Navi Health Insurance Hospital Cash Insurance
Hospital cash insurance is handy to add foolproof coverage to your existing plan. Your insurance company provides a fixed amount of cash daily to assist with any hospitalisation cost. Such a daily hospital cash policy benefits the patients who need several hospitalisations in a year due to their medical condition. Regular insurance will cover hospital costs to an extent, but you can use a hospital cash insurance policy to meet daily miscellaneous expenses for each day of hospitalisation exceeding 24 hours. It is either part of a basic plan or can be purchased as an additional cover.
With Navi’s Hospital Cash Insurance Policy, you can take care of hospitalisation expenses and avoid a financial crunch during medical emergencies.
We cover your entire hospitalisation bill along with other related medical expenses from 90 days before to 180 days after hospitalisation
With Navi Health Insurance Plan, you get comprehensive medical coverage 90 days before hospitalization and 180 days after
Get medical treatment at home for 3 or more days due to patient’s adverse health condition or unavailability of hospital bed
You can get unlimited online doctor consultations with the top doctors of the country at to additional cost
For road accident injuries, we provide additional 100% sum insured once existing sum insured amount is exhausted
We cover organ donor’s hospitalisation cost
Get up to ₹5 Lakh for emergency transfer via air ambulance
A complimentary health checkup once in every policy year for members older than 17 years
Additional coverage up to ₹30,000 for up to 2 deliveries/lawful termination of pregnancy after a 3-years waiting period
A complimentary health checkup once in every policy year for members older than 17 years
Additional coverage up to ₹30,000 for up to 2 deliveries/lawful termination of pregnancy after a 3-years waiting period
Hospitalisation expenses of up to ₹10,000 for newborn baby within 90 days of birth
Any planned dental treatment is not covered under the health insurance plan
Any planned eye-treatment is not covered under the health insurance plan
Any health complications caused by alcoholism or drug abuse aren't covered under the health insurance policy.
Hospital cash insurance covers hospitalisation expenses that a regular insurance plan might not address.
Here’s why you need hospital cash insurance:
Patients with certain medical conditions require frequent hospitalisations. A daily hospital cash benefit is just what you need to avoid financial complications in such situations.
At Navi, we offer absolute coverage on hospital costs with sustainable hospital cash policies, ensuring that you don’t have to pay anything directly to the hospital.
Under Section 80D of the Income Tax Act, you can claim tax deductions of up to ₹25,000 for people below 60 years of age and ₹50,000 for senior citizens on the premium paid.
Navi Health Insurance policy covers expenses incurred for treating health issues arising from a poor lifestyle.
All expenses during hospitalisation, like tests, medicines, room rent and doctor's fees, can be taken care of with the daily money received in the insurance. Personal costs incurred for medical purposes are also covered in this policy.
Considering the rising medical costs, try to buy a policy that provides adequate cover. A policy with a low coverage amount may not be sufficient for you and your family. Navi Health Insurance offers health cover up to Rs.1 crore*
Insurance companies have tie-ups with hospitals, commonly known as network hospitals. Check if your insurer provider has a long list of network hospitals. You can get cashless claims in 10,000+ network hospitals with Navi Health Insurance
Every insurer looks forward to a hassle-free claim settlement process and every quality insurance company strives to maintain an excellent claim settlement ratio. With Navi Health Insurance, claim settlement is a breeze
There should be a balance between insurance cover and premium. Considering affordability as a major factor, we have introduced insurance premium payments in EMIs. Our insurance premium EMIs start at just Rs.235/month*
Your requirements can include the sum insured, how many members you are planning to add, the ailments you want to be covered, etc. Understand your requirements and purchase a policy to maximise on policy benefits
Waiting period is the time span during which you cannot claim some or all of the benefits of your policy. It is crucial to know the waiting period for various ailments mentioned in your policy to make an informed decision.
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Apr 15
It’s wise to be prepared for a sudden medical emergency. A health insurance policy can provide necessary financial support to get medical treatment in time.
Mar 07
The perks of health insurance for parents include a higher insured sum and full coverage for a wide range of ailments arising due to age.
Apr 30
Health insurance offers financial protection in case of medical emergencies that may arise due to an accident or critical illness.