Navi UPI
Payments made simple and easy with Navi UPI
Instant money transfers
Reliable and secure payments
Transfer money anytime, anywhere
Chance to win real rewards on every payment
Mutual Fund
Plan your investment journey and reach your goals with Navi Mutual Fund.
Start investing with ₹100
Invest in Domestic and International funds
Low-cost funds
Health Insurance
Keep yourself and your family protected with a comprehensive health insurance plan
Upto ₹1 Crore health cover*
Monthly price starting at ₹235*
Superfast claim settlements
Cash Loan
Get instant cash loan to meet any financial requirement.
Instant disbursal
Get amount up to ₹20,00,000
Interest rates up to 26%
100% paperless process
Choose repayment periods up to 84 months
Zero foreclosure charges
Housing Loans
Home loans for ready to move-in, under-construction and self-constructed properties.
Instant approval
Get amount up to ₹5 Crore
Interest rates up to 13%
Zero processing fees and foreclosure charges
Choose repayment periods up to 30 years
LTV up to 90%
What our customers say about us
I've been using this mutual fund app for some time now, and it is so easy to use. Thanks to its simple interface, monitoring the performance of my portfolio has become supereasy.
Sultan Singh
This mutual fund app has been a revelation. It makes investing effortless. The best part is I don't need to maintain 20 different apps to manage my investments. It's dashboard is sleek and extremely intuitive.
Sumona
If you're looking for a mutual fund app that offers unparalleled customer support, then look no further. From day 1, Navi has been extremely supportive and cooperative. I love how easy to use it is.
Archana Rai
I've been using this mutual fund app for some time now, and it is so easy to use. Thanks to its simple interface, monitoring the performance of my portfolio has become supereasy.
Sultan Singh
This mutual fund app has been a revelation. It makes investing effortless. The best part is I don't need to maintain 20 different apps to manage my investments. It's dashboard is sleek and extremely intuitive.
Sumona
If you're looking for a mutual fund app that offers unparalleled customer support, then look no further. From day 1, Navi has been extremely supportive and cooperative. I love how easy to use it is.
Archana Rai
I have always been someone who has been sceptical about investing in mutual funds due to their unpredicability. However, this app has changed my perception. Thanks to the personalised guidance, investing has become a cakewalk.
Sanju John
Investing in mutual funds with just ₹100? Initially I thought it was a hoax. But, when I started using the app and investing in mutual funds, my opinion changed completely. Today, I am the biggest fan of Navi. I love how easy investing has become.
Anoop Puri
I started investing in 2020 after the pandemic stuck. I decided to invest a small amount every month to build an emergency fund. Today, thanks to Navi's personalised guidance, my portfolio has grown significantly.
Rachit Jain
Frequently Asked Questions
What is the Navi App?
The Navi App is an app that aims to make personal finance simple, accessible, and affordable. You can download the App from Google Play Store or App Store to sign up and access a host of products, including personal loans, home loans, and health insurance with zero paperwork.
How to download the Navi App?
Android users can download the Navi App from Google Play Store while iPhone users can download the app from App Store.
What are the products offered on the Navi App?
Through the Navi App, you can get access to instant cash loans, personal loans, home loans, and health insurance. You can avail of these products by downloading the Navi app from Play Store or App Store.
Can I directly invest in mutual funds on the Navi App?
Yes, you can invest in Mutual Funds on Navi App, starting at ₹100, by following these steps:
- Download the Navi app
- Select a Mutual Fund
- Complete your KYC
- Select SIP or Lump Sum
- Enter the investment amount & start investing!
How does the Navi App work?
The Navi App is extremely simple and easy to use. Download the app from the App Store or Play Store. Once installed, log in to the Navi App with your mobile number and get access to a host of personal finance products.
Where should I contact if I face any issue with the app?
For any kind of queries, you can write to [email protected]
Personal/Cash loan feature benefits:
Get an Instant Cash Loan of up to ₹20 Lakh with Navi finserv. Our APR varies from 9% to 35%* & you can choose a wide range of repayment options starting from 1 to 84 months.
1. Loan Amount: up to ₹20,00,000
2. Interest Rate: up to 26% p.a
3. Loan Tenure: up to 84 Months
4. 100% digital process
5. Instant money transfer to your bank account
6. Minimum household income: ₹3,00,000 p.a.
7. No Security Deposit
1. Loan Amount: up to ₹20,00,000
2. Interest Rate: up to 26% p.a
3. Loan Tenure: up to 84 Months
4. 100% digital process
5. Instant money transfer to your bank account
6. Minimum household income: ₹3,00,000 p.a.
7. No Security Deposit
Example of How Navi Cash/Personal Loan works:
Loan Amount = ₹50,000
Tenure = 12 months
Interest Rate = 22% (on reducing principal balance interest calculation)
EMI = ₹4,680
Total Interest Payable = ₹4,680 x 12 months - ₹50,000 Principal = ₹6,160
Processing Fees (incl. GST) - ₹0
Disbursed Amount = ₹50,000
Total Amount Payable = ₹4,680 x 12 months = ₹56,160
Total Cost of the Loan = Interest Amount + Processing Fees = ₹6,160 + ₹0 = ₹6,160
*Note: These numbers are for representation purpose only. Final interest rate & APR will depend on customer’s credit assessment
Tenure = 12 months
Interest Rate = 22% (on reducing principal balance interest calculation)
EMI = ₹4,680
Total Interest Payable = ₹4,680 x 12 months - ₹50,000 Principal = ₹6,160
Processing Fees (incl. GST) - ₹0
Disbursed Amount = ₹50,000
Total Amount Payable = ₹4,680 x 12 months = ₹56,160
Total Cost of the Loan = Interest Amount + Processing Fees = ₹6,160 + ₹0 = ₹6,160
*Note: These numbers are for representation purpose only. Final interest rate & APR will depend on customer’s credit assessment
Company
All information is subject to specific conditions | © 2025 Navi Limited (formerly known as Navi Technologies Ltd). All rights are reserved.