lakh personal loan in Jaipur. The rate of interest is 9.90% and the tenure is 5 years. Then, your monthly EMI would be Rs. 2,531 and the yearly breakdown would be as follows:
|Year||Principal Paid (Rs.)||Interest Paid (Rs.)||Total Payment (Rs.)||Outstanding Loan Balance (Rs.)|
Getting an instant cash loan in Jaipur has become easier than ever. With a few clicks, you can apply online and the amount will be credited to your account. Since there is no restriction on the end usage, you can use the loan for various purposes. However, to prevent financial burden, always calculate how much loan you exactly need and apply for that exact amount. Plan your repayment and clear the dues to on time to maintain a good credit score.
If you are ready to get a personal loan in Jaipur, download the Navi app and apply now!
Ans: Paying off the loan before the chosen tenure is called prepayment. Many lenders allow prepayment facilities and so you should check whether your lender allows this facility or not. There might also be a prepayment charge involved if you pay the loan before the tenure. Navi, however, allows easy prepayment of your loan, and that too without any prepayment charges.
Ans: EMI stands for Equated Monthly Installment. It shows the monthly repayment amount that you need to pay to pay off the loan over the chosen tenure. The EMI contains the principal amount of the loan as well as the interest payable thereon.
Ans: The lowest interest rate on a personal loan in Jaipur is 9.90% if you avail of a personal loan from Navi.
Ans: You can get a personal loan in Jaipur within the same day and, sometimes even within an hour. You can apply online with Navi for a personal loan. Just enter your mobile number, name, PAN card, Aadhaar card, date of birth, employment details and bank account details. The app will verify the information and the loan will be disbursed into your account.
In this digital age, you do not need to find private money lenders in Jaipur. You can get an immediate loan by applying online at competitive interest rates, flexible EMIs and quick loan disbursal. Download the Navi app to apply now!
Looking for instant 🚀 personal loans 24*7 anywhere, anytime? Get personal loans up to ₹20 lakh starting at 9.9% p.a. Install the Navi app now!
Disclaimer: This article has been prepared on the basis of internal data, publicly available information and other sources believed to be reliable. The information contained in this article is for general purposes only and not a complete disclosure of every material fact. It should not be construed as investment advice to any party. The article does not warrant the completeness or accuracy of the information, and disclaims all liabilities, losses and damages arising out of the use of this information. Readers shall be fully liable/responsible for any decision taken on the basis of this article.
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